IDFC has started to upgrade from Select to Wealth, easily by Card to Card

[cardwizard]

Hi, IDFC has started to upgrade from Select to Wealth, easily by Card to Card (other card should have limit abv 4lk), just share your other card statement, and they will upgrade your existing card within a week, had to send other card statement to IDFC Banker <banker@idfcfirstbank.com> and they processed the upgrade quiet smoothly.

 

[himanshu15]

Can you share the email address of pno and if possible content of mail as well..

Thanks

pno@idfcfirstbank.com

Hi,
I want to upgrade my select credit card to wealth credit card.
Could you please let me know what documents do i need to share for this?
Contact no :- XXXXXXXXX

This was my mail and after a day got response that i have to share the 3 months salary slip and bank statement.
You can directly share the doc and ask for update also.

 

[gamersgzb]

pno@idfcfirstbank.com

Hi,
I want to upgrade my select credit card to wealth credit card.
Could you please let me know what documents do i need to share for this?
Contact no :- XXXXXXXXX

This was my mail and after a day got response that i have to share the 3 months salary slip and bank statement.
You can directly share the doc and ask for update also.

Have sent the email let's see what happens.. my limit was last increased 4 months back.. it could become an issue..

 

[gamersgzb]

Thanks for the info.
Sent email to pno and shared last 3 months salary slip and bank statement and today limit was increased to 5 lakh and in idfc app its showing wealth card.
Haven't received the sms for card dispatch yet.
My card is only 3.5 months old and have done 3-4 transaction only and spent total 18k around.

Hi himanshu, after how many days of sending salary slips the wealth card was visible in your app ?..

 

[himanshu15]

Hi himanshu, after how many days of sending salary slips the wealth card was visible in your app ?..

Sent mail on 21st october and card was visible on 25th Oct.
Checked on 25th Oct after getting mail that credit limit is increased and my service request is closed.

 

[gamersgzb]

Sent mail on 21st october and card was visible on 25th Oct.
Checked on 25th Oct after getting mail that credit limit is increased and my service request is closed.

Have sent the salary slips and statement today.. will see what happens in 2-3 days

 

[gamersgzb]

Have sent the salary slips and statement today.. will see what happens in 2-3 days

@himanshu15 my card is also upgraded to wealth thanks 🙂

 

[Avatar Aang]

@himanshu15 my card is also upgraded to wealth thanks 🙂

Whats your net salary range?

 

[gamersgzb]

Whats your net salary range?

But my upgrade has been rejected by bankers@idfcbank 2-3 times at same salary...

PNO team has finally approved the upgrade...

 

[aayusharyan]

I will try sending them email on C2C basis, I hold ICICI Rubyx LTF with a CL of 10L. Hoping to get an LE on my IDFC Select, (if I get a Card upgrade, that's even better).

Waiting for my statement to be generated for this month, lol.

 

[Buttman]

I will try sending them email on C2C basis, I hold ICICI Rubyx LTF with a CL of 10L. Hoping to get an LE on my IDFC Select, (if I get a Card upgrade, that's even better).

Waiting for my statement to be generated for this month, lol.

Let me know if it works out for you. Then I’ll do the same 😛

 

[ANANTMANTRIISHERE]

I will try sending them email on C2C basis, I hold ICICI Rubyx LTF with a CL of 10L. Hoping to get an LE on my IDFC Select, (if I get a Card upgrade, that's even better).

Waiting for my statement to be generated for this month, lol.

Sent them Sapphiro LTF 10L, rejected. No LE, No Upgrade. Sent them a good ITR as well along with it.

 

[rj_arora]

Is there any IDFC RM here who can help me apply for a CC on a C2C basis? Their portal doesn't show me any cards for my account.

 

[aayusharyan]

Sent them Sapphiro LTF 10L, rejected. No LE, No Upgrade. Sent them a good ITR as well along with it.

Ohhh, I don't have good ITR since I left my job last year to start my own Company. Anyway, no harm in trying. 😉

 

[Avatar Aang]

But my upgrade has been rejected by bankers@idfcbank 2-3 times at same salary...

PNO team has finally approved the upgrade...

I had requested for credit limit enhacement. PNO denied. I don't know on what basis they decide the credit limit. I am salaried with Form 16> 25L. Still they only offered 1.06L limit.
Will close the card and apply for wealth directly.

 

[gamersgzb]

I had requested for credit limit enhacement. PNO denied. I don't know on what basis they decide the credit limit. I am salaried with Form 16> 25L. Still they only offered 1.06L limit.
Will close the card and apply for wealth directly.

My current limit was 3.75 lakh and it's increased to 5 now

 

[aayusharyan]

I had requested for credit limit enhacement. PNO denied. I don't know on what basis they decide the credit limit. I am salaried with Form 16> 25L. Still they only offered 1.06L limit.
Will close the card and apply for wealth directly.

They gave LE 2.87L -> 4.5L. No variant upgrade unfortunately.

 

[gamersgzb]

They gave LE 2.87L -> 4.5L. No variant upgrade unfortunately.

Try after 2-3 month with PNO.. they may increase the limit or upgrade exceptionally

 

[aayusharyan]

Try after 2-3 month with PNO.. they may increase the limit or upgrade exceptionally

Does anyone knows the cooldown period?
I don't want to waste mine and their time in sending email just to know that I need to wait more before making LE requests.

 

[golu]

Does anyone knows the cooldown period?
I don't want to waste mine and their time in sending email just to know that I need to wait more before making LE requests.

just send another new email for card upgrade.

 

[gamersgzb]

Does anyone knows the cooldown period?
I don't want to waste mine and their time in sending email just to know that I need to wait more before making LE requests.

Usually they have cool down period of 6 months between two LE but my last LE was 4 month back, still PNO upgraded my card to wealth..