Indusind pioneer|| share your experience.

[Vasuki]

I visited indusind, my rm was pushing for pioneer account
When asked about downgrade he said you don't have to worry about it . it's a new product there won't be downgrade soon he was quoting 5 year ..
Once asked about the downgrade he said branch will see ..

He seems knowledge & helpful..
I visited indusind in ranchi they were clowns 🤣


Branch is boring road Patna.




Share your experience @TechnoFino

 

[SonyTom]

Hello yesterday I went to indusind account they said open grande account with 5L cheque I asked them can u provide me pioneer debit card ? Like this they said OK like this.
Can I open grande account for pioneer debit card?

Pioneer DC is chargeable for Grande. I think annual fee of ₹2500

 

[anonymuos]

Pioneer DC is chargeable for Grande. I think annual fee of ₹2500

But it has its own Grande World DC doesn't it? Does it exist only in Mastercard? Who would pay 2500 fee?

 

[Odugu Narasimha Rao]

Will they provide the pioneer debit card with grande bank account? Anyone have grande account with pioneer debit card?

 

[pgarg24]

Will they provide the pioneer debit card with grande bank account? Anyone have grande account with pioneer debit card?

When i enquired in my hometown branch(raipur, chhattisgarh) they told me they can open grande account and can only provide grande debit card with it. I said no and opened pioneer account at my work location(banglore). This was around sept 2023. Not sure if they can provide pioneer dc with grande account tho... Try getting it in writing so you would have some proof and ask about the fees since pionner dc is free for pionner account only...

 

[Odugu Narasimha Rao]

When i enquired in my hometown branch(raipur, chhattisgarh) they told me they can open grande account and can only provide grande debit card with it. I said no and opened pioneer account at my work location(banglore). This was around sept 2023. Not sure if they can provide pioneer dc with grande account tho... Try getting it in writing so you would have some proof and ask about the fees since pionner dc is free for pionner account only...

They said it is chargeable

 

[SonyTom]

But it has its own Grande World DC doesn't it? Does it exist only in Mastercard? Who would pay 2500 fee?

Grande account has Grande DC which comes only in MC. It's free. But Pioneer DC is chargeable if you take it with Grande account. Pioneer DC is free with Pioneer account.

 

[SonyTom]

Will they provide the pioneer debit card with grande bank account? Anyone have grande account with pioneer debit card?

Grande account has Grande DC which comes only in MC. It's free. But Pioneer DC is chargeable if you take it with Grande account. Pioneer DC is free with Pioneer account.

☝️ . .

 

[Vasuki]

☝️ . .

Yes Pionner is metal dc
Hence the tussle

Even if you try to get paid pioneer dc with grande account
It will be plastic dc not metal so what's the biggie about it

 

[anonymuos]

Grande account has Grande DC which comes only in MC. It's free. But Pioneer DC is chargeable if you take it with Grande account. Pioneer DC is free with Pioneer account.

And Pioneer DC comes in both Visa and Mastercard?

 

[SonyTom]

And Pioneer DC comes in both Visa and Mastercard?

Only Visa infinite now

 

[sparkit]

I visited indusind, my rm was pushing for pioneer account
When asked about downgrade he said you don't have to worry about it . it's a new product there won't be downgrade soon he was quoting 5 year ..
Once asked about the downgrade he said branch will see ..

He seems knowledge & helpful..
I visited indusind in ranchi they were clowns 🤣


Branch is boring road Patna.




Share your experience @TechnoFino

How much deposit your RM asked for this?

 

[Vasuki]

How much deposit your RM asked for this?

10 lakh is the norm

He said u can withdraw after it

 

[sparkit]

10 lakh is the norm

He said u can withdraw after it

I am thinking to open IDFC Wealth. Branch near me initially quoted 10L initial deposit. After negotiating, they are ready to open with 5L.

 

[Vasuki]

I am thinking to open IDFC Wealth. Branch near me initially quoted 10L initial deposit. After negotiating, they are ready to open with 5L.

Oh idfc wealth 5 is the negotiation ip

I thought u asked for indusind pioneer

 

[sparkit]

Oh idfc wealth 5 is the negotiation ip

I thought u asked for indusind pioneer

Yeah, I asked you for IndusInd pioneer only.

 

[Vasuki]

I am thinking to open IDFC Wealth. Branch near me initially quoted 10L initial deposit. After negotiating, they are ready to open with 5L.

So 5 lakh for pioneer account
Really ?

 

[sparkit]

So 5 lakh for pioneer account
Really ?

No mate.
I asked you the initial funding for pioneer account.
And then I told you about the IDFC wealth initial funding.
5 Lakh for IDFC wealth
10 Lakh for IndusInd Pioneer. 🫡

 

[Vasuki]

No mate.
I asked you the initial funding for pioneer account.
And then I told you about the IDFC wealth initial funding.
5 Lakh for IDFC wealth
10 Lakh for IndusInd Pioneer. 🫡

Haha ok

You are right in your understanding..
5 for wealth
10 for Pionner

 

[codenerd]

Spoke to my RM today for a new Pioneer account.After some disussions i think he was willing to try for around 8Lakh IP which i need to keep for a month atleast. He didnt seem stringent on maintaining 10 lakhs strictly. He will get back to me on monday with final details and also confirmed me that he will share evrything written over the email also if needed.
Will update once I have further info. I will push him for Metal pioneer debit card also for all the accounts which I will group with my pioneer under family grouping.

Will also try to get LTF Pinnacle CC without any stupid joining/voucher.
If anyone from Kolkata has an active Pioneer account, please help me with your RM/branch details over DM.

 

[Vasuki]

Spoke to my RM today for a new Pioneer account.After some disussions i think he was willing to try for around 8Lakh IP which i need to keep for a month atleast. He didnt seem stringent on maintaining 10 lakhs strictly. He will get back to me on monday with final details and also confirmed me that he will share evrything written over the email also if needed.
Will update once I have further info. I will push him for Metal pioneer debit card also for all the accounts which I will group with my pioneer under family grouping.

Will also try to get LTF Pinnacle CC without any stupid joining/voucher.
If anyone from Kolkata has an active Pioneer account, please help me with your RM/branch details over DM.

Update if something goes ahead