IndusInd Pioneer Account query

[jack333]

Yes. They will downgrade to exclusive... there won't be any charges if non maintain of min balance criteria in pioneer

So pioneer debit card will become chargeable after that?

 

[Anindya98]

So pioneer debit card will become chargeable after that?

Yes, on renewal it will be charged.

 

[EnthuCC]

Yes. They will downgrade to exclusive... there won't be any charges if non maintain of min balance criteria in pioneer

My BM assured me that the account won't be downgraded.
Shall I believe her promise?

 

[Anindya98]

My BM assured me that the account won't be downgraded.
Shall I believe her promise?

Yes, you can
BM also plays a major role in downgrading, but BM can change at any time. After the BM changes, there can be a problem, but until then, it's fine.

 

[jack333]

My BM assured me that the account won't be downgraded.
Shall I believe her promise?

Just record her call

 

[Bhagat Singh]

So pioneer debit card will become chargeable after that?

Yes, on renewal it will be charged.

You will be charged 2k+gst for plastic pioneer and 3k+gst for metal pioneer immediately as soon as you're downgraded from pioneer to exclusive.

My account is downgraded from pioneer to exclusive.
They give you deadline to meet required 10 lakhs balance or 30 lakhs trv criteria. If you can't meet it than they give you 15 days time to close any service / downgrade your debit card which is free exclusively to pioneer customers.

I closed my metal debit card 2 days before downgrade

 

[Bhagat Singh]

My BM assured me that the account won't be downgraded.
Shall I believe her promise?

Yes, you can
BM also plays a major role in downgrading, but BM can change at any time. After the BM changes, there can be a problem, but until then, it's fine.

Bm can't do anything if downgrade is triggered from backend.
Only way to prevent downgrade is maintain 10 lakhs for 30 days after receiving notice

 

[tempmirzaa]

Is there any way to get a Pioneer account? For example, through genral insurance, other methods, or alternative approaches?

 

[JimCarrey]

Do old DCs stay active on indusind?

I was having an exclusive account and hence exclusive signature DC. Now I upgraded account to Pioneer and requested for new pioneer debit card. After I receive and use my new DC, will the old exclusive DC attached to the same account still work or they will be deactivated?

I didn't upgrade the DC, I opted for a new DC from indus mobile.

 

[tempmirzaa]

Do old DCs stay active on indusind?

I was having an exclusive account and hence exclusive signature DC. Now I upgraded account to Pioneer and requested for new pioneer debit card. After I receive and use my new DC, will the old exclusive DC attached to the same account still work or they will be deactivated?

I didn't upgrade the DC, I opted for a new DC from indus mobile.

I have selected account can you please tell me how to get pioneer debit card what are the charges? I want pioneer debit card

 

[JimCarrey]

I have selected account can you please tell me how to get pioneer debit card what are the charges? I want pioneer debit card

10 lakhs savings balance or 30 lakhs relationship value, as others have mentioned. You just ask your RM to proceed for the account upgradation, if you are already maintaining the same in all your grouped accounts combined.

Otherwise in exclusive acc pioneer debit card probably costs 2.5k /yr

 

[tempmirzaa]

10 lakhs savings balance or 30 lakhs relationship value, as others have mentioned. You just ask your RM to proceed for the account upgradation, if you are already maintaining the same in all your grouped accounts combined.

Otherwise in exclusive acc pioneer debit card probably costs 2.5k /yr

i just want only debit card bhai i dont want upgrade