IDFC Wealth Credit Card Easily Approved

[hi buddy what to do]

Ok, So few days back i also thought to get IDFC Wealth Credit card after seeing threads on getting wealth card, just to add IDFC card to my portfolio. (will be using for sales & offers, considering the devaluations)

My Current Portfolio:
SBI Cashback - Jan 2023
Axis Neo LTF - Sept 2023
HDFC Millenia LTF - Dec 2023
ICICI Dual Sapphiro LTF- Jan 2024
BOB Premier Rupay LTF - March 2024
HDFC Tata Neu Infinity FYF - June 2024
AU IXIGO LTF - June 2024
IDFC Wealth LTF - Got Approved

Current Cibil: 763 (Reduced from 771 this month due to high utilization (5%))
Credit Age: 3 Years
Highest Limit: HDFC Millenia : 5.12 L

On 28 June, I filled online application through Cashkaro ( will be getting 1K rewards ) , application id got generated, completed vkyc. on 29 June, home address verification done (1PM) , received approval message and card details ( 2:30PM).

Existing Relation: I hold 10k MAB SB account with IDFC since Jan 2024 (not much transactions, maintaining MAB only)

Details Filled during Application Process: I applied via C2C, selected HDFC Bank and leave the variant box Blank, added limit 5.12L, added salary 3.1L ( actual <1.5)

No documentations asked.

 

[Swastik]

You have a wealth account, right?

I've no account in IDFC, just a Select card, now wealth of course, physical card received today

 

[theflash]

Ya I applied Wealth was shown 4.95L but rejected after a month applied again was shown 3L select. Approved in 8-10 days as soon as I got virtual I raised a request to upgrade basis wealth acct that was approved as well. But still they're not easily handing out Wealth. Anyways IDFC cards don't seem much useful I've only taken as it's LTF and Bday spends 10X rewards....

@WandereR

Initially no but later yes. Check above post.

 

[Swastik]

For lounges and spa on Wealth, do we get Dreamfolks with the card or separately later ?

My Wealth got delivered today, no Dreamfolks card in packaging

 

[DeadFella]

For lounges and spa on Wealth, do we get Dreamfolks with the card or separately later ?

My Wealth got delivered today, no Dreamfolks card in packaging

I had received Wealth CC and Dreamfolks togather , almost 2 years ago.

 

[theflash]

For lounges and spa on Wealth, do we get Dreamfolks with the card or separately later ?

My Wealth got delivered today, no Dreamfolks card in packaging

DF card is delivered later. I got it 3 days after card delivery if not by then raise a complaint via customer care.

 

[WandereR]

@WandereR

Initially no but later yes. Check above post.

Do you suggest C2c with ICICI - 3.7L or HDFC 2.67L? I want to get Wealth CC

 

[theflash]

Do you suggest C2c with ICICI - 3.7L or HDFC 2.67L? I want to get Wealth CC

If you have Wealth acct apply via any you can upgrade any core cc you get based on acct but card should be 1L+ afaik.

If no acct then apply via ICICI.

 

[WandereR]

If you have Wealth acct apply via any you can upgrade any core cc you get based on acct but card should be 1L+ afaik.

If no acct then apply via ICICI.

Don't have a wealth account. Also, my ICICI card is less than a year old, will that be a problem? HDFC is over 2 years old

 

[helloworld]

Don't have a wealth account. Also, my ICICI card is less than a year old, will that be a problem? HDFC is over 2 years old

why you want this card?

 

[MrWick]

just applied for idfc wealth cc for my wife. got 5l limit lol, did kyc and within 5 min got message and the car is shown in app too

her highest cc limit is 2l on axis.

thought of creating a thread here but looks like eveyone is getting the card

Did you apply via C2C using axis Bank cc?

 

[WandereR]

why you want this card?

Need one IDFC card for bank discounts

 

[helloworld]

Need one IDFC card for bank discounts

where do you see bank discounts that applicable only for IDFC bank?

 

[WandereR]

where do you see bank discounts that applicable only for IDFC bank?

Saw it on some flight booking sites and Tata Cliq(?) or some similar site

 

[helloworld]

Saw it on some flight booking sites and Tata Cliq(?) or some similar site

ok, good luck!

 

[DeamonDealer]

Need one IDFC card for bank discounts

how does this work. we share card details for you to use? or pay me and i book for you?

 

[DeamonDealer]

Did you apply via C2C using axis Bank cc?

just gone to regular idfc wesbte and gave all the details like sal etc.

 

[WandereR]

how does this work. we share card details for you to use? or pay me and i book for you?

No, I didn't mean that. Pls check the message I quoted, on which you replied. I want to get an IDFC card, since Wealth is their top card(LTF), I want to apply for it.

 

[DeamonDealer]

No, I didn't mean that. Pls check the message I quoted, on which you replied. I want to get an IDFC card, since Wealth is their top card(LTF), I want to apply for it.

lmao i misunderstood🤣