IDFC Wealth CC approved Instant using C2C

[RupayMan]

Just wanted to check my eligibility for which card IDFC is offering and surprisingly got Wealth Card instantly with my existing HDFC Intermiles limit,

Even they offered another option as 1.5L extra credit card limit along with 7.5L but asking for Credit card statement, I decided to choose first option and don't want any delay, within seconds got VKYC done and aadhar OTP part took sometime as OTP didn't received instantly, everything done, waiting for card approval, its approved in half an hour and virtual card ready to use in IDFC application.

 

[sanchit9282]

I tried to apply the same. Mentioned the AmazonPay credit card name manually in which I'm having limit above 10L still they offered me Millennia with just 50k limit.
Utter disappointment. I immediately cancelled the application.

 

[RupayMan]

I tried to apply the same. Mentioned the AmazonPay credit card name manually in which I'm having limit above 10L still they offered me Millennia with just 50k limit.
Utter disappointment. I immediately cancelled the application.

Amazon pay card come with no fee, where as If there is a card have any fee and u got that as LTF, it has different values to IDFC, don't use a card for C2C which don't have any fee in description.

 

[Lord Of Darkness]

I tried to apply the same. Mentioned the AmazonPay credit card name manually in which I'm having limit above 10L still they offered me Millennia with just 50k limit.
Utter disappointment. I immediately cancelled the application.

How old is your Amazon pay card ? Is it fairly new ? I think the bank looks at how long your previous relationship was as well.

 

[Sahilmiya]

I have SC ultimate, which is enough for wallet i guess.

What limit required in C2C for sc ultimate?.. any idea? .. please help if any one knows

 

[Thunder766]

I tried to apply the same. Mentioned the AmazonPay credit card name manually in which I'm having limit above 10L still they offered me Millennia with just 50k limit.
Utter disappointment. I immediately cancelled the application.

+1

Mine was quite similar, not getting cards other than Millennia or Classic with low limits, used Amazon Pay ICICI card.

 

[sanchit9282]

Its around 2+ years old.

How old is your Amazon pay card ? Is it fairly new ? I think the bank looks at how long your previous relationship was as well.

 

[vaibhav111vaibhav111 is verified member.]

What limit required in C2C for sc ultimate?.. any idea? .. please help if any one knows

SC don't do c2c only online for salaried individual and apply for lower variant and then if eligible then you can apply for 2nd card via scb app. Most people don't apply for scb ultimate directly cause or rejection even though they are eligible

 

[Lord Of Darkness]

I think ( i am only guessing ) that the age of your card you apply also matters ...my credit card relationship when I applied was more than 5 years.

 

[Lord Of Darkness]

SC don't do c2c only online for salaried individual and apply for lower variant and then if eligible then you can apply for 2nd card via scb app. Most people don't apply for scb ultimate directly cause or rejection even though they are eligible

Let me know if you want me to connect you to someone who can help you with getting an SC ultimate.

Some pointers

You cannot have too many CIBil enquiries in the last 6 months - not more than 4 i guess

Limit needed for C2C is more than 5 lakhs

Your gross income must be more than 25 lakhs

 

[deep@vie]

What limit required in C2C for sc ultimate?.. any idea? .. please help if any one knows

5l limit or 2l gross salary will get you Ultimate

 

[Sahilmiya]

5l limit or 2l gross salary will get you Ultimate

Just seen that my pin code not serviceable 🥹

Can anything done about that ?

 

[vaibhav111vaibhav111 is verified member.]

Let me know if you want me to connect you to someone who can help you with getting an SC ultimate.

Some pointers

You cannot have too many CIBil enquiries in the last 6 months - not more than 4 i guess

Limit needed for C2C is more than 5 lakhs

Your gross income must be more than 25 lakhs

Self employed they don’t take

 

[vaibhav111vaibhav111 is verified member.]

Let me know if you want me to connect you to someone who can help you with getting an SC ultimate.

Some pointers

You cannot have too many CIBil enquiries in the last 6 months - not more than 4 i guess

Limit needed for C2C is more than 5 lakhs

Your gross income must be more than 25 lakhs

Self employed they don’t take

 

[Naddy]

For me, the application is stuck in Application verification stage. VKYC is done. Any Idea, if I need to connect or just wait.
View attachment 12331

Hello Bro, is your card approved now?
I am also facing same issue i applied one day before last day in evening and its stucked there and its been 2 daya now. How much time it will take, is there any chance of decline?
Will they day any physical verification? It was showing no income proof required.

Please answer me

 

[Lord Of Darkness]

Self employed they don’t take

True that.

 

[mani101]

Hello Bro, is your card approved now?
I am also facing same issue i applied one day before last day in evening and its stucked there and its been 2 daya now. How much time it will take, is there any chance of decline?
Will they day any physical verification? It was showing no income proof required.

Please answer me

Yes, it got approved. After 2-3 days they came to my address for physical verification and post that in 3 days card got delivered. Just wait for few days.

 

[Naddy]

After home and office verification my card declined 😒

Yes, it got approved. After 2-3 days they came to my address for physical verification and post that in 3 days card got delivered. Just wait for few days.

 

[Naddy]

Can anyone help me to know the reason why they declined, should i try again with the different number last year i had Millenia card. With limit on 55000

 

[Naddy]

I entered the wrong salary like above 3lakh and it shows me the wealth card with the limit of 4.5 lakh ( No income doc required ).
But after office and home verification they declined my card.

 

[Hitman_107]

After home and office verification my card declined 😒

What do they ask in home and office verification?