Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[avishj]

Insted of shelling 4lakhs paying 15k joining fee would be good enough we can get that ammount with in a year from rewards

It's not shelling, you can take it out anytime! Why waste even the GST on the pinnacle joining fee?

Pinnacle comes with priority pass right??

Both Legend and Pinnacle come with PP, Legend has no complimentary visits, Pinnacle has complimentary visits with some limit (I don't remember)

They will never themselves convert it to pinnacle free of cost as it will make exclusive account 0 MAB. So pinnacle upgrade is paid only

RM can push it through, with enough power.

They will do lot of cross selling, my branch people are on my back asking to take insurance policy from tata aia

Same! For me it's ICICI plans

good explanation so there's another plus to get pinnacle upgrade

Yes, that's the primary reason I am trying for Pinnacle instead of Legend.

 

[jack333]

Customer care agent is saying old debit card will get blocked after 45 days. We can have only one debit card in exclusive account too

 

[avishj]

Customer care agent is saying old debit card will get blocked after 45 days. We can have only one debit card in exclusive account too

Mine has been active beyond 45 days, not sure about this.

 

[Batmanbaba]

So for my partner account opened yesterday.... Received request raised for welcome kit... And received balance sms as zero... In how much time the cheque amount is usually credited...?? Aso what's all in welcome kit and can we hold multiple free debit cards for single user in partner account??? If yes how many..??

 

[TheTrickySid]

So for my partner account opened yesterday.... Received request raised for welcome kit... And received balance sms as zero... In how much time the cheque amount is usually credited...?? Aso what's all in welcome kit and can we hold multiple free debit cards for single user in partner account??? If yes how many..??

Cheque get's credited in 3 4 working days
Welcome kit includes DC and cheque book.

 

[avishj]

So for my partner account opened yesterday.... Received request raised for welcome kit... And received balance sms as zero... In how much time the cheque amount is usually credited...?? Aso what's all in welcome kit and can we hold multiple free debit cards for single user in partner account??? If yes how many..??

It shouldn't take more than a couple days for the cheque to clear. Not sure about multiple DC.

 

[Kiranonlinee]

Customer care agent is saying old debit card will get blocked after 45 days. We can have only one debit card in exclusive account too

Thats not true i hold my old Debit card as well as exclusive Debit card it's more than 4 months i got upgraded to exclusive

 

[jack333]

The customer care guys just don't know anything

 

[Kiranonlinee]

The customer care guys just don't know anything

If you want accurate information use video branch option atleast they will provide good info. With exclusive account u will love the customer care service just call and hit a button u r agent will be right there to speak to you

 

[avishj]

If you want accurate information use video branch option atleast they will provide good info. With exclusive account u will love the customer care service just call and hit a button u r agent will be right there to speak to you

Where is this exactly? Netbanking?

 

[Wealth is my birth right!]

Where is this exactly? Netbanking?

Separate app to be installed for video branch

 

[TheTrickySid]

Where is this exactly? Netbanking?

They have seperate app for that

 

[avishj]

They have seperate app for that

Oh I never knew about this, will definitely check this out, thanks @Wealth is my birth right! and @HyperBeast

 

[Bodhi]

They have seperate app for that

What's it called?

 

[avishj]

What's it called?

Literally called Video Branch, search for IndudInd Video Branch

 

[Wealth is my birth right!]

What's it called?

search in appstore or playstore "video branch" and install it post which ur mob no regd with acc use it for login and get otp so that u will get connected with video enabled bank officers to help u almost with all branch transactions other than account upgrade.

 

[TheTrickySid]

Oh I never knew about this, will definitely check this out, thanks @Wealth is my birth right! and @HyperBeast

Netbanking also has the option, but don't have idea on how does the netbanking thing works

 

[Wealth is my birth right!]

Netbanking also has the option, but don't have idea on how does the netbanking thing works
View attachment 6568

Yes it’s there but if one’s laptop have firewall or vpn use then it won’t connect
So better way by app

 

[aryanraj]

So Today I went to branch for account opening under this offer... My observations

1. You cant open account in branch if ur aadhar / local id address is more than 5km away from branch.. Their system automatically fetches address location.... You cant change or spoof it... So in that case.... Executive will visit your house and open the account.

2. For those who want to open exclusive account.... The double ip promo code will apply on it also.... Although its not in November offer but it wont be processed in final stage as zero mab account.... I talked to my bm and he talked to zonal head... He told this to me in call.... So you can open any account with double ip code but only accounts that are in offer in that month... They will only be processed as zero mab account... On other accounts... Balance maintenance is required....

So no option I had to open Partner account.... Its also a premium account... And my bm promised atleast legend ltf cc in 2-3 months....

Account Manager made the same promise to give cc in 2months after maintining 2L. No update from exclusive@indusind.com regarding 0 AMB account. The Account manager and branch Manager both promised the Zero AMB account. I was going but they first tried to put PARTNER account on the name of Exclusive when i denied and asked zero AMB Exclusive, they hesitated to open so i was about to go, they said okay we will do it. I said, have to put 4lakhs first in the account, i only have 2 lakh, they forcefully filled the application and said don't worry, we will deposit the cheque after your confirmation. If i receive negative response, will reach to PNO. If that will not help, will close the account and open a delite one or maybe no more bank account on Indus. I no longer feel excited about this.

 

[TheTrickySid]

He said lot depends on bm..... They can send recommendation from their side to trigger offer in any account.... There were two three customers in his chamber... Premium account customer whom he recommended for triggering of cc offers...... One exclusive account holder got pinnacle in 3 months of account... Opening... So lets see if I get anything...

Can you share the BM/Executive's contact number in DM.
I just need to get some idea on how can they trigger the pre approved offer and then ask for same from my BM.
My BM doesn't know anything 😂