My eterna credit card application experience:-
Tried to do C2C with Branch agent, they refused to do C2C for eterna but were ready to do it for easy,select & premier card.
So applied online on 1st April 2024. Except Eterna, all three cards ( Easy, Select & Premier ) shown as LTF. But I still chose paid Eterna as I can fulfill criteria of getting joining fees reversed & annual fees too. Will try for LTF too because of my NRV with bank.
Back to application process, selected salaried. Filled personal & professional details. State government officer at Chhattisgarh secretariat.
There was option to select option if you have saving account with Bob, I selected No. Then it showed option to enter other bank credit card details & limit. I mentioned my Axis Atlas with 10 L limit.
Then esigned application. Uploaded my photo, PAN, Adhar.
In income documents option, I uploaded Axis Atlas one month statement. Make one pdf containing credit card statement, front & back of credit card ( mask CVV ).
After this , No Vkyc. Just got application number.
Sent them mail for Vkyc link on same day, got reply on 2nd April evening that it's completed & asked me to wait for update.
On 3rd April got call from verification agent, he visited my home & office. He was nice & polite. Took selfie with me in home to upload in tab. Took picture of home building & office building from outside. Always try to crosscheck details filled by agent in tab. In hurry they can do mistakes.
Today 5th April evening, got message that card is approved & will dispatch shortly. Checked tracker, it's also showing approved now.
That's story so far. Will add details about card limit & other things after delivery. 😊
@SSV @Venky