Indian Bank Credit Card Application

[Walter White]

Has anyone been able to get an Indian Bank Credit Card using the online portal?

Planning to get a Rupay Select Card (annual fee 250 from 2nd year, waived off on spends of 50000). But I don't think I have the patience or the energy to visit the branch (they accept C2C for offline applications).

Also, Do we get points for UPI transactions?

 

[leonneel]

He didn't tell in detail. Just vaguely mentioned things like wallet, rent, cash withdrawal with 0 rewards. Remaining low MDR categories like utility, education, govt payment etc under 0.5%.

I can confirm I got 0.50% cashback in sept statement. I did txn on housing education. I was expecting 1% but seems ur statement is true.

 

[shubham0976]

How much time Indian bank takes to generate cc in app? Applied on 1st October and mail and approval pdf recieved on 1st October itself. After that no communication is recieved.

 

[mrbean]

Most

How much time Indian bank takes to generate cc in app? Applied on 1st October and mail and approval pdf recieved on 1st October itself. After that no communication is recieved.

Mostly it takes 1-3weeks for updating the card in the app.
Mine takes 3weeks

 

[Boy 07]

I only using this account for transactions IMPS RTGS

I opened the account online hearing that Indian bank giving credit card with goot approval and limit but my application getting declined from last six month by cibil not qualify.i have 779 Cibil with others cards .

 

[the.avhishek]

I opened the account online hearing that Indian bank giving credit card with goot approval and limit but my application getting declined from last six month by cibil not qualify.i have 779 Cibil with others cards .

tum phle ho jiska indian bank credit card decline hua hai
ye lijiye trophy

 

[Boy 07]

tum phle ho jiska indian bank credit card decline hua hai
ye lijiye trophy

tum phle ho jiska indian bank credit card decline hua hai
ye lijiye trophy

Shukriya Trophy mil gayi card bhi mill jayega

 

[Boy 07]

tum phle ho jiska indian bank credit card decline hua hai
ye lijiye trophy

thank to your trophy i got approved indian bank credit card with limit 2.64 L. But dont know how much time does it take to deliver ?

 

[pradeepG]

thank to your trophy i got approved indian bank credit card with limit 2.64 L. But dont know how much time does it take to deliver ?

just less than 1 month, when you are about to loose leftover hope...

 

[Boy 07]

just less than 1 month, when you are about to loose leftover hope...

Oh realy ????

 

[pradeepG]

Oh realy ????

one more bomb, this timeline is for metropolitan city...

 

[the.avhishek]

thank to your trophy i got approved indian bank credit card with limit 2.64 L. But dont know how much time does it take to deliver ?

they will not send tracking id (in my case) contact bank ask tracking id within a week.

 

[pinki]

they will not send tracking id (in my case) contact bank ask tracking id within a week.

Bade hi khatarnak log hain 💀

 

[leonneel]

just less than 1 month, when you are about to loose leftover hope...

Mine got delivered within a week

 

[Boy 07]

Mine got delivered within a week

when will start shwowing in the app ? before delivering or after?

 

[pradeepG]

Mine got delivered within a week

mine got delivered in a month that too after much mailbaaji... they disnt gave any tracking id or so, they might have improved recently, my experience is of before march 2024.

 

[Boy 07]

mine got delivered in a month that too after much mailbaaji... they disnt gave any tracking id or so, they might have improved recently, my experience is of before march 2024.

Before the delivery will it start showing in the application or no ???

 

[leonneel]

when will start shwowing in the app ? before delivering or after?

After delivery of card. Like 1 week after delivery

 

[leonneel]

mine got delivered in a month that too after much mailbaaji... they disnt gave any tracking id or so, they might have improved recently, my experience is of before march 2024.

Oh.i got my card in june

 

[Boy 07]

After delivery of card. Like 1 week after delivery

After delivery of card. Like 1 week after delivery

KYA BANK HE RE BABA

 

[pradeepG]

KYA BANK HE RE BABA

arey, credit card ki enquiree bhi business loan ki category me daalenge... jisse aapko other banks ke card lene me dikkat hogi, jaise federal bank agar last 6 months me koi term loan ya card issue karwaya ho to us cases me strict hai... aur yeh business loan is a type of term loan, and i have been rejected by federal 3 times. due to them, and they will put other information in cibil as whatever they want, they changed my employement type in cibil and put in wrong income information... even complaining on RBI ombudsman for 5-6 months there will be no resolution... they dont even reply to your emails... they only have a complaint form, in which you cannot fill your email id if it has an underscore(_) in it, as it is considered as special character in their form backend... virtualy blocking you to submit a complaint... their apps never work, 50% of times their app server doesnt respond... baba aadam ke jamane ka interface hai net banking ka jaise 11th class ke bacche html pe experiment karke banate hai apne classes me...