IndusInd bank Select Savings Account and Legend Credit Card

[hellobois]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

 

[ksen13]

are uske liye supreme commander se baat karo vahi toh her jagah kehta rehta h

Best debit card ever ever ever ​

Kaun sa ha best debit card ever ever ever every ?? 😂😂

 

[4uziaul]

Kaun sa ha best debit card ever ever ever every ?? 😂😂

Ruko bulata hoon @Abhishek012 🤭

 

[ksen13]

Ruko bulata hoon @Abhishek012 🤭

Bulati hain magar jane ko nahi 😂

 

[CCFan12]

Kaun sa ha best debit card ever ever ever every ?? 😂😂

Golden words from our Supreme Commander:

RBL Signature+ debit card best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:
1000 GV per month X 12 = 12K points
5000 GV per year X 1 = 5K points
Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.
Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
Return percentage next year onwards= 17K/12L ~ 1.41%
Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

mobikwik app - cc bill repayment

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

 

[shutapdiya]

Golden words from our Supreme Commander:

RBL Signature+ debit card best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:
1000 GV per month X 12 = 12K points
5000 GV per year X 1 = 5K points
Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.
Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
Return percentage next year onwards= 17K/12L ~ 1.41%
Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

mobikwik app - cc bill repayment

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Ye sasura CC Fan to Commander Fan nikal re

 

[itsds]

FINALLY!! Today I received a call confirming that my existing IndusInd CC will be upgraded to Legend card as LTF. After weeks of deliberation, the Joining fee was waived off. Thanks to @niks bhai & @4uziaul bhai 🙂

Great even I am looking to upgrade my iconia to Legend , please check DM , I would like to discuss.

 

[AllThatStuff]

Great even I am looking to upgrade my iconia to Legend , please check DM , I would like to discuss.

Sure I will

 

[Bohra]

i got my welcome kit today with a Visa card, i have not signed up on app or netbanking yet as i want to link it to try to use the link relationship for my account and credit card, quick question is there an option to have the mastercard debit card too is it paid?

 

[4uziaul]

i got my welcome kit today with a Visa card, i have not signed up on app or netbanking yet as i want to link it to try to use the link relationship for my account and credit card, quick question is there an option to have the mastercard debit card too is it paid?

Not paid.

Call your RM and ask them to issue the MasterCard.

 

[Bohra]

Not paid.

Call your RM and ask them to issue the MasterCard.

Thanks and its 2 cards or they deactivate the Visa one, coz i read in this thread different platforms give cashback on different variant

 

[Arun Pratheep]

Thanks and its 2 cards or they deactivate the Visa one, coz i read in this thread different platforms give cashback on different variant

Both cards will be in active state and you can use both the cards

 

[HVS]

FINALLY!! Today I received a call confirming that my existing IndusInd CC will be upgraded to Legend card as LTF. After weeks of deliberation, the Joining fee was waived off. Thanks to @niks bhai & @4uziaul bhai 🙂

Same here. Got a call last week monday for the same. Upgrading from platinum card to legend LTF. But it's been almost 10 days but no updates for the card or dispatch details. How many days it took in your case after confirmation?

 

[AllThatStuff]

Same here. Got a call last week monday for the same. Upgrading from platinum card to legend LTF. But it's been almost 10 days but no updates for the card or dispatch details. How many days it took in your case after confirmation?

Don't remember exactly...but I think I received it within a week. Last week there were lot of holidays so you can wait few more days or call the customer care for tracking details!!

 

[HVS]

Don't remember exactly...but I think I received it within a week. Last week there were lot of holidays so you can wait few more days or call the customer care for tracking details!!

Thats great I will wait till end of this week. Thanks

 

[itsds]

Same here. Got a call last week monday for the same. Upgrading from platinum card to legend LTF. But it's been almost 10 days but no updates for the card or dispatch details. How many days it took in your case after confirmation?

were they initially giving paid upgrade ?

 

[HVS]

were they initially giving paid upgrade ?

Yes initially I had only 30k limit and requested for upgrade to legend 😂. They told me to send income documents but I gave them ICICI 2.2L limit statement for enchancement. They took the request but the mail received that due to internal criteria not able to increase the limit. Later the next day the limit was 2L in the statement. I was also surprised and later confirmed by CC. Then I requested for the upgrade and got a call and told that they need to take approval. Next day again got a call confirming that the card has been approved and will be received in next 10 days.

 

[itsds]

Yes initially I had only 30k limit and requested for upgrade to legend 😂. They told me to send income documents but I gave them ICICI 2.2L limit statement for enchancement. They took the request but the mail received that due to internal criteria not able to increase the limit. Later the next day the limit was 2L in the statement. I was also surprised and later confirmed by CC. Then I requested for the upgrade and got a call and told that they need to take approval. Next day again got a call confirming that the card has been approved and will be received in next 10 days.

great , what was your existing card ?

 

[HVS]

great , what was your existing card ?

It's platinum card

 

[Desiroxstar]

I have indusind delite account opened online. After that I applied and got indusind legend cc. Went to branch for select account with 0mab and select debit card but they said i cannot get the offer since I already have a bank account. 🙁 are they lying or is it true?

 

[Bohra]

in my case, i got the card first and then the bank account. I had already created login ID for my card by then. Bank account opening was online. One of the last few steps asked me to create a login ID in case I did not have one. This step, I skipped (there was some text which made me think it would lead to some sort of duplication. I do not recollect now what it said.) Then I logged in with the card login ID and selected the link bank account option. This failed in the first attempt but a few hours later when I tried again, it worked. Pretty smooth from then onwards.

Most people have gone the offline route and found to be a more reliable method.

Approx how many hours did you wait after getting the failed, I am getting the auth error currently