• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Is there a way to apply for BOB credit cards without Income Proof?

VibhavBilgoji

TF Premier
Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?
 
Solution
Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?
For salaried and new to bank customers they'll give with card to card without any income proof. You'll have to share other card photo hiding cvv and statement and there will be home and office verification

Attachments

  • Screenshot_2024-04-05-18-37-23-281_com.google.android.gm-edit.jpg
    Screenshot_2024-04-05-18-37-23-281_com.google.android.gm-edit.jpg
    92.9 KB · Views: 29
Mine Eterna credit card on basis of C2C with Axis Atlas is approved. Got message few mins back & showing in tracker too. Have to wait for card delivery to get details about limit & other details.
 

Attachments

  • IMG-20240405-WA0001.jpg
    IMG-20240405-WA0001.jpg
    74.3 KB · Views: 51
  • IMG-20240405-WA0000.jpg
    IMG-20240405-WA0000.jpg
    101.7 KB · Views: 51
Mine Eterna credit card on basis of C2C with Axis Atlas is approved. Got message few mins back & showing in tracker too. Have to wait for card delivery to get details about limit & other details.
Congratulations ..
Thinking of applying for this based my infinia 8L CL..

Could you please briefly put all the events chronologically a single post…
Thanks..
I
 
My eterna credit card application experience:-

Tried to do C2C with Branch agent, they refused to do C2C for eterna but were ready to do it for easy,select & premier card.

So applied online on 1st April 2024. Except Eterna, all three cards ( Easy, Select & Premier ) shown as LTF. But I still chose paid Eterna as I can fulfill criteria of getting joining fees reversed & annual fees too. Will try for LTF too because of my NRV with bank.

Back to application process, selected salaried. Filled personal & professional details. State government officer at Chhattisgarh secretariat.

There was option to select option if you have saving account with Bob, I selected No. Then it showed option to enter other bank credit card details & limit. I mentioned my Axis Atlas with 10 L limit.

Then esigned application. Uploaded my photo, PAN, Adhar.
In income documents option, I uploaded Axis Atlas one month statement. Make one pdf containing credit card statement, front & back of credit card ( mask CVV ).


After this , No Vkyc. Just got application number.

Sent them mail for Vkyc link on same day, got reply on 2nd April evening that it's completed & asked me to wait for update.

On 3rd April got call from verification agent, he visited my home & office. He was nice & polite. Took selfie with me in home to upload in tab. Took picture of home building & office building from outside. Always try to crosscheck details filled by agent in tab. In hurry they can do mistakes.

Today 5th April evening, got message that card is approved & will dispatch shortly. Checked tracker, it's also showing approved now.

That's story so far. Will add details about card limit & other things after delivery. 😊

@SSV @Venky
 
Last edited:
quick questions,
1) what does home and office verification involve
2) How many months Atlas statements you attached?
1) Agent called, fixed time to visit home. Filled all details. Took selfie with me to upload in tab 😂. Took picture of building.
Always cross check details filled by agent, they can make mistakes at times.

2) Just visited office by calling me & took picture of my ID card & office building. That's it.
 
Back
Top