Is HDFC Sending Massive Limit Enhancement Offers?

[aam.aadmi]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia 😉

 

[crazyuploader]

I too received a massive LE, from 58k to 66k

Yeah, here too, from 60K -> 1L

 

[Deleted member 28936]

Dad got good LE on moneyback+ with 0 usage after last 7 months of issuance (only 10rs transaction done on first day of issuance) 😅 In few years will upgrade to Millennia or Regalia (Holding it for HDFC offers only)

 

[Saiv]

Does anyone received LE on Co Branded cards like tata neu or swiggy?

 

[drsel]

Dad got good LE on moneyback+ with 0 usage after last 7 months of issuance (only 10rs transaction done on first day of issuance) 😅 In few years will upgrade to Millennia or Regalia (Holding it for HDFC offers only)

View attachment 71981

They increase the limit on these useless cards to encourage you to spend more, because these cards are very profitable for HDFC and not for the customer

 

[rohant]

They increase the limit on these useless cards to encourage you to spend more, because these cards are very profitable for HDFC and not for the customer

Got 10k increment on my Millenia which I spend rigorously.

 

[Deleted member 28936]

They increase the limit on these useless cards to encourage you to spend more, because these cards are very profitable for HDFC and not for the customer

Total spends till date is 10rs and will continue spending just 5-10rs to keep the card active. Keeping this one cause banks may not give him a new card later (people say that after a certain age, banks don’t issue cards)

 

[kuchbhi]

HDFC giving less limit to massive spenders and massive enhancement to 10 rs spender!!

 

[Deleted member 28936]

Total spends till date is 10rs and will continue spending just 5-10rs to keep the card active. Keeping this one cause banks may not give him a new card later (people say that after a certain age, banks don’t issue cards)

1 year old moneyback+ (with Rs 10 spent in the last year, and another 69Rs Vi recharge done 2 days back to keep it active for another year) got the LE in the october 2024 and now got the Regalia Gold update and dad just updated.

HDFC is interesting, they still giving me Freedom card offer even though my balance is higher ( and my account is way older and was a salary account till 6 months back) than my dad (his is tier 3 city address and mine is delhi). Sone say that do spends for an upgrade and here it is exact opposite and I won't be surprised if he gets DCB next year.

 

[BVCBVC is verified member.]

1 year old moneyback+ (with Rs 10 spent in the last year, and another 69Rs Vi recharge done 2 days back to keep it active for another year) got the LE in the october 2024 and now got the Regalia Gold update and dad just updated.

HDFC is interesting, they still giving me Freedom card offer even though my balance is higher ( and my account is way older and was a salary account till 6 months back) than my dad (his is tier 3 city address and mine is delhi). Sone say that do spends for an upgrade and here it is exact opposite and I won't be surprised if he gets DCB next year.

View attachment 75781

Getting upgrade from MB+ is good. Enjoy the upgrade.

 

[HumorSimpson]

1 year old moneyback+ (with Rs 10 spent in the last year, and another 69Rs Vi recharge done 2 days back to keep it active for another year) got the LE in the october 2024 and now got the Regalia Gold update and dad just updated.

HDFC is interesting, they still giving me Freedom card offer even though my balance is higher ( and my account is way older and was a salary account till 6 months back) than my dad (his is tier 3 city address and mine is delhi). Sone say that do spends for an upgrade and here it is exact opposite and I won't be surprised if he gets DCB next year.

View attachment 75781

1 year old moneyback+ (with Rs 10 spent in the last year, and another 69Rs Vi recharge done 2 days back to keep it active for another year) got the LE in the october 2024 and now got the Regalia Gold update and dad just updated.

HDFC is interesting, they still giving me Freedom card offer even though my balance is higher ( and my account is way older and was a salary account till 6 months back) than my dad (his is tier 3 city address and mine is delhi). Sone say that do spends for an upgrade and here it is exact opposite and I won't be surprised if he gets DCB next year.

View attachment 75781

If its LTF then its really good, else 2500 + ginger special tea = ~3000 fee. As you are hardly using it , you might end up paying 3K.

 

[kuchbhi]

If its LTF then its really good, else 2500 + ginger special tea = ~3000 fee. As you are hardly using it , you might end up paying 3K.

if its not LTF why would he be taking it in the first place hehe

 

[HumorSimpson]

if its not LTF why would he be taking it in the first place hehe

HDFC stopped ltf upgrades long back.

 

[SSV]

if its not LTF why would he be taking it in the first place hehe

Most lilkey it is not LTF

 

[SSV]

HDFC stopped ltf upgrades long back.

I read somewhere here, they are still giving LTF RG in the recent past

 

[kuchbhi]

HDFC stopped ltf upgrades long back.

nah nah first they do give fyf but if we don't except they give ltf
sometimes they do give LTF directly
but ofc to #10rs spenders

 

[HumorSimpson]

I read somewhere here, they are still giving LTF RG in the recent past

Nope. Even those who have LTF RG plastic, they are pushing them to get metal RG with fee.

 

[HumorSimpson]

nah nah first they do give fyf but if we don't except they give ltf

They are crafty in their communication, neither in the mail nor in the welcome kit they mention it. Anyways its OP's choice.

 

[kuchbhi]

They are crafty in their communication, neither in the mail nor in the welcome kit they mention it. Anyways its OP's choice.

well ya now that i think that way if it would have been ltf
they specifically mention in bold uppercase LIFETIMEFREE GOLD

 

[SSV]

Nope. Even those who have LTF RG plastic, they are pushing them to get metal RG with fee.They

They had given people RG LTF in the recent past..

 

[shivamk]

I read somewhere here, they are still giving LTF RG in the recent past

If you come across some reference, please do tag me. I have been chasing RG LTF since months 😛