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Indusind Bank Non Mantainence Account Offer

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Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-

Screenshot_20221021_124803.jpg

Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html
 

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In ICICI when Login ID is Wealth all accounts get converted to wealth similarly in HDFC when Cust ID is preferred all accounts are converted to prefferred.

How do they function in Indusind 1 Account is classic another Digital and another maxima etc.

How is Balance considered with Indusind In Cust ID or in A/C Varaint
 
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Batmanbaba said:
So Today I went to branch for account opening under this offer... My observations

1. You cant open account in branch if ur aadhar / local id address is more than 5km away from branch.. Their system automatically fetches address location.... You cant change or spoof it... So in that case.... Executive will visit your house and open the account.

2. For those who want to open exclusive account.... The double ip promo code will apply on it also.... Although its not in November offer but it wont be processed in final stage as zero mab account.... I talked to my bm and he talked to zonal head... He told this to me in call.... So you can open any account with double ip code but only accounts that are in offer in that month... They will only be processed as zero mab account... On other accounts... Balance maintenance is required....

So no option I had to open Partner account.... Its also a premium account... And my bm promised atleast legend ltf cc in 2-3 months....
Click to expand...
They are only giving legend card as LTF even with exclusive account which i got after one month. Nothing above it is LTF
 
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They will never themselves convert it to pinnacle free of cost as it will make exclusive account 0 MAB. So pinnacle upgrade is paid only
 
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avishj said:
Paid you can get anytime, I wanted free only, so she said take legend ltf rn (in processing) and after 5-6 months, I will get it upgraded to pinnacle LTF
Click to expand...
Yes i too put pressure for free pinnacle upgrade but no successs and waiting for some more months to open chapter again😜
jack333 said:
They will never themselves convert it to pinnacle free of cost as it will make exclusive account 0 MAB. So pinnacle upgrade is paid only
Click to expand...
 

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jack333 said:
They are only giving legend card as LTF even with exclusive account which i got after one month. Nothing above it is LTF
Click to expand...
I think that will be sufficient for offers.... There are better earning cards in market... Why to pay such huge fees for a indusind card........the yearly fees waiver can hardly be achieved
 
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Batmanbaba said:
I think that will be sufficient for offers.... There are better earning cards in market... Why to pay such huge fees for a indusind card........the yearly fees waiver can hardly be achieved
Click to expand...
Indusind doesn't charge yearly fee it is one time fee and you will get vouchers of u r choice i paid 15k + gst(pinnacle) and I got 15k voucher take a year ago right before master card ban
 
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Kiranonlinee said:
I opted pinnacle especially for exclusive account benifit 😅😅
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That account.. They were just distributing with only 4 lakh initial deposit last month....... There is just 2-3 difference in exclusive and partner account..... Which they are offering this month..... With 4 lakh deposit.... Acc to my bm partner account is 3rd in hierarchy in indusind.... 1st is pioneer 2nd is exclusive account....
 
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Kiranonlinee said:
I opted pinnacle especially for exclusive account benifit 😅😅 2.5% from pinnacle+ 1% from exclusive total 3.5% cashback if we utilise wisely
Click to expand...
More over 5 movie tickets (2 on exclusive and 3 on pinnacle 5x150 = 750) free atm withdrawal zero forex free checkbook etc

Batmanbaba said:
That account.. They were just distributing with only 4 lakh initial deposit last month....... There is just 2-3 difference in exclusive and partner account..... Which they are offering this month..... With 4 lakh deposit.... Acc to my bm partner account is 3rd in hierarchy in indusind.... 1st is pioneer 2nd is exclusive account....
Click to expand...
Yeah that's true some partner / progress doesn't provide grate value but indusind employees promote partner like a high value account
 
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Batmanbaba said:
That account.. They were just distributing with only 4 lakh initial deposit last month....... There is just 2-3 difference in exclusive and partner account..... Which they are offering this month..... With 4 lakh deposit.... Acc to my bm partner account is 3rd in hierarchy in indusind.... 1st is pioneer 2nd is exclusive account....
Click to expand...
Only 1st is remaining for me now
Hope they come up with a offer for that as well🤣🤣

Kiranonlinee said:
Yeah that's true some partner / progress doesn't provide grate value but indusind employees promote partner like a high value account
Click to expand...
They push for partner because without the offer no one is going to opt for that account because the partner and exclusive account has same balance requirement.
So who's going to prefer partner over exclusive 😂
 
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Batmanbaba said:
That account.. They were just distributing with only 4 lakh initial deposit last month....... There is just 2-3 difference in exclusive and partner account..... Which they are offering this month..... With 4 lakh deposit.... Acc to my bm partner account is 3rd in hierarchy in indusind.... 1st is pioneer 2nd is exclusive account....
Click to expand...
Insted of shelling 4lakhs paying 15k joining fee would be good enough we can get that ammount with in a year from rewards
 
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