Kotak card LE offer

[krish170794]

I had got a LE offer of 40k. If i don't take it now, will the offer amount increase in the coming months. I need suggestions. cibil is 760 right now

 

[Sai Ganesh]

no bro go for it , if you wait they may send LE only after 4-6 months again so dont think twice go for it.

 

[ashwinkashwink is verified member.]

I had got a LE offer of 40k. If i don't take it now, will the offer amount increase in the coming months. I need suggestions. cibil is 760 right now

Charges of 100+GST ?

 

[Shubham Yadav]

Charges of 100+GST ?

For limit enhancement?

 

[Mr. Aman]

Charges of 100+GST ?

there is no such charges for LE

 

[Sai Ganesh]

Ya bro correct , when i contacted customer care they were saying its a charge by RBI and every bank is charging the same now.

I came to know that SBI and Kotak is charging for LTE , not sure on the other banks.

What to do bro ? It's your choice , if you ask me I will go for it.

But anyway it's upto you bro.

 

[ashwinkashwink is verified member.]

there is no such charges for LE

Kotak is already started charging 100 plus gst for le.

 

[ashwinkashwink is verified member.]

For limit enhancement?

Yeah

 

[krish170794]

Is it applicable to offer based LE

Kotak is already started charging 100 plus gst for le.

 

[drakesri]

Kotak is already started charging 100 plus gst for le.

Does this depend on the amount of LE offered or its flat rate of 100 + gst?

 

[ashwinkashwink is verified member.]

Does this depend on the amount of LE offered or its flat rate of 100 + gst?

Flat.

 

[ashwinkashwink is verified member.]

Is it applicable to offer based LE

Yes

 

[anirbanm]

I had got a LE offer of 40k. If i don't take it now, will the offer amount increase in the coming months. I need suggestions. cibil is 760 right now

Got LE from 60000 to 180000
Didn't need to pay any charges whatsoever neither were charges mentioned anywhere

 

[PRADYJAIN]

GOT LE OFFER FROM 300000 TO 800000 WAS GOING FOR IT BUT WAS NOT ABLE TO PROCESS VIA MOBILE APP THAN CALLED CUSTOMER CARE HE INFORMED ME ABOUT THE CHARGES I TOLD THERE SHOULD BE NO CHARGES AS PER RBI JUST TOLD THEM BUT THEY SAID ITS A CHARGE SIR AND YOU HAVE TO PAY FOR IT SO I DIDNT GO FOR IT AND THEN I LOGGED IN TO NET BANKING AND TRIED FROM THERE ACCEPTED THE LE REQ BUT NO MENTION OF CHARGES IN THE PROCESS ALSO READ TERMS AND CONDITIONS OF THE PROCESS!!!


WILL LET YOU KNOW ABT IT IF THEY CHARGE ME

 

[yolofino]

GOT LE OFFER FROM 300000 TO 800000 WAS GOING FOR IT BUT WAS NOT ABLE TO PROCESS VIA MOBILE APP THAN CALLED CUSTOMER CARE HE INFORMED ME ABOUT THE CHARGES I TOLD THERE SHOULD BE NO CHARGES AS PER RBI JUST TOLD THEM BUT THEY SAID ITS A CHARGE SIR AND YOU HAVE TO PAY FOR IT SO I DIDNT GO FOR IT AND THEN I LOGGED IN TO NET BANKING AND TRIED FROM THERE ACCEPTED THE LE REQ BUT NO MENTION OF CHARGES IN THE PROCESS ALSO READ TERMS AND CONDITIONS OF THE PROCESS!!!


WILL LET YOU KNOW ABT IT IF THEY CHARGE ME

Thanks. It helps in reading if the all the text is not in UPPERCASE

 

[krish170794]

I have accepted the offer. Will inform if they charge me

 

[PRADYJAIN]

Finally First Card of 8 lakh limit

 

[anirban.choudhuryanirban.choudhury is verified member.]

Manual LE raised internally

 

[MOhit __]

View attachment 13601
Manual LE raised internally

For manual LE what documents required?

 

[anirban.choudhuryanirban.choudhury is verified member.]

For manual LE what documents required?

I didn’t submit any document , I requested them for a card upgrade , instead they increased my limit by raising an SR
😀