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IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched
- Thread starter BVC
- Start date
Now you have to pay the JF to receive the physical card.
Without paying the fees they will not dispatch your card. When we(@BVC @Krishna Kumar and many more) got the card there was no condition to pay the JF fee before receiving the card. Think before getting it, now as the welcome bonus is also reduced. The cost of keeping the card for the 1st yr. is not worth in my view.
Many got it as collectibles and IDFC have corrected it now. To receive the card you need to pay the fees, then only card will be dispatched.
Exactly. Not worth now. Mayura atleast has an 0 Forex (But fees is on higher side)
@BVC @Anindya98 Does the 4k joining cashback received on Mayura would be adjusted against the outstanding billing amount?
Yes, it will be adjusted with the outstanding amount.
okay thank you
Looks wise card is excellent, if they revalue with some more benefits people might continue, else mass cancellations will be there.
For your Question, Answer is Yes.
I applied for this card yesterday and though the joining reward points offer is not as lucrative as before to recover most of the joining fees but I am planning to primarily use for BMS and Forex expenses since I don't have any other card except RBL Play for BMS. And I probably won't renew it unless yes they revalue with some more benefits.
Thank you for the answer.
Gabbar.Singh
TF Select
I currently have the IDFC First Wealth Credit Card, which is lifetime free (LTF). Additionally, I have been offered the IDFC First Mayura Metal Credit Card; however, it is not LTF.
Besides the IDFC First Wealth Credit Card, I also own the Diners Club Black (DCB) card, which is my default card for all transactions. The rewards on the DCB are highly attractive, especially when using the SmartBuy platform. Furthermore, the DCB card is also lifetime free for me.
How does the Mayura Metal Credit Card compare to the DCB, which is LTF in my case? Is the Mayura Metal Card superior to the DCB? As a retired individual with a passion for traveling the world, most of my expenses are travel-related.
Besides the IDFC First Wealth Credit Card, I also own the Diners Club Black (DCB) card, which is my default card for all transactions. The rewards on the DCB are highly attractive, especially when using the SmartBuy platform. Furthermore, the DCB card is also lifetime free for me.
How does the Mayura Metal Credit Card compare to the DCB, which is LTF in my case? Is the Mayura Metal Card superior to the DCB? As a retired individual with a passion for traveling the world, most of my expenses are travel-related.
DCB is significantly superior to Mayura in terms of overall benefits and features. The only notable advantage of Mayura is its zero forex fee, with no other substantial benefits. At present, opting for IDFC Mayura does not appear to be a practical choice.
Certainly not.
I know this doesn't add value to the card. But I have dcb and an ashva. Took ashva just to get a feel for it and will cancel next year.
But the card design in superb, I imagine it is the same with mayura. Dcb is nothing in design when compared.
Idfc has the card to flaunt now they just need to adjust its returns. Again probably they won't since they are not so competitive and seems to be loosing out on the whole.
But the card design in superb, I imagine it is the same with mayura. Dcb is nothing in design when compared.
Idfc has the card to flaunt now they just need to adjust its returns. Again probably they won't since they are not so competitive and seems to be loosing out on the whole.
Go for IDFC First Debit cards. They are practically better than their credit cards.
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Which one do you recommend? Leaning towards Mayura for the zero forex + ~1.8% rewards on top of that. Not getting cards like Olympus, Infinia or DCB
used mayura recently in japan for all the shopping and tix, 2lacs worth of txn at 0 forex. i think covered my fee 🙂
There are recommendations on this forum. Anyway, what's that you are looking for primarily and then good to haves.
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That’s the only sweet spot where it excels.
If you can get value more than Annual fee else there are cheaper options available for zero forex
Was it easy to redeem those 10x points?
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