IndusInd bank Select Savings Account and Legend Credit Card

[hellobois]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

 

[4uziaul]

That means I can apply second card right?

Co-branded cards like EazyDiner.

 

[ksen13]

Co-branded cards like EazyDiner.

How to apply online or by agent?? Offline method??which will be better?

 

[jetesh]

That means I can apply second card right?

Yes ... ..

 

[4uziaul]

How to apply online or by agent?? Offline method??which will be better?

It doesn't matter, and if you have any more questions, please list them all together. 🤭

 

[jetesh]

I already have 2 cards from IndusInd Bank, and they offered me a 3rd card in a split amount.

 

[ksen13]

Anyone from Kolkata here ?? Can anyone suggest the best branch in Kolkata for indusind premium bank account with good rm..I don't want rm who will always annoy me by saying " sir ek mast guaranteed scheme hya etc " ...

 

[4uziaul]

Anyone from Kolkata here ?? Can anyone suggest the best branch in Kolkata for indusind premium bank account with good rm..I don't want rm who will always annoy me by saying " sir ek mast guaranteed scheme hya etc " ...

This one thing you can't escape. 🤭

 

[ksen13]

I already have 2 cards from IndusInd Bank, and they offered me a 3rd card in a split amount.

Please mention the variants of credit card

 

[jetesh]

Please mention the variants of credit card

Legend and Celesta .... they offered me eazydiner card this time

 

[ksen13]

It doesn't matter, and if you have any more questions, please list them all together

Yes 🙂...by the way are u from Kolkata ..then please tell me which account do you have in indusind?? Exclusive or select and also in which branch???

 

[ksen13]

Legend and Celesta .... they offered me eazydiner card this time

Wow please tell me how did u apply all the cards offline or online??

 

[jetesh]

Wow please tell me how did u apply all the cards offline or online??

Legend .... online
Celesta through BM ..... and against FD

 

[ksen13]

Legend .... online
Celesta through BM ..... and against FD

Means one credit card secured and another unsecured
Legend unsecured &
Celesta secured

Am I right ? If wrong please correct it

 

[jetesh]

Means one credit card secured and another unsecured
Legend unsecured &
Celesta secured

Am I right ? If wrong please correct it

Absolute correct ..........

 

[4uziaul]

Yes 🙂...by the way are u from Kolkata ..then please tell me which account do you have in indusind?? Exclusive or select and also in which branch???

Yes, Kolkata

Exclusive Account

CIT Road Branch

 

[jetesh]

Yes, Kolkata

Exclusive Account

CIT Road Branch

Is Grande account better than the other two mentioned by you?

 

[4uziaul]

Is Grande account better than the other two mentioned by you?

One word 'Useless' 😁

 

[ksen13]

Yes, Kolkata

Exclusive Account

CIT Road Branch

My present relationship with indusind bank is - one indus online savings account & platinum credit card with a base limit of 30,000 ( unsecured I get it pre approved a few months ago) I have indus delite account for more than 1 years...now I am thinking that whether to upgrade that delite account or opening a new account...if I want to open a new account then will the branch people allow it or they will try to upgrade this account


The main purpose was I have heard In this forum that in indusind bank exclusive & delite accounts I can keep 4 debit card active and debit card give 0.93% value back for paying credit card bills....
I have HDFC easy shop platinum debit card ..I can pay all the credit card bills but can't pay HDFC credit card bill in HDFC bill pay as HDFC didn't allow it...so I want indusind Debit card....
At present I am having platinum plus Debit card in indusind bank which doesn't give so much value back

Also I have heard that in select account if I have legend credit card linked then the AMB will become 0
And in exclusive pinnacle credit card

So I want to take one legend credit card unsecured for full filling criteria for 0 Amb in select account ( although I have platinum credit card as mentioned above which is use less )

So anyone please suggest what can I do now ?? Should I close my platinum credit card and apply for a legend credit card by C2C basis ?? Or will I keep my platinum credit card active and again apply for an unsecured legend credit card by C2C basis?? Which will be better ??

 

[ksen13]

Absolute correct ..........

Can you please share your limits??
Legend limits??
And for celesta ur fd amount??

 

[jetesh]

My present relationship with indusind bank is - one indus online savings account & platinum credit card with a base limit of 30,000 ( unsecured I get it pre approved a few months ago) I have indus delite account for more than 1 years...now I am thinking that whether to upgrade that delite account or opening a new account...if I want to open a new account then will the branch people allow it or they will try to upgrade this account


The main purpose was I have heard In this forum that in indusind bank exclusive & delite accounts I can keep 4 debit card active and debit card give 0.93% value back for paying credit card bills....
I have HDFC easy shop platinum debit card ..I can pay all the credit card bills but can't pay HDFC credit card bill in HDFC bill pay as HDFC didn't allow it...so I want indusind Debit card....
At present I am having platinum plus Debit card in indusind bank which doesn't give so much value back

Also I have heard that in select account if I have legend credit card linked then the AMB will become 0
And in exclusive pinnacle credit card

So I want to take one legend credit card unsecured for full filling criteria for 0 Amb in select account ( although I have platinum credit card as mentioned above which is use less )

So anyone please suggest what can I do now ?? Should I close my platinum credit card and apply for a legend credit card by C2C basis ?? Or will I keep my platinum credit card active and again apply for an unsecured legend credit card by C2C basis?? Which will be better ??

Platinum is useless closed it .... and apply for the legend card