IDFC has Started rolling out Credit Limit Enhancement!!!

[yashbhavnani]

So, IDFC FIRST Bank has finally started offering credit limit increase to their cardholders.

Got an IVR call today asking if I wanted to increase the limit on the IDFC credit card ending with xxxx. I said “yes” and it was done and it started reflecting in the IDFC app instantly.

Got an SMS/Watsapp confirmation later as well.

 

[Shrinit Padwal]

I too received the message to increase the limit. My limit is now 5,26,000. Can I try for wealth card? If yes, how do I do it?

Call/mail customer care and ask for upgrade.

 

[Gorillaz]

Call/mail customer care and ask for upgrade.

I tried with my old limit which was 4,21,000 and they declined. Dunno how others were able to upgrade their card to Wealth. I’d appreciate any help from those who have upgraded recently

 

[anirban.choudhuryanirban.choudhury is verified member.]

I tried with my old limit which was 4,21,000 and they declined. Dunno how others were able to upgrade their card to Wealth. I’d appreciate any help from those who have upgraded recently

Just try again
After devaluation , they are taking all requests for upgrade

 

[Shrinit Padwal]

Just try again
After devaluation , they are taking all requests for upgrade

Does IDFC accept C2C LE? And should the card be 6 month old for manual LE? My CL is 3.5 currently and have select, want to upgrade to wealth. Have Apay card with 5.5L CL, would that work?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Does IDFC accept C2C LE? And should the card be 6 month old for manual LE? My CL is 3.5 currently and have select, want to upgrade to wealth. Have Apay card with 5.5L CL, would that work?

Yeah you can try by mailing for few they have accepted card statement for LE and upgrade

 

[MOhit __]

Does IDFC accept C2C LE? And should the card be 6 month old for manual LE? My CL is 3.5 currently and have select, want to upgrade to wealth. Have Apay card with 5.5L CL, would that work?

I asked them to upgrade my card to wealth last November, and you can see their response below.

 

[MOhit __]

Yeah you can try by mailing for few they have accepted card statement for LE and upgrade

How much limit is needed for a current card to upgrade in wealth?
If it is 5 lakh, should I first ask for a LE before asking for an upgrade?

 

[anirban.choudhuryanirban.choudhury is verified member.]

How much limit is needed for a current card to upgrade in wealth?
If it is 5 lakh, should I first ask for a LE before asking for an upgrade?

4 lakhs for wealth

 

[Shrinit Padwal]

Yeah you can try by mailing for few they have accepted card statement for LE and upgrade

Any particular banks card statement only IDFC accept? As HDFC accepts only certain banks card statement for LE.
Also 6 months waiting period is mandatory or I can ask for LE immediately like say within 1 month of getting card

 

[shashank08]

Got the limit enhancement from 5L to 6.5L. Holding wealth CC.

 

[Gorillaz]

Dropped an email requesting for an upgrade to Wealth card. Let’s hope for the best

 

[kushhh]

What is salary requirements for applying wealth card

 

[CC-Muncher]

4 lakhs for wealth

Criteria for private credit card? Can it be LTF?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Criteria for private credit card? Can it be LTF?

Private has minimum limit requirement of 25 lakhs

 

[CC-Muncher]

Private has minimum limit requirement of 25 lakhs

Do they give it LTF?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Do they give it LTF?

You can try
Haven’t seen anyone with idfc private yet

If your IDFc card has 25 lakhs limit you can write for upgrade to private

 

[Amit_]

Dropped an email requesting for an upgrade to Wealth card. Let’s hope for the best

Update here, when you get reply.

 

[federer.reddevil]

Does IDFC accept C2C LE? And should the card be 6 month old for manual LE? My CL is 3.5 currently and have select, want to upgrade to wealth. Have Apay card with 5.5L CL, would that work?

Which email you sent request for C2C LE?

 

[Gorillaz]

Update here, when you get reply.

Will do

 

[Gorillaz]

How much limit is needed for a current card to upgrade in wealth?
If it is 5 lakh, should I first ask for a LE before asking for an upgrade?

I’ve seen people with 4 lakh plus limit on their IDFC credit card upgrade to the wealth variant. Just drop an email and try your luck