Indusind indulge credit card

[Odugu Narasimha Rao]

I am going to take indulge credit card against fixed deposit tomorrow is it better to take this card with 5 lakhs limit because in future i will take another bank credit cards via C2C is possible with this fd card, I am hoping in future I will get same limit on another bank credit card via C2C with this fd card?

 

[4uziaul]

I am going to take indulge credit card against fixed deposit tomorrow is it better to take this card with 5 lakhs limit because in future i will take another bank credit cards via C2C is C2C is possible with this fd card I am hoping in future I will get same limit on another bank credit card via C2C?

Why IndusInd Bank? 😂

 

[Odugu Narasimha Rao]

Actually I don't know which cards can avail with 560000 fd amount, and indusind bank giving 90 percent credit card limit and better fd rates.

 

[4uziaul]

Actually I don't know which cards can avail with 560000 fd amount, and indusind bank giving 90 percent credit card limit and better fd rates.

Why not consider opting for reputed banks like Axis, HDFC, SBI, or even IDFC? IDFC doesn't report your credit card as secured on CIBIL.

 

[Deleted member 11974]

I am going to take indulge credit card against fixed deposit tomorrow is it better to take this card with 5 lakhs limit because in future i will take another bank credit cards via C2C is C2C is possible with this fd card I am hoping in future I will get same limit on another bank credit card via C2C?

indulge comes under a super premium credit card
no way a branch employee will get approval for this on basis of a 5 L fd.
you would require somewhere between 20-30 L as fd for this card

 

[4uziaul]

Have the bank employees confirmed to you that they are going to issue an Indulge card against a 5L FD?

 

[Odugu Narasimha Rao]

Have the bank employees confirmed to you that they are going to issue an Indulge card against a 5L FD?

Yes bro

 

[Deleted member 11974]

Yes bro

could you share the employee details
i will also go for this route then
is your card a secured card or is the fd a way of getting indulge as ltf or fyf

 

[Odugu Narasimha Rao]

indulge comes under a super premium credit card
no way a branch employee will get approval for this on basis of a 5 L fd.
you would require somewhere between 20-30 L as fd for this card

No they asked only 5.6 L for indulge and crest.

 

[Harrypotter]

Yes bro

Is it carry any fees

 

[Deleted member 11974]

p

No they asked only 5.6 L for indulge and crest.

erfect then
kidnly share the detail
i would also open an fd with them in that case

 

[4uziaul]

could you share the employee details
i will also go for this route then
is your card a secured card or is the fd a way of getting indulge as ltf or fyf

He already confirmed twice it's a secured card. 😂

 

[Deleted member 11974]

t

He already confirmed twice it's a secured card. 😂

hen no point man
i am ready to keep fd as a gesture of goodwill or even give them buisness
mera paisa mujhe hi credit ke isme denge sahi hai

 

[Odugu Narasimha Rao]

Why not consider opting for reputed banks like Axis, HDFC, SBI, or even IDFC? IDFC doesn't report your credit card as secured on CIBIL.

Indusind also not reported as CIBIL I have already pinnacle against fd

 

[4uziaul]

Indusind also not reported as CIBIL I have already pinnacle against fd

So, you are upgrading your Pinnacle Card to Indulge? Anyway, I think there are better options available in the market. That's just my opinion. I would love to hear other points of view.

 

[Deleted member 11974]

So, you are upgrading your Pinnacle Card to Indulge? Anyway, I think there are better options available in the market. That's just my opinion. I would love to hear other points of view.

indulge is a very good credit card if received ltf based on its rewards

 

[4uziaul]

indulge is a very good credit card if received ltf based on its rewards

He is taking that card specifically for C2C.

 

[Deleted member 11974]

secured cards dont count under c2c applications
and secondly indulge is a charge card
it looses its essence if it is a credit card

 

[Odugu Narasimha Rao]

Why not consider opting for reputed banks like Axis, HDFC, SBI, or even IDFC? IDFC doesn't report your credit card as secured on CIBIL.

Can I take dcb in HDFC Bank with 6 lakhs fd?

 

[Odugu Narasimha Rao]

could you share the employee details
i will also go for this route then
is your card a secured card or is the fd a way of getting indulge as ltf or fyf

+91 91005 80430 g Anil
Hyderabad
And I am going to take this card as 50k joining fee and annual fee 10000 plus gst
Secured card but in CIBIL it shows as unsecured card