IDFC FIRST WEALTH

[Naman@Jain]

Hi
I want to ask after transfering 10L , how much time i should take to contact customer care of idfc bank for wealth upgrade for example I transferred 10L today i.e 2/4/2024 when should i mail them for wealth upgrade.

 

[theflash]

Looks like you started liking talking to idfc 😁

Bruh I noticed one thing
I call idfc
I have to press 2 for saving account
3 for credit card
It gets connected in 1 second ( even before having select)

For my brother ( new saving) he had to verify dc last digit and all 😂😂

So it's not same for all

The same thing happened with me 2 time I was directly connected but now it asks me to verify DC each time I call.

 

[Vasuki]

The same thing happened with me 2 time I was directly connected but now it asks me to verify DC each time I call.

Looks like I m special 😁
To idfc freeze bank

 

[pprakash11]

Wah Zomato bhaiya wah
😁
There is no non nmc
So where is this charge thing coming from

One has to maintain the MAB of the variant of account opened.
For 10K Account/ 25K Account
This much one has to maintain.
For FF, as always Zero.

 

[Vasuki]

One has to maintain the MAB of the variant of account opened.
For 10K Account/ 25K Account
This much one has to maintain.
For FF, as always Zero.

I thought base account maintenance was - pre understood..

 

[zomato]

Wah Zomato bhaiya wah
😁
There is no non nmc
So where is this charge thing coming from

idfc walo ne kuch info nhi de rakhi on website, isliye didn't know ki nmc charges hi nahi 😁

kitna ip lagta to open though?

 

[Vasuki]

idfc walo ne kuch info nhi de rakhi on website, isliye didn't know ki nmc charges hi nahi 😁

kitna ip lagta to open though?

I opened future first with 3 lakh IP thinking
Select ho jayega
But Mfs don't know what select is

After 3 month approx I was pre eligible for select so I got call from patna branch ( not mine ) bcz I requester rm from that branch .
He said I was pre eligible and sent me link and it was done in 2 minutes

 

[zomato]

I opened future first with 3 lakh IP thinking
Select ho jayega
But Mfs don't know what select is

After 3 month approx I was pre eligible for select so I got call from patna branch ( not mine ) bcz I requester rm from that branch .
He said I was pre eligible and sent me link and it was done in 2 minutes

future first ke liye ip kyun vo 0 mab wala account hai na?


wealth ke liye kya criteria hai?

 

[Humanbeing]

After 3 month approx I was pre eligible for select so I got call from patna branch ( not mine ) bcz I requester rm from that branch .
He said I was pre eligible and sent me link and it was done in 2 minutes

What process did you follow to get the RM, if you would like to elaborate?

 

[Vasuki]

What process did you follow to get the RM, if you would like to elaborate?

I had future first
So I called customer care
That I don't have rm
Everyone else has it


For select or wealth u can call customer care
And say
Look I want rm from that Branch
They will confrence call and u can talk to branch

 

[Vasuki]

future first ke liye ip kyun vo 0 mab wala account hai na?


wealth ke liye kya criteria hai?

5 lakh IP
10 lakh if account opened already


FF is indeed zero but the guy opened was after me buying Insunce so I profited him this way
No loss for me 👍

 

[theflash]

Guys any other bank will give a premium account with 5-7L Initial Funding and no MAB?

I already hold these

ICICI Wealth
Axis Priority (Maintaining MAB with family Banking)
HDFC Preferred
IDFC Wealth

 

[BVC]

Guys any other bank will give a premium account with 5-7L Initial Funding and no MAB?

I already hold these

ICICI Wealth
Axis Priority (Maintaining MAB with family Banking)
HDFC Preferred
IDFC Wealth

ICICI Wealth also 0 MAB after initial funding??

 

[theflash]

ICICI Wealth also 0 MAB after initial funding??

I'm not maintaining anything and in app it shows 0 MAB but I've heard others account being downgraded. I've not received any email/notice so far...

 

[Vasuki]

Guys any other bank will give a premium account with 5-7L Initial Funding and no MAB?

I already hold these

ICICI Wealth
Axis Priority (Maintaining MAB with family Banking)
HDFC Preferred
IDFC Wealth

Yes granduer if you want yes marque without income proof

ICICI Wealth also 0 MAB after initial funding??

Y e s

But I don't see any benefits
@theflash did u got any benefits of having icici wm ?

 

[theflash]

But I don't see any benefits
@theflash did u got any benefits of having icici wm ?

LTF DC that's it nothing else. But ya have ICICI 0 Balance account in case need to pay emergency repayment to ICICI CC...

 

[BVC]

I'm not maintaining anything and in app it shows 0 MAB but I've heard others account being downgraded. I've not received any email/notice so far...

How many months it's been not maintaining the MAB?

 

[theflash]

Yes granduer if you want yes marque without income proof

MAB requirement? I can't keep funds just have it for next 5-7 days... Also Marquee will get FYF or paid? Will get for sure? I mean I have 750+ CIBIL and 3-3.4L limits cc as well..

 

[theflash]

How many months it's been not maintaining the MAB?

Since the account opening that was in Oct/Nov'23

 

[theflash]

Since the account opening that was in Oct/Nov'23

There is no MAB required.if you have 25L AUM/FUM with ICICI that's the Wealth criteria and for Wealth Select is 3CR. I got this info from customer care regarding wealth and wealth select it's mentioned on website but it's invite only ig...

So 0 MAB technically if you have AUM/FUM...

 

[BVC]

There is no MAB required.if you have 25L AUM/FUM with ICICI that's the Wealth criteria and for Wealth Select is 3CR. I got this info from customer care regarding wealth and wealth select it's mentioned on website but it's invite only ig...

So 0 MAB technically if you have AUM/FUM...

What all will be considered under AUM??

Term Insurance/ Investment Plans Premium per annum considered or coverage considered??