Read this.. they started charging the upfront fees for the card after this.
Thread 'IDFC First Bank is Not Following RBI Guidelines' https://www.technofino.in/community/threads/idfc-first-bank-is-not-following-rbi-guidelines.31671/
Thread 'IDFC First Bank is Not Following RBI Guidelines' https://www.technofino.in/community/threads/idfc-first-bank-is-not-following-rbi-guidelines.31671/