Indusind Bank Partner Account Suggestion

[TheTrickySid]

A few days ago when I visited Indus bank the employee told me a offer on opening of indus partner account wherein I have to deposit a cheque of rs 2L at opening which I can withdraw as soon as account gets opened and the account then remains zero balance and he also assured that they don't downgrade accounts like HDFC in case of non maintenance of mab.

Is it worth opening the account??

 

[TheTrickySid]

If we open this account as a single operator still we get all the benefits? 0 balance maintenance and all? And in single operator Case i have to give 1 lac cheque right?

Yes we get all the benefits.
If you are talking about opening the account during the offer period then irrespective of no of holders you have to give 2lac and without any offer it's 1lac

 

[TheTrickySid]

My money will only be with me 😀🥹

#staysingleforever 😃

 

[TheTrickySid]

Logic 🫥

You don't like joint account so I sarcastically said that😅

 

[TheTrickySid]

Joint accounts have many other issues too ... I have family banking groups in HDFC preferred, Indus max and Axis priority ... Separate accounts in same group, group MAB

What issues have you faced in joint accounts?

 

[007]

Not me because I don't have any
But I've seen others ... Increases hassle in some cases

Can you share some details about the issues, so that I am sure about this!

 

[007]

Like during bank mergers and other stuff etc. ... Nothing major but still on average more issues than non joint accounts ... I can't tell because I myself don't have

Sometimes it leads to a lot of running here and there
I have many seen many people in banks who come for issues regarding joint accounts ... I've seen

Oh okay.

 

[007]

This offer is currently running, here's the T & C:

Valentine Day Offer on Indus Partner Savings Account | IndusInd Bank

If you have an Indus Partner Savings account, enjoy a host of benefits and privileges from 14th Feb 2022 to 30th June 20222. The account can be opened jointly with spouse or partner.

www.indusind.com

Offer extended till 30th June 2022! 😁

 

[TheTrickySid]

Offer extended till 30th June 2022! 😁

The offer is getting pretty popular now

 

[Dhruvit.SDhruvit.S is verified member.]

The offer is getting pretty popular now

Any charges till now? @HyperBeast

 

[TheTrickySid]

Any charges till now? @HyperBeast

Nope

 

[007]

Nope

Hey can you share DC pic masking the details?

 

[TheTrickySid]

Hey can you share DC pic masking the details?

 

[007]

View attachment 1487

Noice. Thanks! 😉

 

[Souvik]

View attachment 1487

Maybe a repetitive question, sorry if that is the case, but how does this partner account compare with the exclusive account offering ?

 

[TheTrickySid]

Maybe a repetitive question, sorry if that is the case, but how does this partner account compare with the exclusive account offering ?

1 patner account dc benefits = 2 exclusive account dc benefits

Because partner account gets 2 DC
Rest all benefits are same
The only downside is in patner you won't get a dedicated RM whereas in exclusive you will get a RM

 

[BankExpertIndia]

Maybe a repetitive question, sorry if that is the case, but how does this partner account compare with the exclusive account offering ?

It Can't Compete... Benefit Is Only If You Want
1. A Zero MAB Joint Account From IndusInd
2. A Zero Balance Individual Account From IndusInd

 

[007]

1 patner account dc benefits = 2 exclusive account dc benefits

Because partner account gets 2 DC
Rest all benefits are same
The only downside is in patner you won't get a dedicated RM whereas in exclusive you will get a RM

Nope there are additional benefits too.
Like 0% markup fee, unlimited cash withdrawals outside India too, etc. Check and compare SOC for both accounts, available on their website.

 

[Souvik]

1 patner account dc benefits = 2 exclusive account dc benefits

Because partner account gets 2 DC
Rest all benefits are same
The only downside is in patner you won't get a dedicated RM whereas in exclusive you will get a RM

Okay so 2 debit cards are an advantage, of course if I enroll my wife along with that. I am not really sure though if IndusInd RM's are any good or they are as docile as the ones in HDFC.

 

[TheTrickySid]

Nope there are additional benefits too.
Like 0% markup fee, unlimited cash withdrawals outside India too, etc. Check and compare SOC for both accounts, available on their website.

Yup those are mostly foreign benefits.
Those don't really matter a lot in my opinion unless someone does a lot of foreign trips.

 

[TheTrickySid]

Okay so 2 debit cards are an advantage, of course if I enroll my wife along with that.

Yes
Not only wife it can be mother father sister too, any blood relation.