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IDFC Wealth CC approved Instant using C2C

  • Thread starter Thread starter RupayMan
  • Start date Start date
  • Replies Replies 194
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RupayMan

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Just wanted to check my eligibility for which card IDFC is offering and surprisingly got Wealth Card instantly with my existing HDFC Intermiles limit,
Screenshot_20230323-124819_Chrome.jpg
Even they offered another option as 1.5L extra credit card limit along with 7.5L but asking for Credit card statement, I decided to choose first option and don't want any delay, within seconds got VKYC done and aadhar OTP part took sometime as OTP didn't received instantly, everything done, waiting for card approval, its approved in half an hour and virtual card ready to use in IDFC application.
 
Yeah Same here, I got it this month actually 🙂, not even been a couple of months. I think we can post this query on the SCB channel to see if there are any good suggestions !
After all SC stopped ViSa Infinite, now only mastercard, and devaluation in supermarket and Utilities. A big question to keep the card for renewal..
 
I thought to see when we are in renewal stage how the vouchers works, later decide on whether to keep or close it, because for 5.9k the vouchers should be beneficial.
Agreed, since we are only paying the GST portion, I would still keep it. I think there should be vouchers for Croma/Yatra and the likes which can be used for spends. My main reason of this card itself is - Wallet loads and nothing else and no other card (except BOB Eterna maybe) comes close to 3.3% for wallet loads.
 
Agreed, since we are only paying the GST portion, I would still keep it. I think there should be vouchers for Croma/Yatra and the likes which can be used for spends. My main reason of this card itself is - Wallet loads and nothing else and no other card (except BOB Eterna maybe) comes close to 3.3% for wallet loads.
How much wallets loaded so far using SC?
 
Whenever a pantaloon t shirt required load 50k lol
Yes, thats right ! I was able to pay around 35K for my Magnus credit card bill with this directly from the Axis payment site (until they sadly patched it 🙁) I have the rest stuck in my Payzapp now. I have a strange issue where I am not able to add - Paytm account itself to Uber (!!!! ) - it was working for a bit, but not anymore. Not sure if I have been banned by Paytm for third party loads ! And I must have hardly transferred not more than 5k to Paytm when this happened, so not really sure !
 
Magnus is better than infinia for Amazon voucher?

I think for Amazon pay - both give the same 3X or maybe Infinia gives more - not too sure. But it is definitely better than DCB which I have. Plus the best part is no cap on rewards per day. Plus each TXN takes you one step closer to the 1 Lakh milestone, so in that way it is rewarding 🙂
 
Yes, thats right ! I was able to pay around 35K for my Magnus credit card bill with this directly from the Axis payment site (until they sadly patched it 🙁) I have the rest stuck in my Payzapp now. I have a strange issue where I am not able to add - Paytm account itself to Uber (!!!! ) - it was working for a bit, but not anymore. Not sure if I have been banned by Paytm for third party loads ! And I must have hardly transferred not more than 5k to Paytm when this happened, so not really sure !
With the new payzapp implementation the zap card works like cc I think
So try buying amazon voucher for payzapp amount and use it for bills or
Payzapp wallet have acc transfer by creating beneficiary try with own transfer if no charges
 
With the new payzapp implementation the zap card works like cc I think
So try buying amazon voucher for payzapp amount and use it for bills or
Payzapp wallet have acc transfer by creating beneficiary try with own transfer if no charges

Thanks, if nothing works with PAYZAPP/Uber will try all these mentioned things. For now I have raised a ticket with Uber and they are looking into the issue, so fingers crossed.
 
I tried to upgrade my IDFC Select to Wealth but they denied.
Should I close this card and apply again after 6 months with C2C.
I have ICICI Sapphiro with 7.5L limit but it’s only 6 months old, does card’s age matter or do they look only only for limit ?
 
I don't think so age is matter, because I didn't enter the age of the card, just card variant and the limit, your Pan card and cibil should have the details to cross verify the details entered.
 
And one more thing, when we select our existing card from the bank list, i surprised to see no top end cards listed like Standard chartered Ultimate, even HDFC top cards, and my Intermiles card too.. So I over typed the card name instead of selecting from the predefined list.
 
And one more thing, when we select our existing card from the bank list, i surprised to see no top end cards listed like Standard chartered Ultimate, even HDFC top cards, and my Intermiles card too.. So I over typed the card name instead of selecting from the predefined list.
I think it’s worth a try then.
Does IDFC have a cooling period of 6 months or can I apply again immediately after closing my current card ?
 
And one more thing, when we select our existing card from the bank list, i surprised to see no top end cards listed like Standard chartered Ultimate, even HDFC top cards, and my Intermiles card too.. So I over typed the card name instead of selecting from the predefined list.
Yeah even ICICI AMAZON PAY (which most of us have huge limits), doesn't show up.
Thanks @Balavengat for sharing that we can over write card name and the limit
 
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