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IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

You mean the digital card which cost 299+GST? Isn't the digital card different? coz the joining bonus of 4*1000 spends is not eligible for the digital one associated with it so I'm under the impression that I wouldn’t be getting the BOGO offers either! Could you clarify if that's the case?
I am unsure if we are on the same page.
You got your Metal card , you did txn and you got Cashback of 4k and waiting for 10k bonus rp , then you lost your card and want to close the card after receiving 10k rp, this is my understanding

My question is have you blocked your card already and raised request for replacement card ?

Just disable offline , pos , atm txn on your card from the IDFC app and use that card for making online spends or whatsoever the offer you want to avail, only if you dont want to get a new Physical card in any form factor (Metal or Plastic) by paying fees.

Lounge Access is anyhow provided by Dreamfolks which can be accessed by generating QR.

I am still evaluating what benefits you get by preclosing your card before completing 1 Year, after getting the 10k bonus RP
 
I am unsure if we are on the same page.
You got your Metal card , you did txn and you got Cashback of 4k and waiting for 10k bonus rp , then you lost your card and want to close the card after receiving 10k rp, this is my understanding

My question is have you blocked your card already and raised request for replacement card ?

Just disable offline , pos , atm txn on your card from the IDFC app and use that card for making online spends or whatsoever the offer you want to avail, only if you dont want to get a new Physical card in any form factor (Metal or Plastic) by paying fees.

Lounge Access is anyhow provided by Dreamfolks which can be accessed by generating QR.

I am still evaluating what benefits you get by preclosing your card before completing 1 Year, after getting the 10k bonus RP
So, I blocked my card as it was lost but didn't go for replacement as they were only giving replacement for metal card only which cost ₹4100 and denied giving option for plastic replacement. So, that's why I was thinking for getting this closed after getting 10k bonus RP
 
So, I blocked my card as it was lost but didn't go for replacement as they were only giving replacement for metal card only which cost ₹4100 and denied giving option for plastic replacement. So, that's why I was thinking for getting this closed after getting 10k bonus RP
Ask them if they can issue only a Digital card.
If they agree then you are sorted for 1 year.
 
They are not issuing me the plastic card stating they have not gone live for plastic card replacement

Just view the number, cvv, expiry in online app/website.

And use that for online purchases especially BMS. Then close before renewal.

You literally have card number in your hand, no need to close now, IMO.
 
IDFC has started charging the first year fee of the card while applying itself. It seems it has realized folks getting metal and then calling the card lol
 
But they can't charge fee until card activation, right? There is some rule around that.
What rule. In India rules and all are for the customers and common people. No rules for banks and businesses they can do whatever they want and no one will ask. East India Company again, but only this time it is in India only.
 
I already paid the fees and only used the card for BOGO at bms for a low value transaction. where to use 4*1k to get 4k cashback.? please help
 
What does incremental spends above ₹20,000 mean. If I swipe ₹25,000 in one transaction, will the whole amount be given 5x or 20k will give 5x and 5k will give 10x?
 
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