IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[C_R]

Yeah I did entered the wrong expiry date but what is the solution for this ??? I asked the customer care to cancel this credit card and demanded my joining fees back.

I have sent an email. Let us see.
But in my case, I am sure that all card details were correct.

 

[helloworld]

I entered the wrong expiry date three or more times on September 15 with my IDFC Ashva credit card. After that, I was unable to make online transactions. I reached out to customer care, and they said it’s a tokenization issue. What should I do now? Please help

if card is not blocked, try on different website with small amount after 24 hours gap.

 

[praveensudhakaran]

Thought they would position these cards as Mayura > Ashva > Wealth > Select unfortunately it has become Wealth > Select > Ashva > Mayura.

Yes, I have wealth LTF. No use in upgrading to any of these!

So, wealth devaluation expected?

 

[helloworld]

So, wealth devaluation expected?

This card lacks value due to several limitations and nothing left to further devaluation, its shelf-card actually.

Loung/Spa: Required 20k/pm spends
Golf: Required another 20k/pm spends

Now, if you're ok to spend that 40k/pm then

Reward rate: On 40k/pm spends you'll get only 1.08% (BOB Snapdeal offers higher with just ₹300 annual fee)

Not only that, any unknown or not categorized transaction converted to rent and levy surcharge.

Utility, Insurance: Only 0.16% (vs DC 0.25%)

On top of this low reward rate, there is redemption fee of 118rs.

Forex markup: -0.7% on 40k/pm spends.

Cash withdrawal fee: 2.36% (same as wallet fee for known apps)

+ On this prestigious upcoming bank

no online 10% offers, and many EMI only offers.

Two note worthy features still exist:

- paytm bogo (if theatre exist)
- rsa

Overall, basic cashback cards offer better value than this so-called premium LTF card.

 

[C_R]

if card is not blocked, try on different website with small amount after 24 hours gap.

I have tried on different websites. same result. otp page itself dosent come. Card is not blocked as offline is still working.

 

[borg]

As per the weight they are mentioning yes it should be premium.

IDFC Mayura: 17gm metal (Equivalent to weight of HDFC Infinia, Amex Plat Charge, Axis Bank Reserve..)
IDFC Ashva: 12gm metal (Equivalent to weight of Axis Magnus..)

got the mayura in 3 days looks nice but the biz black HDFC metal feels heavier

 

[helloworld]

I have tried on different websites. same result. otp page itself dosent come. Card is not blocked as offline is still working.

turn off online transaction in card settings. wait for message, then wait for 5 mins - turn on and try.

 

[C_R]

turn off online transaction in card settings. wait for message, then wait for 5 mins - turn on and try.

I had tried this...but did not wait for 5 min..disabled and enabled immediately..
no luck...lemme try the way you mentioned

 

[BVCBVC is verified member.]

So, wealth devaluation expected?

What's left to devalue?? It lost it's shine.

 

[theflash]

What's left to devalue?? It lost it's shine.

1X on all Txn and no acceleration

50k spends for spa golf and Lounge

 

[BVCBVC is verified member.]

1X on all Txn and no acceleration

50k spends for spa golf and Lounge

If 50K per quarter that should be fine. For a LTF Card 50000 per month is a worst case ever.

 

[Hisoka]

Anyone received bonus reward points for Mayura/Ashwa? It's still not reflecting in my reward balance

 

[borg]

is there any spend based waiver. i took this for the novelty , may be close it after 1 year

 

[R!ppEr]

Anyone received bonus reward points for Mayura/Ashwa? It's still not reflecting in my reward balance

same, came here to ask the exact same question! paid the bill, got the 4k cashback but the reward points arent reflecting yet!

 

[helloworld]

If 50K per quarter that should be fine. For a LTF Card 50000 per month is a worst case ever.

Its not technically LTF card, IMO. If one wants to utilize this card features have to spend atleast 30k in a month (for lounge/10x etc.) that is 3.6L per year spends. Kind of premium card but features are very basic range.

 

[helloworld]

is there any spend based waiver. i took this for the novelty , may be close it after 1 year

do you want to spend in the first place? which card Ashva, Mayura or Wealth?

 

[borg]

do you want to spend in the first place? which card Ashva, Mayura or Wealth?

asking about the mayura, wealth is already ltf, my other main cards are amex and diners black, so this could be the normal usage card especially offline

 

[helloworld]

asking about the mayura, wealth is already ltf, my other main cards are amex and diners black, so this could be the normal usage card especially offline

its 1.3% if you spend 30k in a month, otherwise less. I hope you can get better with AMex, Diners.

These IDFC cards are just for collection, not meant for usage in anyway.

 

[varun037]

its 1.3% if you spend 30k in a month, otherwise less. I hope you can get better with AMex, Diners.

These IDFC cards are just for collection, not meant for usage in anyway.

For offline spends, wont diners black offer a better reward of 3.33%?

 

[borg]

its 1.3% if you spend 30k in a month, otherwise less. I hope you can get better with AMex, Diners.

These IDFC cards are just for collection, not meant for usage in anyway.

yes i use my biz black and amex wherever possible, but still many online and offline wont accept these 2 so i meant for those spends