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Indusind launched new private pioneer account

Bhagat Singh

TF Premier
Indusind launched new pioneer private current and savings account.
Eligibility is 1 cr in casa or 3 cr trv.





All other benefits seems similar to normal pioneer account except there is no account closure charges.

And debit card reward points value is 1 point =1 rs

Vs normal pioneer 1 point = 50 paisa.

If anyone using this account

Do share your experience!!

I heard it's welcome kit is also delivered in normal paper like pioneer account.

Schedule of charges and links attached below
 

Attachments

Just now, IndusInd BM visited me at my house (cum office)..
He wanted to meet for the last one week.. He has taken up this BM role recently, it seems..
Very nice bloke.. He wanted me to upgrade my Exclusive to Pioneer or Grande.. I said when some special campaign is running let me know.
I have told him that I got HDFC Imperia, Infinia, ICICI WM, IDFC wealth, BOB Radiance (soon)... and shown him my CC collection.
He was very impressed and requested me to use IndusInd as much as possible.

Interestingly he agreed with my views on 🪓 and he mentioned that even employees of 🪓 also share the similar views..

He got more than 18 years of industry experience mainly in ICICI and HDFC.....
I will see how I get Pioneer with minimal relationship value..
By looking at the comments from this thread , there is nothing exciting with regard to pioneer relationship..
Lets see what happens..

For a change, this BM is a nice guy and I am happy to deal with this person,if needed in the future..
He himself insisted to meet me for the last one week. very engaging and giving respect to the customer.....
 
Last edited:
Just now, IndusInd BM visited me at my house (cum office)..
He wanted t me for the alst one week.. He has taken up this BM role recently, it seems..
Very nice bloke.. He wanted me to upgrade my Exclusive to Pioneer or Grande.. I said when some special campaign isrunning let meknow.
I have told him that I got HDFC Imperia, Infinia, ICICI WM, IDFC wealth, BOB Radiance (soon)... and shown him my CC collection.
He was very ikmpressed and requested me to use IndusInd as much as possible.

Interestingly he agreed with my views on 🪓 and he mentioned that employees of 🪓 also share the similar views..

He got more than 18 years of indusctry experience mainly in ICICI and HDFC.....
I will see how I get Pioneer with minimal relationship value..
By looking at the comments from this thread , there is nothing exciting with regard to pioneer relationship..
Lets see what happens..

For a change, this BM is a nice guy and I am happy to deal with this person,if needed in the future..
He himself insisted to meet me for the last one week. very engaging and giving respect to the customer.....
Same here, In my branch, A new BM joined recently, He called me yesterday and said that he wants a appointment to meet me at office/home. I said I am busy now a days, will meet you next month first week because I will go to deposit some cash in the branch.
He said, no problem, If you want any kind of upgrade/offer for cc/savings account, please call me directly.

Let's see, what he can offer me while visiting the branch.
By the way, he seems a very decent guy( what I assume while taking him over the phone)
 
how to make Pioneer 0 MAB?
Keep 10 lakh in Savings. Fill upgrade form. Sign and give to manager. They will upgrade to pioneer. Withdraw the money. (Similar to your usual style😁). If needing Pioneer debit card. Wait till you get it before you withdraw funds.

Non maintenance charges are waived off in Pioneer, as per their SOB.

But whether they will downgrade, no one knows
 
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Keep 10 lakh in Savings. Fill upgrade form. Sign and give to manager. They will upgrade to pioneer. Withdraw the money. (Similar to your usual style😁). If needing Pioneer debit card. Wait till you get it before you withdraw funds.

Non maintenance charges are waived off in Pioneer, as per their SOB.

But whether they will downgrade, no one knows
Okay ... thanks for the details..
It seems , it is business as usual for me.. It is very similar to my modus operandi... 😛
 
Keep 10 lakh in Savings. Fill upgrade form. Sign and give to manager. They will upgrade to pioneer. Withdraw the money. (Similar to your usual style😁). If needing Pioneer debit card. Wait till you get it before you withdraw funds.

Non maintenance charges are waived off in Pioneer, as per their SOB.

But whether they will downgrade, no one knows
in that case, what happens to my 3 Exclusive DCs
 
I have asked clarification from pioneer private team regarding same.


1. I asked what's the lowest IP they'll accept for private account as I don't want to give more than 5 lakhs IP.

2. I asked what if i withdraw that 5 lakhs too after account opening. What will they do??

I'm already have

Exclusive

Grande

Pionner

Indie

Account in indus and i do not maintain as their service is extremely pathetic.

If you go to branch for anything even for cash deposit or asking basic query they'll make you wait 3-4 hours. Than they might say sorry and ask to visit after few days.


No.

Yes only difference in features is of debit card cashback of 1% instead of 0.5%

But they never credit complete cashback. Always credit 30-50% and always close complaints without any resolution or remarks.

I read in TF that they may get blocked in time.

So someone suggested to open a new savings account and upgrade it to pioneer

I was wondering how he got 4 accounts...
Now I know that we can open multiple accounts in IndusInd..

Thanks for the info...
 
I was wondering how he got 4 accounts...
Now I know that we can open multiple accounts in IndusInd..

Thanks for the info...
You can open infinite number of accounts in indus that too individual accounts. Also there is no cooling period after closing account and opening again.

Cooling period of 3 months if account closed and indusind open only 1 account per customer is a total lie spread by indus bank seniors.
Banks staff is stupid and belives them

In my branch regional head sits instead of branch manager. He is a shitty guy.

I somehow convinced my friend in that branch to process my 2nd individual account. I was told many lies by other staff that funding will get stuck . Account will go on hold bla bla.

I Asked him to go ahead and bingo my 2nd account was opened without any issue. Later he told me that regional head tried to scold him for processing 2nd individual account as bank wants customer to upgrade or downgrade existing account instead of opening new or multiple accounts.

But he lied to RH that I'll maintain huge balance and buy several policies.

Later i withdrew all the amout in 1 trx🤣🤣.

Since that day i haven't looked back and i open whichever account i please and close whichever I don't like.


Or you can always open joint and remove second holder later
 
Keep 10 lakh in Savings. Fill upgrade form. Sign and give to manager. They will upgrade to pioneer. Withdraw the money. (Similar to your usual style😁). If needing Pioneer debit card. Wait till you get it before you withdraw funds.

Non maintenance charges are waived off in Pioneer, as per their SOB.

But whether they will downgrade, no one knows
Okay ... thanks for the details..
It seems , it is business as usual for me.. It is very similar to my modus operandi... 😛
No need fo maintain 10 lakhs for metal debit card.
Open account withdraw balance and apply for metal debit card via any branch. You'll receive in 5 days max.
You don't even have to fill any form they simply ask for a otp to apply.

Also you can open account and wait until you receive welcome kit. Than Activate net banking upi mobile banking. After that ask bank to present ip cheque. And you can withdraw all amount immediately as you receive it🤣🤣🤣🤣
 
You can open infinite number of accounts in indus that too individual accounts. Also there is no cooling period after closing account and opening again.

Cooling period of 3 months if account closed and indusind open only 1 account per customer is a total lie spread by indus bank seniors.
Banks staff is stupid and belives them

In my branch regional head sits instead of branch manager. He is a shitty guy.

I somehow convinced my friend in that branch to process my 2nd individual account. I was told many lies by other staff that funding will get stuck . Account will go on hold bla bla.

I Asked him to go ahead and bingo my 2nd account was opened without any issue. Later he told me that regional head tried to scold him for processing 2nd individual account as bank wants customer to upgrade or downgrade existing account instead of opening new or multiple accounts.

But he lied to RH that I'll maintain huge balance and buy several policies.

Later i withdrew all the amout in 1 trx🤣🤣.

Since that day i haven't looked back and i open whichever account i please and close whichever I don't like.


Or you can always open joint and remove second holder later
No need fo maintain 10 lakhs for metal debit card.
Open account withdraw balance and apply for metal debit card via any branch. You'll receive in 5 days max.
You don't even have to fill any form they simply ask for a otp to apply.

Also you can open account and wait until you receive welcome kit. Than Activate net banking upi mobile banking. After that ask bank to present ip cheque. And you can withdraw all amount immediately as you receive it🤣🤣🤣🤣
many thanks for the info
 
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