IndusInd Bank Credit Cards getting instantly approved without any Verification - easycredit.indusind.com

[Anindya98]

IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)

⏩14th Oct 2024
I got a call from some IndusInd CC agent that I have a pre-approved CC offer with up to 5L. I did not give importance as I thought she was just saying to complete her quota and asked her to call after some time. She followed up with me and I said I was not interested I thought again the bank would reject it. On 16th Oct I got a WhatsApp message with the same offer as mentioned by her earlier. I thought of giving it a try the link redirected me to a different website (http://easycredit.indusind.com/) where I was asked to give the OTP and got 7-8 options to select from.

Credit Card Options: Aura Edge, Platinum Visa and Rupay Variant, EazyDiner Signature and Platinum both variants, and Legend.
I opted for the IndusInd Legend Visa Variant as it will make my Select Account Zero Balance.
Application accepted instantly without any verification or documentation.

The card was generated on 18th Oct -> Delivered on 21st Oct with a 4.62L Limit which currently overtakes my ICICI Bank Limit (4.2L)
Only kept around 250 in SB and did max 10 transactions all small amounts from the date of account opening.

Now I need to get Indusind Tiger CC on Split base and waiting for the EazyDiner Signature LTF offer. Any idea how to get it?
Will keep the Legend as it complements my Select Account to 0 AQB.

@SSV @RS1910 @helloworld @Anupama_Jha @HumorSimpson @BVC @jetesh @vaibhav111 @telescope @Tejo

 

[Ak Singh]

Today I applied indusind bank cc but didn't received any vkyc link.
I am attaching ss below, do I need complete vkyc or kyc is done on the basis of account?

 

[helloworld]

Today I applied indusind bank cc but didn't received any vkyc link.
I am attaching ss below, do I need complete vkyc or kyc is done on the basis of account?

yes, currently they need to verify details, approve the card, and dispatch it.

 

[Ak Singh]

yes, currently they need to verify details, approve the car, and dispatch it.

Yes for what? Kyc is done or not?

 

[newinnov]

Yes for what? Kyc is done or not?

With indusind you cant be sure of anything.
Even a/c holders get to do re-kyc just after a month of doing it .

In brief: If you have an account with bank they might have pulled ckyc (no need to do kyc)
If not, they will intimate you.

 

[helloworld]

Yes for what? Kyc is done or not?

use question with one option to avoid complications 🙂

kyc might needed. might because you already have savings account, if it is shortly opened, mostly not needed otherwise need to submit kyc.

you applied yesterday night, so mostly check today or tomorrow for further steps of your application received through mail.

If nothing, then contact them on Monday.

Good luck! not sure benefit of this card but i hope its worth it.

 

[Anindya98]

Today I applied indusind bank cc but didn't received any vkyc link.
I am attaching ss below, do I need complete vkyc or kyc is done on the basis of account?

Have you applied the Tiger directly?
1st IndusInd card?

 

[Ak Singh]

Have you applied the Tiger directly?
1st IndusInd card?

Yes, applied directly via cashkaro.
1st indusind cc.

 

[bhauka11]

Yes, applied directly via cashkaro.
1st indusind cc.

Tiger or Legend, Which card is better??

 

[helloworld]

Tiger or Legend, Which card is better??

Basically none for usage purpose or offer purpose. Indus has different role for credit cards and that is not for earning rewards, getting offers.

 

[Ak Singh]

Tiger or Legend, Which card is better??

I applied for legend but after providing all details they showed me only tiger card is eligible according to your profile.
You can't apply directly they'll show according to cibil and eligibility.

 

[bhauka11]

Basically none for usage purpose or offer purpose. Indus has different role for credit cards and that is not for earning rewards, getting offers.

I want legend just to get 0 balance select savings account.

 

[helloworld]

I want legend just to get 0 balance select savings account.

that is the different purpose for Indus cards. so you already know the answer, tiger doesn't provide any 0 balance accounts.

 

[Ak Singh]

My card is approved, how to view virtual cards details. Card not showing in indusind mobile app. I received a link to activate card but it is only showing last four digits.

 

[TheGuy]

Basically none for usage purpose or offer purpose. Indus has different role for credit cards and that is not for earning rewards, getting offers.

Interestingly, what is the purpose?

 

[Anindya98]

My card is approved, how to view virtual cards details.

You can set the pin via the activate link. No way to see the Virtual Card details before delivery. Limit?

Card not showing in indusind mobile app.

You have to link the card to your account after the card delivery.

I received a link to activate card but it is only showing last four digits.

Yes, just set the PIN, within 2-3 days you will receive the card via Bluedart

 

[helloworld]

Interestingly, what is the purpose?

to avail those select or exclusive accounts for 0 mark-up debit card and free cash withdrawls. Other than nothing, now Indie way better than these but you know these are bank premium accounts, so kind of it (after recent devaluation of their debit cards, no extra benefits other than this).