Is HDFC Sending Massive Limit Enhancement Offers?

[aam.aadmi]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia

 

[6ix9ine]

LOL you haven't seen any of my poetry then.

Post in thread 'A co-branded credit card by Poonawalla Fincorp is launching soon'

May 6, 2024

Har pal koi na koi choona lagane wala
Is baar woh poonawalla

• HumorSimpson

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Post in thread 'CIBIL is now sending enquiry alert with enquirer name'

Apr 21, 2024

Looks like a paid offering, for both email & SMS alerts it asks to upgrade plan

Ajeeb hain ye @D₹V Brahmachari
Sab muft mein panewala karmachari.

• HumorSimpson

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Post in thread 'A co-branded credit card by Poonawalla Fincorp is launching soon'

May 7, 2024

HDFC ki shikayat k liye complaint ka form Chennai office bheje
Agar aap Chennai me hi hai tab bhi Chennai office bheje


Btw ye toh poonawala nbfc ki baat ho rahi thi na

Poonawala ho ya pohawala
Doc sab threads aise hee kanewala

• HumorSimpson

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Nope ò.Ó very impressive

 

[HumorSimpson]

Nope ò.Ó very impressive

 

[Hemang]

I am begging for LE from past 1 year. They even upgraded my DCB to Infinia with limit less than 6L but did not offer me LE.

6 lac me infinia chal raha hai bhai ?

 

[Avatar Aang]

6 lac me infinia chal raha hai bhai ?

Daud rha hai badhiya se.

 

[czechlev]

I received an enhancement of just 25k

 

[PallavBhargava]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia

Thats 400% increase in CL. Congratulations.

 

[PallavBhargava]

I have 8L limit on Regalia Gold. Got the card last year November.
Any chances to increase limit by call/email. Online increase request on app/net banking is not helping.

Spent over 6L on this card till now. If I cross 8-10L I will request for Infinia.

 

[HumorSimpson]

Spent over 6L on this card till now. If I cross 8-10L I will request for Infinia.

if that 6L is in the past 6 months then you can request infinia

 

[Everybody]

I have 8L limit on Regalia Gold. Got the card last year November.
Any chances to increase limit by call/email. Online increase request on app/net banking is not helping.

Spent over 6L on this card till now. If I cross 8-10L I will request for Infinia.

You are eligible for infinia already!

No need to wait for additional limit now just spend and request.

 

[PallavBhargava]

if that 6L is in the past 6 months then you can request infinia

that 6L was done earlier to get club vistara sliver and MMT Black elite membership. Not spent much in last 2 months
Still i will try requesting. However, the target to get Infinia LTF, if possible

 

[PallavBhargava]

You are eligible for infinia already!

No need to wait for additional limit now just spend and request.

Yes, will try to spend more and request.

 

[beast_boy]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia

View attachment 66073

View attachment 66074

This LE is out of the world 3Lk to 12Lk and here I am begging HDFC for a LE from so long and stuck at just 4.8Lk from 2Year since last LE
thse bugger are only sending Card upgrade from Millenia to Regalia Gold continuously and not giving any LE.

Use karna band kar deta hu shyd LE de de already have good limits with other banks but these buggers are not bending.

 

[chnleo]

That's indeed a good increase in Credit Limit.

I have seen on other threads that if a person holds more than 1 HDFC CC (Core or Cobraned), there are very less chances of getting further Limit enhancement. If any experts can confirm the same?

In my case, I hold a Millennia CC and UPI CC (floater). Would closing UPI CC help to get CL enhancement offers in the future?

My spending pattern is not that great but I am able to achieve the quarterly milestone of 1L frequently.

I just hold hdfc regalia business cc with regular spending upto 4 to 5L per year. Since 3 years I am fighting tooth and nail for LE! I want to upgrade my card to Infinia. But they just don't care. So they have some unknown reason I feel!

 

[Avatar Aang]

You are eligible for infinia already!

No need to wait for additional limit now just spend and request.

Not really. 7.5L spends in last 6 months is the hard criteria.
CL doesn't exactly matter. AFAIK he meets one criteria but he will be eligible for Infinia only when he crosses 7.5L spends in 6Months.
Offcourse there can be some exceptions.

 

[Riya]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia

View attachment 66073

View attachment 66074

this is astonishing...
my limit after LE is almost 10% of yours's before LE

 

[PallavBhargava]

Not really. 7.5L spends in last 6 months is the hard criteria.
CL doesn't exactly matter. AFAIK he meets one criteria but he will be eligible for Infinia only when he crosses 7.5L spends in 6Months.
Offcourse there can be some exceptions.

I don't have any big expenses coming up as of now.

 

[Everybody]

Not really. 7.5L spends in last 6 months is the hard criteria.
CL doesn't exactly matter. AFAIK he meets one criteria but he will be eligible for Infinia only when he crosses 7.5L spends in 6Months.
Offcourse there can be some exceptions.

Tha's what mentioned in the second line, ( Just Spend) In case if you missed it.

 

[aam.aadmi]

my limit after LE is almost 10% of yours's before LE

Perhaps HDFC took a good look at your DP

 

[Riya]

Perhaps HDFC took a good look at your DP

If that's the case then my reply would be

 

[praveensudhakaran]

HDFC slapped me saying you are already enjoying highest limit for Regalia! 4L INR