IndusInd bank Select Savings Account and Legend Credit Card

[hellobois]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

 

[PANK]

Hi., did your problem got resolved? I'm also facing the same issue. Please let know if it's solved. Thanks

No
But I get vkyc link after 2 days
I completed vkyc it took 3 more days to open my account after vkyc
When i contacted them 50k initial funding was not credited so i shared my bank reference number and they took my request after 1 hrs I got message money is created
After 2 days kit was generated and dispatched
I received it next day and then was able to access my account as i haven't created user Id at the time of account opening it can only be created with debit card
Now after 7 days cheque book is shipped

 

[PANK]

No
But I get vkyc link after 2 days
I completed vkyc it took 3 more days to open my account after vkyc
When i contacted them 50k initial funding was not credited so i shared my bank reference number and they took my request after 1 hrs I got message money is created
After 2 days kit was generated and dispatched
I received it next day and then was able to access my account as i haven't created user Id at the time of account opening it can only be created with debit card
Now after 7 days cheque book is shipped

Complete VKYC as error will not resolve if your account details are updated in their server then try it

Video KYC - IndusInd Bank

myaccount.indusind.com

 

[PANK]

Complete VKYC as error will not resolve if your account details are updated in their server then try it

Video KYC - IndusInd Bank

myaccount.indusind.com

If you want to connect them via call use this number if you have Airtel sim as it is not chargeable
022 4406 6666

Mail support is very poor I am facing issue with adding beneficiary but their app is saying IFSC invalid i mailed them to select and reachus but no reply from them since 4 days
I was trying with hdfc for which invalid IFSC error
But for pnb it worked without any issue

I think pnb support is better than indusind
Worst among any bank I used

 

[AritraSaha]

If you want to connect them via call use this number if you have Airtel sim as it is not chargeable
022 4406 6666

Mail support is very poor I am facing issue with adding beneficiary but their app is saying IFSC invalid i mailed them to select and reachus but no reply from them since 4 days
I was trying with hdfc for which invalid IFSC error
But for pnb it worked without any issue

I think pnb support is better than indusind
Worst among any bank I used

You can use other ifsc code.

I have also facing this issue.

I use INDB0000001

 

[PANK]

You can use other ifsc code.

I have also facing this issue.

I use INDB0000001

I am facing issue in adding beneficiary in Indus mobile app of hdfc bank

 

[AritraSaha]

I am facing issue in adding beneficiary in Indus mobile app of hdfc bank

After you selected hdfc bank from the options
It automatic gives you a ifsc code (HDFC0000001).
Use it.

 

[equalizer]

This is an excellent observation, which I do not agree with.
It is based on the point, which I agree with, that the account is "NMC Waiver" and "Not Zero Balance".

Here is my interpretation ( which may be wrong and is open to discussion ) based on the welcome letter.

1. My Primary account of IP 1L - Avg Bal Req is "Relationship Criteria" ( Legend CC )


2. My Add-On account of IP 20K - Avg Bal Req is Special Privilege of Primary Account ( For now.. In future, account holder may get their own Legend CC )


The YELLOW highlighted portion should not be effective as Avg Bal Req is clearly fulfilled

Baaki - Que Sera, Sera

Update

Add-On account holder got their own Legend CC ( primary credit card, not add-on credit card ).. Applied on 28th June, Got approval message on 29th June.. CC not dispatched yet nor showing in MB app.. No docs uploaded, no VKYC, no calls.. Just got one SMS / EMail from CIBIL saying "your score has changed" ( i usually get these alerts when there is an inquiry ).. Applied through this link - https://induseasycredit.indusind.com/customer/credit-card/lead




At some point, the application did ask for OTP over Office Email for faster approval -

 

[Strange]

Update

Add-On account holder got their own Legend CC ( primary credit card, not add-on credit card ).. Applied on 28th June, Got approval message on 29th June.. CC not dispatched yet nor showing in MB app.. No docs uploaded, no VKYC, no calls.. Just got one SMS / EMail from CIBIL saying "your score has changed" ( i usually get these alerts when there is an inquiry ).. Applied through this link - https://induseasycredit.indusind.com/customer/credit-card/lead

5L is the highest credit limit reported in cibil?

 

[equalizer]

5L is the highest credit limit reported in cibil?

More than 5L

 

[equalizer]

Update

Add-On account holder got their own Legend CC ( primary credit card, not add-on credit card ).. Applied on 28th June, Got approval message on 29th June.. CC not dispatched yet nor showing in MB app.. No docs uploaded, no VKYC, no calls.. Just got one SMS / EMail from CIBIL saying "your score has changed" ( i usually get these alerts when there is an inquiry ).. Applied through this link - https://induseasycredit.indusind.com/customer/credit-card/lead




At some point, the application did ask for OTP over Office Email for faster approval -

 

[equalizer]

Applied on FRIDAY
Delivered on MONDAY

Looks like IndusInd is distributing these cards..

 

[brightknight]

Applied on FRIDAY
Delivered on MONDAY

Looks like IndusInd is distributing these cards..

If visa signature lelo timesprime

 

[equalizer]

If visa signature lelo timesprime

Kaise.. Path pradarshit karein 🙏

 

[equalizer]

Applied on FRIDAY
Delivered on MONDAY

Looks like IndusInd is distributing these cards..

Linking also done smoothly.. This is very unindusindly..

 

[brightknight]

Kaise.. Path pradarshit karein 🙏

https://www.technofino.in/community...e-annual-plan-for-visa-signature-cards.13337/ here you go.

 

[4uziaul]

Linking also done smoothly.. This is very unindusindly..

Because you first opened the account and then got the credit card. Just reverse the entire thing and try it if you are curious. 🤣

 

[equalizer]

Because you first opened the account and then got the credit card. Just reverse the entire thing and try it if you are curious. 🤣

Already done..

My account is SELECT Add-On.. Primary SELECT account holder got LEGEND CC first.. Then too the linking was smooth..

 

[Gohio]

Here is my recent experience with timelines:

1. 24 July: Applied for IndusInd Legend CC LTF through Flipkart app. (I forgot if I completed VKYC the same day or the next)
2. 26 July: Called to check application status and was told it can take 7-10 working days to approve.
3. 31 July: No prior message, I just received the card through BlueDart.
4. 31 July: Activated the card and got TimesPrime membership.
5. 31 July: Opened the select savings account Online with a 50k transfer
6. 31 July: I was able to log in using mobile banking and see the virtual debit card and other account details. Raised a request to link credit card and it was immediately successful.

This was pretty flawless.
Can I take out the 50k from the account or do I have to check anything in particular so that the MAB fine or DC fee is not charged?

 

[4uziaul]

Here is my recent experience with timelines:

1. 24 July: Applied for IndusInd Legend CC LTF through Flipkart app. (I forgot if I completed VKYC the same day or the next)
2. 26 July: Called to check application status and was told it can take 7-10 working days to approve.
3. 31 July: No prior message, I just received the card through BlueDart.
4. 31 July: Activated the card and got TimesPrime membership.
5. 31 July: Opened the select savings account Online with a 50k transfer
6. 31 July: I was able to log in using mobile banking and see the virtual debit card and other account details. Raised a request to link credit card and it was immediately successful.

This was pretty flawless.
Can I take out the 50k from the account or do I have to check anything in particular so that the MAB fine or DC fee is not charged?

Your answer

Post in thread 'IndusInd bank Select Savings Account and Legend Credit Card' https://www.technofino.in/community...ount-and-legend-credit-card.11232/post-294526

 

[AritraSaha]

Here is my recent experience with timelines:

1. 24 July: Applied for IndusInd Legend CC LTF through Flipkart app. (I forgot if I completed VKYC the same day or the next)
2. 26 July: Called to check application status and was told it can take 7-10 working days to approve.
3. 31 July: No prior message, I just received the card through BlueDart.
4. 31 July: Activated the card and got TimesPrime membership.
5. 31 July: Opened the select savings account Online with a 50k transfer
6. 31 July: I was able to log in using mobile banking and see the virtual debit card and other account details. Raised a request to link credit card and it was immediately successful.

This was pretty flawless.
Can I take out the 50k from the account or do I have to check anything in particular so that the MAB fine or DC fee is not charged?

You don't know how lucky you have been with the account linkage. Ppl usually got stuck in there for month or so.
Anyone Enjoy your cc & savings account.👍😊