• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Is it possible to use Diners Club Black before it is delivered?

Tosh

TF Ace
VIP Lounge
So I applied for my first credit card, and it's approved and started reflecting in my net banking app. Credit limit and everything is visible, can I start using it by setting up the pin from the app, or do I need to wait for delivery?
 
So I applied for my first credit card, and it's approved and started reflecting in my net banking app. Credit limit and everything is visible, can I start using it by setting up the pin from the app, or do I need to wait for delivery?
yes you can use it if all the necessary detail like 16 digit ,expiry & CC are visible to you, i think international transaction are disable by default so no harm in trying
 
So I applied for my first credit card, and it's approved and started reflecting in my net banking app. Credit limit and everything is visible, can I start using it by setting up the pin from the app, or do I need to wait for delivery?
Yes you can use but only if you are able to see the digits just enable online transactions and take a note of card digits,expiry and cvv voila you are good to go 😊 otherwise you you won't.
 
Last edited:
So I applied for my first credit card, and it's approved and started reflecting in my net banking app. Credit limit and everything is visible, can I start using it by setting up the pin from the app, or do I need to wait for delivery?
Not all details (CVV, entire Card Number, Expiry date) are visible in app/net-banking/MyCards for HDFC, atleast weren't available for me. So, I had to wait for card delivery!
 
Is there no option to make payments via the net banking app using the credit card itself like how GPay works once you add the card details in there? CVV and other sensitive information aren't visible, so I guess I will have to wait for delivery.

Still new to card payments so trying to figure it out.
 
That settles it. I will wait. The status has been stuck on approved for 3 days now, waiting for dispatch. Hopefully will be delivered this week.
 
It's part of the spend-based welcome benefits subscriptions (150k in 90 days) and renewal benefits (800k annual). So not complimentary. If I recall correctly only infinia gets the complimentary Dineout membership now.
 
Yes, it was through a partner institute program. We are eligible for DCB LTF if we apply. The criteria are also a bit lower. So just grabbed the opportunity with both hands.
@Tosh did you apply in Branch or online for the premier institute program? what was the process for application? How did you share your degree certificate?
 
@Tosh did you apply in Branch or online for the premier institute program? what was the process for application? How did you share your degree certificate?
HDFC PoC created groups on WhatsApp. Those interested were provided with the list of required documents. Then a representative from the bank brought all the forms to our home had them filled and took the required documents with him.

I have been told that all their branches are aware of this program so you can just walk into any branch and they will let you know about the details.
 
Last edited:
It's part of the spend-based welcome benefits subscriptions (150k in 90 days) and renewal benefits (800k annual). So not complimentary. If I recall correctly only infinia gets the complimentary Dineout membership now.
The HDFC website says DCB has complimentary Dineout passport.
 

Attachments

  • 2483CE87-1151-4B63-BD02-E7ED4CB6D13B.png
    2483CE87-1151-4B63-BD02-E7ED4CB6D13B.png
    176.1 KB · Views: 7
The HDFC website says DCB has complimentary Dineout passport.
It was changed in January this year, and all cards below Infinia were removed from dineout complimentary membership, which was replaced with Zomato pro. Also if you scroll down a bit they have mentioned the conditions for redeeming those memberships. I guess it's not updated yet see this link, I will try once my card arrives and confirm here. Hope you're right and I am wrong 😀

1661273781580.png
 
Last edited:
It was changed in January this year, and all cards below Infinia were removed from dineout complimentary membership, which was replaced with Zomato pro. Also if you scroll down a bit they have mentioned the conditions for redeeming those memberships. I guess it's not updated yet see this link, I will try once my card arrives and confirm here. Hope you're right and I am wrong 😀

View attachment 3789
Are all the membership mentioned in the screenshot spend based?

Also, how to claim the vouchers mentioned on spending of Rs.80k in a month, any idea?
 

Attachments

  • FB31BF1B-AF91-4778-8205-5BFD2A2837D3.png
    FB31BF1B-AF91-4778-8205-5BFD2A2837D3.png
    176.1 KB · Views: 5
Are all the membership mentioned in the screenshot spend based?

Also, how to claim the vouchers mentioned on spending of Rs.80k in a month, any idea?
Yes, all those memberships mentioned under welcome benefits are locked behind a payment milestone.

I am not sure if its the right way but go to this page - https://v1.hdfcbank.com/dinersclub/diners-club-black-credit-card-premium.html
and there is a link embedded on 'click here' in the third last line for reward redemption - https://hdfcbankdinersclub.poshvine.com/ - which can be used to redeem rewards.
 
You can use DCB card before it is delivered. I have received a mail that mine was created as Instant card with a secure link to view the details. It can be used domestic online but with 20% of full limit. But any wallet load will attract 2.5% charges as condition. I tried using it and it was declined promptly as online transactions are OFF as per RBI regulations. I used Eva to enable it and used it even before getting the physical card.
 
Are all the membership mentioned in the screenshot spend based?

Also, how to claim the vouchers mentioned on spending of Rs.80k in a month, any idea?
1. The complimentary memberships are based on either of two if offered -

a. Realization of joining fee
b. Spend target

Current spend target offer is 1.5L in 90 days and then one can get them on fulfilling.

I got my DCB FYF with same offer and now in second statement, I have completed the spend target. They have now shown this in Statement under Reward points as FYF - 1 RP, Welcome benefit - 1RP. It generally takes 15 days for them to send the welcome benefit email and SMS. So I hope I will get in Sep first week.

2. Vouchers benefit is for each month. I got this in first month of July for meeting spend. I received SMS and email to redeem in Poshvine link by Aug 5 and the link is valid for 30 days to choose the options. Once you choose, it will be delivered to email/SMS and the other options become unavailable. This repeats for every month that one meets the spend target. Wellness offers are always available and you can choose any time.
 
Back
Top