1.Process:As I had informed the executive that I will be opening account on 11th may so the executive called me in the morning and asked if I was comfortable to visit the bank else he said that he can visit my place for account opening.So instead of calling the executive at my place I visited the branch.
The executive had kept the account opening form ready even before I reached the branch.The executive themselves filled the form for me took pictures of aadhar pan and my live photo.As this is a premium account we get to choose our account number so I chose my phone number as account number.
So the account number is in the format XX-XXXXXXXXXX the first 2 digits are fixed and the other 10 are of our choice.The account gets opened on the spot.Then they collected the cheque.Done
2.Charges: I am attaching the pdf for statement of charges you can refer that, the only thing that varies is in the pdf it's mentioned some charges for non maintenance of mab but for the ones who opened this account in the offer period the charges for non maintenance of mab is 0 for them the rest remains the same as given in pdf.
3.Two Debi Cards: See I opened a account only with a single holder ie myself, but yes you will get seperate dc for every member you add to the account.
The time required for welcome kit to get delivered is T+3 days as told by executive.
4.Joint Account: No I didn't open joint account I am the sole operator, but you can add family members later on.
5.Advantages: Premium Services at 0 mab, free door step banking, free dc with ATM cash withdrawal limit of 1.5L and pos limit of 3L, unlimited cheque books,fee Locker for 1st yr, 3 movie tickets free in a quarter, unlimited atm withdrawal at any atm, personalized acc no. The list goes on😅 you can check the attached pdf you will get a clear Idea.
For more you can visit:
https://www.indusind.com/in/en/personal/accounts/saving-account/indus-partner.html
I don't know if it will work or not, but maybe we can get the IndusInd legend cc a bit easily by holding this account 😅
6.Disadvantages: None as of now coz I have not actually used any of the services, I've just opened the account, I am waiting for the dc to get delivered so that I can activate my internet and phone banking.
You can mention if I missed anything or you need any other information.
Hope this helps.😃
