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IDFC FIRST WEALTH DEBIT CARD VS CREDIT CARD

Umm pretty simple
DC :
no spends required for lounge access
You don't have a specific limit for spending on a DC, your AC balance is your limit
Doesn't come with a dreamfolks card means no spa
No railway lounge
Only criteria for you to get a wealth DC is be a wealth customer simply by keeping high amount in for some time
Reward rate is very poor
You can't get add on cards
RSA is present on both DC and CC
No spends req for golf session as well
 
Last edited:
Umm pretty simple
DC :
no spends required for lounge access
You don't have a specific limit for spending on a DC, your AC balance is your limit
Doesn't come with a dreamfolks card means no spa
No railway lounge
Only criteria for you to get a wealth DC is be a wealth customer simply by keeping high amount in for some time
Reward rate is very poor
You can't get add on cards
RSA is present on both DC and CC
No spends req for golf session as well
Thanks Sir
 
Hi all,

I have an IDFC First Wealth Debit Card which mentions free airport lounge access for "Self + Companion." Does this mean I can bring one companion for free?

Thanks!
 
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