IndusInd bank Select Savings Account and Legend Credit Card

[hellobois]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

 

[Trust Me]

Yes cheque was issued separately

Is it not done the same way for everybody?! I've received my chequebook in my welcome kit itself.

 

[nikzcool]

Ask your RM for instakit.

Rm had said Instakit not possible as I have taken a custom account number.
Kit should arrive in a few days.

Received sms saying Cheque book has been requested

 

[V G]

You can request through app or RM.

I applied cheque book through App.
Regarding debit card - I can now see MC debit card in my app.

Currently I see three debit card in my app:

1. Visa Signature

2. Master Card World Embossed (What is this Embossed? I do not know.) - Is there any specific benefit of having mastercard variant as additional card? When a say specific benefit, I mean which only Mastercard variant offers but not visa.

3. Gold Virtual - This might have got generated as I applied for bank account online.

Once I receive physical Mastercard variant, I will apply for Visa Platinum through app.

 

[4uziaul]

World MasterCard and Visa Signature offer similar benefits, but it's better to hold both because you can earn reward points while paying credit bills using both debit cards.

 

[Dhruvit.SDhruvit.S is verified member.]

Yes. It won't be visible anywhere. Their normal CC wont respond. BM, RM also can't confirm.
Mail socialm@indusind.com. Only they were able to confirm for me

I have mailed them, is there any escalation matrix in indusind y'all know about? Pmo etc?

 

[federer.reddevil]

Can anyone tell me what to do with the Legend CC points? If I can buy Vouchers with them or convert them to cash?

 

[nikzcool]

Sharing my initial experience.

Have a legend card, was not able to open the Account online.

Visited a branch today and initially they were seeing that my account already exists (maybe they ment Customer id), I let them know that I have a legend cc.

They were able to open a Select account with 50k Initial funding, i didn't mention anything about 0 MAb to them as they would get confused.
They said the account will be opened under same CIF

The account will be opened in a week or so and kit will be sent soon.

Took 15 mins for all this.

Fingers crossed post reading all horrible experience of users here.

Update on my experience.


Received my master dc today, registered a new account on the app, linked my cc and both are showing and working fine.

No issues faced.

I think Indus has fixed all the problems members have faced in this thread.

 

[brightknight]

Update on my experience.


Received my master dc today, registered a new account on the app, linked my cc and both are showing and working fine.

No issues faced.

I think Indus has fixed all the problems members have faced in this thread.

That can't be true. You just have been lucky.

 

[4uziaul]

Update on my experience.


Received my master dc today, registered a new account on the app, linked my cc and both are showing and working fine.

No issues faced.

I think Indus has fixed all the problems members have faced in this thread.

Nothing is fixed, Sir. Your experience was better compared to our sufferings. 🤣

 

[federer.reddevil]

Hi Can someone please tell me how to redeem Legend CC points?

Mine is expiring soon so want to redeem it before expiry

 

[4uziaul]

Hi Can someone please tell me how to redeem Legend CC points?

Mine is expiring soon so want to redeem it before expiry

Against your statement or buy vouchers.

 

[4uziaul]

Hi Can someone please tell me how to redeem Legend CC points?

Mine is expiring soon so want to redeem it before expiry

You can also try this:

Use TWID for redeeming Rewards of Indusind Cards

Hi Folks, Today i discovered that we can use TWID to redeem Reward Points accumulated on Indusind CC according to the respective reward value. one can utilize 50% of the reward points while making purchases using twid. Snapay ----> for Paying Rent etc.. Hope Using TWID wont attract any...

www.technofino.in

It's an old article, but still relevant because you can use your points through Twid. And a disclaimer, I have never used Twid, so can't comment on it. 🤣

 

[federer.reddevil]

Against your statement or buy vouchers.

How can I buy vouchers?

If I want to buy Amazon voucher is it for full value or part and part?

 

[4uziaul]

How can I buy vouchers?

Here

Indus Moments

www.indusmoments.com

 

[Nitheesh]

Update on my experience.


Received my master dc today, registered a new account on the app, linked my cc and both are showing and working fine.

No issues faced.

I think Indus has fixed all the problems members have faced in this thread.

I can vouch for that. For me too, CC got added within an hour in net banking. But I can't seem to add savings account in my mobile banking ID which I created using CC. Also, that app doesn't allow me to create another ID using savings account since the moment I enter my mobile number, it says that a mobile banking ID already exists. Raised a complaint with customer care. It has been two weeks.

 

[Rohan]

I have 3 dc with select account but sad part is account is still in debit freeze from day of account opening. Initial funding 1 lack stuck with that account 😭😭

Raised multiple service request with branch, also reported in RBI Ombudsman waiting for response.

Branch Wale Kam chor. They don't do any work except chit chatting 😆

 

[4uziaul]

I have 3 dc with select account but sad part is account is still in debit freeze from day of account opening. Initial funding 1 lack stuck with that account 😭😭

Raised multiple service request with branch, also reported in RBI Ombudsman waiting for response.

Branch Wale Kam chor. They don't do any work except chit chatting 😆

Try visiting another branch and ask them directly if they can assist you with your situation if you choose to move your account to them.

 

[brightknight]

How long has it been since you opened the account?

I have 3 dc with select account but sad part is account is still in debit freeze from day of account opening. Initial funding 1 lack stuck with that account 😭😭

Raised multiple service request with branch, also reported in RBI Ombudsman waiting for response.

Branch Wale Kam chor. They don't do any work except chit chatting 😆

 

[Rohan]

Try visiting another branch and ask them directly if they can assist you with your situation if you choose to move your account to them.

Yes thought of doing that but no other branch with in 35 kms. Also If indusind unable to resolve issue do we really get rbi compensation amount or it's bank decision.

 

[Rohan]

How long has it been since you opened the account?

This june 8th. Already its one month.