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IDFC First Wealth easily approved

Apply For Lifetime Free IDFC First Credit Card
A

avis_

TF Premier
I am NTB customer with IDFC. I had some relationship in the past with IDFC via Flipkart Paylater which I had closed last year.

Hi Guys,

I will share my successs story of how I got approved for Wealth Credit Card from IDFC bank.

I recieved a call from sales team that I was eligible for IDFC LTF credit card. I clearly told them I am not gonna apply unless I get wealth card. She told she can apply Wealth for me and it will approve for sure.

I trusted her and followed her steps and boom the card was approved on second day and virtual card has arrived.

My monthly avg salary is ~60k and CIBIL hovers between 770 and 780


If anyone wants to apply ensure your work location and current residence is at same City. I can share the agent contact who helped me to apply.

For agent contact check message number #42

I have recieved my physical card in just 2 days check message #43

Edit 1

Update by user @_amit_
WFH so not possible for me.
In her knowledge, WFH with company address (or any company branch) not in same city usually gets rejected later on.
 
Last edited:
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For lounges and spa on Wealth, do we get Dreamfolks with the card or separately later ?

My Wealth got delivered today, no Dreamfolks card in packaging
 
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Anindya98 said:
yes


Suppose you have IDFC Classic with a 1L Limit. If you have a Wealth Account call the CC and ask them for Wealth CC without LE.Even after you loose Wealth Status your will have Wealth CC
Click to expand...
My wealth RM also coudnt do anything to get me wealth CC even when I have been a wealth account holder since more than a year, have select credit card since more than 4 years with around 1.8L limit.
 
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codenerd said:
My wealth RM also coudnt do anything to get me wealth CC even when I have been a wealth account holder since more than a year, have select credit card since more than 4 years with around 1.8L limit.
Click to expand...
You need a card with high limit, in excess of 5-6 lakhs. Apply c2c and put salary of more than 3 lakhs pm. It will get approved. If applied recently, wait for a while.
 
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hedgehog2122 said:
You need a card with high limit, in excess of 5-6 lakhs. Apply c2c and put salary of more than 3 lakhs pm. It will get approved. If applied recently, wait for a while.
Click to expand...
I already have Select CC hence I cant apply for another IDFC card on c2c basis. Also I have ICICI Sapphiro with 5.5L limit but again they are least bothered to even consider that.
 
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codenerd said:
My wealth RM also coudnt do anything to get me wealth CC even when I have been a wealth account holder since more than a year, have select credit card since more than 4 years with around 1.8L limit.
Click to expand...
Call the CC, not your RM
BVC

Thread 'IDFC Upgrading Select Credit Card to Wealth Credit Card'

IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.

Process:

- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.

1722341017292.webp
-Within 1 working day the request has been processed to...
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  • Hehe
 
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CC took my request for upgrade without limit enhancement my limit is 4.4l. But it is pending for last 7days. Waise I don't intend to keep Select- thought LTF hai to just keep Wealth. Maybe kabhi kisi offer ke kaam aa jaaye.
 
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Successfully closed the most useless card in my collection - IDFC First Wealth CC
Now a days, everyone is getting this card, and looks like IDFC first has a lot of bulk stock of this card printed and kept somewhere and somehow they want to finish the stock. That's why they are throwing away this card at everyone just like that.
To be honest, they should not call it a premium card. The reward rates are so poor and there are no benefits as well.
IDFC First is becoming the next ICICI by giving so many useless low-rewarding cards, just by calling it as premium and super premium.
 

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cardio_guy said:
Successfully closed the most useless card in my collection - IDFC First Wealth CC
Now a days, everyone is getting this card, and looks like IDFC first has a lot of bulk stock of this card printed and kept somewhere and somehow they want to finish the stock. That's why they are throwing away this card at everyone just like that.
To be honest, they should not call it a premium card. The reward rates are so poor and there are no benefits as well.
IDFC First is becoming the next ICICI by giving so many useless low-rewarding cards, just by calling it as premium and super premium.
Click to expand...
IDFC Mayura and Ashwa too useless cards
 
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