Offer Fulfilled! IDFC First Rewards' best redemption options?

[Anindya98]

I have accumulated 20000 RPs in the IDFC First rewards portal by next month I will be able to redeem it. What are the best possible options for redemption?
I am only interested in e-gift card/voucher category not interested in buying any products.
I am thinking of converting it to 5000 Amazon Pay GV net profit of 4882 after 118 redemption fees.
Also, on my other 2 family accounts, I have 6000+ each account.


Any more Suggestions will be appreciated
Update: 18-09-2024
IDFC has removed the 1K Amazon Pay GV and Shopping Voucher both Options from the Redeem Section Now max 2500 (500*5) can be redeemed at once. Same for Flipkart GV no 1K option.

 

[ak93]

Idfc cc allows for amazon pay redemption?

Don't see amazon pay in cc rewards. Best option for cc rewards is to use it to make payment from otp page -> redeem points.

 

[maverickgenius]

plan it to redeem around 25k
Anyway points wont expire

I will redeem 40K points altogether.

If I redeem 60k points for amazon pay gift voucher

IDFC allows only 20k points redemption in one shot for Amazon Pay voucher (20k points = 5k Amazon). Anything more than that has to be processed via multiple redemptions.

So I usually redeem as soon as I hit 20k. No use waiting longer than that.

Also, I have redeemed multiple times and I have never been charged the redemption fee.

 

[Wealth is my birth right!]

IDFC allows only 20k points redemption in one shot for Amazon Pay voucher (20k points = 5k Amazon). Anything more than that has to be processed via multiple redemptions.

So I usually redeem as soon as I hit 20k. No use waiting longer than that.

Also, I have redeemed multiple times and I have never been charged the redemption fee.

Oh is it
I get 99/- gst every time

 

[kpravinramesh]

Oh is it
I get 99/- gst every time

That means that if u redeem 20k points u will be charged 116 rs only .

 

[Wealth is my birth right!]

That means that if u redeem 20k points u will be charged 116 rs only .

Yes its for every redemption
I got Amazon Vouchers

 

[Anindya98]

IDFC allows only 20k points redemption in one shot for Amazon Pay voucher (20k points = 5k Amazon). Anything more than that has to be processed via multiple redemptions.

So I usually redeem as soon as I hit 20k. No use waiting longer than that.

Also, I have redeemed multiple times and I have never been charged the redemption fee.

Yes, I recently checked maximum 20K Points can be redeemed in one go.
Yes, I am redeeming at 20K Amazon GV

 

[imraj]

Is it still same or only 5K gv

Yes, I recently checked maximum 20K Points can be redeemed in one go.
Yes, I am redeeming at 20K Amazon GV

 

[Anindya98]

Is it still same or only 5K gv

Yes, again I will redeem it in October/November next month more than 16K points are incoming.

 

[HumorSimpson]

Yes, again I will redeem it in October/November next month more than 16K points are incoming.

Is this for idfc cc or dc ?

 

[Anindya98]

Is this for idfc cc or dc ?

5000 Joining Bonus for Ashva and other 11K for DC. I don't use IDFC CC often because of the rewards rate.

 

[theflash]

Good idea
Lets save that 118/- to the best

Btw anyone of you charged this till now?

I had Select acct at that time as well no fees were charged and am Wealth acct holder as of May no charges levied till now for redemption made thereafter.

Redeemed in June & July no charges have been charged yet.

PS : Ig the context is DC here...

 

[Wealth is my birth right!]

Btw anyone of you charged this till now?

I had Select acct at that time as well no fees were charged and am Wealth acct holder as of May no charges levied till now for redemption made thereafter.

Redeemed in June & July no charges have been charged yet.

PS : Ig the context is DC here...

May be wealth accounts no charge

 

[theflash]

May be wealth accounts no charge

But wasn't charged on Select either 🤔🤣

 

[greenmail007]

What else other than amazing amazon 😀
But add more reward points considering idfc redemption charges
I hold 9k and plan it to redeem around 25k
Anyway points wont expire

Already hold 36k & plan it to redeem around 50k

 

[theflash]

Already hold 36k & plan it to redeem around 50k

Ig the max you can redeem in AGV is 20k = ₹5k in DC. Not aware about CC...

 

[Anindya98]

Btw anyone of you charged this till now?

I had Select acct at that time as well no fees were charged and am Wealth acct holder as of May no charges levied till now for redemption made thereafter.

Redeemed in June & July no charges have been charged yet.

PS : Ig the context is DC here...

I am also not charged holding Select Account. I redeemed on June it was written it will be charged within 90/120 days don't remember the exact number. Again I will redeem in October end or November

 

[Anindya98]

Already hold 36k & plan it to redeem around 50k

Only 20K max redeemable in 1 time

Ig the max you can redeem in AGV is 20k = ₹5k in DC. Not aware about CC...

Yes, CC I don't use much no idea but DC it is 20K Max

 

[HumorSimpson]

Only 20K max redeemable in 1 time

Yes, CC I don't use much no idea but DC it is 20K Max

20k inr or points

 

[Anindya98]

20k inr or points

20K Points equivalent to 5K INR

 

[Sudip]

Maximum Amazon gift card option available to me for redeeming is 2500₹ (500₹ x 5 voucher)
Have 61,000 points.