IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[Anindya98]

How does the Mayura Metal Credit Card compare to the DCB, which is LTF in my case?

DCB is significantly superior to Mayura in terms of overall benefits and features. The only notable advantage of Mayura is its zero forex fee, with no other substantial benefits. At present, opting for IDFC Mayura does not appear to be a practical choice.

Is the Mayura Metal Card superior to the DCB?

Certainly not.

 

[denisjos]

I know this doesn't add value to the card. But I have dcb and an ashva. Took ashva just to get a feel for it and will cancel next year.
But the card design in superb, I imagine it is the same with mayura. Dcb is nothing in design when compared.
Idfc has the card to flaunt now they just need to adjust its returns. Again probably they won't since they are not so competitive and seems to be loosing out on the whole.

 

[theXfactor]

Go for IDFC First Debit cards. They are practically better than their credit cards.

 

[cc_newbie]

Go for IDFC First Debit cards. They are practically better than their credit cards.

Which one do you recommend? Leaning towards Mayura for the zero forex + ~1.8% rewards on top of that. Not getting cards like Olympus, Infinia or DCB

 

[R!ppEr]

Which one do you recommend? Leaning towards Mayura for the zero forex + ~1.8% rewards on top of that. Not getting cards like Olympus, Infinia or DCB

used mayura recently in japan for all the shopping and tix, 2lacs worth of txn at 0 forex. i think covered my fee 🙂

 

[theXfactor]

Which one do you recommend? Leaning towards Mayura for the zero forex + ~1.8% rewards on top of that. Not getting cards like Olympus, Infinia or DCB

There are recommendations on this forum. Anyway, what's that you are looking for primarily and then good to haves.

 

[BVCBVC is verified member.]

used mayura recently in japan for all the shopping and tix, 2lacs worth of txn at 0 forex. i think covered my fee 🙂

That’s the only sweet spot where it excels.

 

[Credit_Cards]

Which one do you recommend? Leaning towards Mayura for the zero forex + ~1.8% rewards on top of that. Not getting cards like Olympus, Infinia or DCB

If you can get value more than Annual fee else there are cheaper options available for zero forex

 

[cc_newbie]

used mayura recently in japan for all the shopping and tix, 2lacs worth of txn at 0 forex. i think covered my fee 🙂

Was it easy to redeem those 10x points?

 

[Kumar93196]

Was it easy to redeem those 10x points?

Yes . .

 

[denisjos]

Go for IDFC First Debit cards. They are practically better than their credit cards.

Considering what happened with AU and their dc rewards idfc system is also doomed. But do enjoy while it lasts. Amex not being on bbps is really hurting my idfc dc points

 

[theXfactor]

Amex not being on bbps is really hurting my idfc dc points

Kindly explain .

 

[denisjos]

Kindly explain .

Idfc dc has a accelerated reward structure when spends are above 50k and returns come out to be abt 2.36% or so. And I used to pay the cc bills using this debit card to get the returns.

 

[theXfactor]

Idfc dc has an accelerated reward structure when spends are above 50k and returns come out to be abt 2.36% or so. And I used to pay the cc bills using this debit card to get the returns.

I got that but what I wanted to understand how Amex not being on bbps hurting your idfc points

 

[denisjos]

I got that but what I wanted to understand how Amex not being on bbps hurting your idfc points

Can't pay the cc bills using idfc debit card anymore

 

[Anindya98]

Can't pay the cc bills using idfc debit card anymore

W h y?

 

[denisjos]

W h y?

Do you know a way to pay amex bill now using idfc debit card

 

[Anindya98]

Do you know a way to pay amex bill now using idfc debit card

 

[helloworld]

I currently have the IDFC First Wealth Credit Card, which is lifetime free (LTF). Additionally, I have been offered the IDFC First Mayura Metal Credit Card; however, it is not LTF.

Besides the IDFC First Wealth Credit Card, I also own the Diners Club Black (DCB) card, which is my default card for all transactions. The rewards on the DCB are highly attractive, especially when using the SmartBuy platform. Furthermore, the DCB card is also lifetime free for me.

How does the Mayura Metal Credit Card compare to the DCB, which is LTF in my case? Is the Mayura Metal Card superior to the DCB? As a retired individual with a passion for traveling the world, most of my expenses are travel-related.

Wealth = Mayura in a way, and both of them nowhere close to HDFC Swiggy/Millennia.

DCB is way beyond to these IDFC cards. Don't compare based on price, these are overpriced not useful cards.

 

[helloworld]

Which one do you recommend? Leaning towards Mayura for the zero forex + ~1.8% rewards on top of that. Not getting cards like Olympus, Infinia or DCB

Thread 'Beat Forex Fees: Best Credit Cards that offset mark-up fee with Rewards'

Oct 4, 2024

IMO, when it comes to credit cards, >0% rewards is always better than 0%, especially when dealing with mark-up fees (foreign transaction fee)!

I wanted to share some tips for those of you who frequently travel or make purchases from international websites. You might already know that many credit cards charge a foreign transaction fee (usually 4.13%) whenever you buy something in a different currency. Unfortunately, these fees can eat into any rewards or cashback you’re hoping to earn.

There are credit cards that still provide positive rewards...

• helloworld
• Replies: 93
• Forum: Credit Card - General

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