IDFC has started to upgrade from Select to Wealth, easily by Card to Card

[cardwizard]

Hi, IDFC has started to upgrade from Select to Wealth, easily by Card to Card (other card should have limit abv 4lk), just share your other card statement, and they will upgrade your existing card within a week, had to send other card statement to IDFC Banker <banker@idfcfirstbank.com> and they processed the upgrade quiet smoothly.

 

[vnadar23]

But whats good in wealth card, is it better than infinia ?

 

[raj007]

Does IDFC Wealth credit card offer railway lounge or it is discontinued?

 

[Shrinit Padwal]

Does IDFC Wealth credit card offer railway lounge or it is discontinued?

It does offer

 

[krishc]

Have one query regarding this particular method of closing Select variant and re-applying via C2C - how many CIBIL hits do we incur from IDFC throughout this process?

 

[Abhi1296]

I tried last month the same.
Send bank statements salary slips and other CC statements with more than 5lk limit.
No luck and hence cancelled select as I was not even using it for any spends.

 

[pprakash11]

I tried last month the same.
Send bank statements salary slips and other CC statements with more than 5lk limit.
No luck and hence cancelled select as I was not even using it for any spends.

Do you have Vistara or power plus as well ?

 

[am322]

Hi, I am a Wealth customer, I have Select card with 4.25 Lakhs limit and Federal Celesta with exactly 5 Lakhs limit still IDFC is denying upgrade to Wealth.
I have spent roughly 6 Lakhs in last 6 months as well.
I don't have any other IDFC Cards not even UPI.

 

[gamersgzb]

Hi, I am a Wealth customer, I have Select card with 4.25 Lakhs limit and Federal Celesta with exactly 5 Lakhs limit still IDFC is denying upgrade to Wealth.
I have spent roughly 6 Lakhs in last 6 months as well.
I don't have any other IDFC Cards not even UPI.

Did you send the salary slips during upgrade

 

[COmM4nDer]

possible from millennia to wealth?

 

[gamersgzb]

possible from millennia to wealth?

Very difficult... It is

 

[am322]

Did you send the salary slips during upgrade

Yes, both salary slips and bank statement.

 

[Sreebhargava]

I had a call with Customer service and they sent me a link to upload my bank statement and aadhar and pan and ticket is in open status from 10 days 🤞 asking me to wait for 2 more days to get update

 

[gamersgzb]

Yes, both salary slips and bank statement.

If not already, try sending to pno email address instead of bankers email address

 

[COmM4nDer]

Very difficult... It is

How to get LE & Upgrade?

 

[MOhit __]

admins, please change the subject line or delete this thread, card to card upgrade is not possible at all.
Except for the OP, no member received a card 2 card upgrade, and he didn't even share a screenshot of the email or any proof.

 

[gamersgzb]

How to get LE & Upgrade?

By sending mail to PNO email address and then share the salary slips and Bank statement

 

[indi_vishal]

Last year followed same.. but declined..

Submitted salary statement and Regalia Statement. So I closed my credit card from IDFC

 

[Swastik]

Sent my magnus statement with 5.1 lakh limit ,received below reply

Dear Sir,
Greeting from IDFC FIRST Bank!

We understand your concern.

In order to upgrade your card, we will need to increase your credit limit post which we can check if card is eligible for upgrade. For limit increase we request you to share income documents. Request you to send below documents on banker@idfcfirstbank.com.

Last 3 months of salary slip along with 3 months Bank statement stating Salary Credit with IFSC code and other detail reflecting.

Please note: Limit enhancement and upgrade is subject to assessment basis the document shared and bank's internal policies.

Warm Regards,
Nisha.Pujari
IDFC FIRST Bank
Customer Experience Team

 

[ank_sh1]

I recently got my IDFC card with the limit of 3.46L, ~3 months ago and only 2 statements have been generated yet. Can I request for LE and upgrade to wealth?

 

[Chaitanya-a]

I recently got my IDFC card with the limit of 3.46L, ~3 months ago and only 2 statements have been generated yet. Can I request for LE and upgrade to wealth?

Card should be more than 6 months old for upgrade request to be raised.