Kotak Myntra Credit Card with zero fee for upto 3 years

[Chitra007]

https://www.myntra.com/cbc/store

 

[Deleted member 27665]

Kotak is also giving Myntra credit card with Zero Joining Fee on their website. Link is below.

Kotak Credit Card

Kotak Credit Card

cards.kotak.com

 

[its_karan]

I called Customer Care (CC) today regarding the fee. The representative informed me that the card is chargeable, and it was generated on the 6th. The joining fee will be applied within 4 working days. If I wish to cancel, I need to call the same number, and my cancellation request will be processed.

Mujhe kyu

New to Bank (NTB) se
Far From Bank (FFB)

wali feeling aarhi hai

 

[Gaara]

Mujhe kyu

New to Bank se
Far From Bank

wali feeling aarhi hai

I'm Existing to bank 😹

5 years old credit card with them but stopped using it long back.
Far from Bank walla scene,
abhi fir se repeat hoga if they don't give the offer.

 

[Gaara]

I initiated a written correspondence with Kotak Bank via email, but unfortunately, my hopes for a satisfactory resolution were dashed. The customer care responses via email have been ineffective. It seems that meaningful negotiation can only occur through phone calls.

 

[Gaara]

View attachment 45286
I initiated a written correspondence with Kotak Bank via email, but unfortunately, my hopes for a satisfactory resolution were dashed. The customer care responses via email have been ineffective. It seems that meaningful negotiation can only occur through phone calls.

There reply

Dear Customer,

Greetings from Kotak Mahindra Bank Ltd !

This is with reference to your email dated 9th March 2024 on your banking relationship held with Kotak Mahindra Bank Ltd.

We assure you that there was no intention on our part to be of any disservice. Should this have caused you any inconvenience, please accept our apologies for the same.

With reference to your mail, we wish to inform you that for better clarification we request you to kindly go through the below details for INR. 1000.00 voucher.

Rs.1000 worth e-GV of Myntra is divided into 2 parts with following conditions:

1) Voucher worth Rs.500 shall be sent via SMS and email upon doing a successful transaction of minimum Rs.500.

Request you to check your messages and e-mail ID. The voucher should have been sent to the customer’s registered number and email ID.

SMS starts with “Unlock a fabulous Rs 500 Myntra voucher….”
And,

Email Subject Line is “Your Rs.500 Myntra E-Gift Voucher is Waiting for You!”

2) Voucher worth Rs.500 shall be credited as Myntra Credit upon doing a successful transaction on Myntra app/website
Request you to check Myntra credit by following below steps:

Open Myntra app > Profile > Payments & Currencies > Myntra Credit.


Assuring you best services at all times.

Yours Sincerely,

 

[pavan000]

There reply

Dear Customer,

Greetings from Kotak Mahindra Bank Ltd !

This is with reference to your email dated 9th March 2024 on your banking relationship held with Kotak Mahindra Bank Ltd.

We assure you that there was no intention on our part to be of any disservice. Should this have caused you any inconvenience, please accept our apologies for the same.

With reference to your mail, we wish to inform you that for better clarification we request you to kindly go through the below details for INR. 1000.00 voucher.

Rs.1000 worth e-GV of Myntra is divided into 2 parts with following conditions:

1) Voucher worth Rs.500 shall be sent via SMS and email upon doing a successful transaction of minimum Rs.500.

Request you to check your messages and e-mail ID. The voucher should have been sent to the customer’s registered number and email ID.

SMS starts with “Unlock a fabulous Rs 500 Myntra voucher….”
And,

Email Subject Line is “Your Rs.500 Myntra E-Gift Voucher is Waiting for You!”

2) Voucher worth Rs.500 shall be credited as Myntra Credit upon doing a successful transaction on Myntra app/website
Request you to check Myntra credit by following below steps:

Open Myntra app > Profile > Payments & Currencies > Myntra Credit.


Assuring you best services at all times.

Yours Sincerely,

You're getting better offer than zero joining fee.

 

[deepakshrm898]

so i was away for one day, it seem this thing work or not. i have kotak white LTF & Rupay CC LTF, can i get myntra 3 year kotak card or not. cause until 9th page there were less discussion of succession of this trick and more of other thing that was being discussed.

How to get kotak white LTF? I have upgrade offer but with charges

 

[deepakshrm898]

Kotak myntra card is good .. if u get Rupay .u can Sacrifice your other rupay from kotak

And kotak myntra is worth 500 rs ..
I got 1000 voucher..

If u get master card & chnge to rupay ..
I don't think 3 yr ltf will remain

It remains. I recently confirmed via mail post conversion

 

[deepakshrm898]

Only axis iocl makes sense ..dont take kotak iocl or hdfc iocl
Better take other card from kotak .

How does axis iocl makes sense than other twos??

 

[Vasuki]

How does axis iocl makes sense than other twos??

So many times it been said ..
Check thread on axis

 

[deepakshrm898]

So many times it been said ..
Check thread on axis

Any link of thread?

 

[vaibhav111vaibhav111 is verified member.]

How to get kotak white LTF? I have upgrade offer but with charges

It was some time back, but card is useless anyways

 

[Deleted member 27665]

Is there any spend based criteria on LTF Zen credit card for lounge access?

 

[Chaitanya-a]

Is there any spend based criteria on LTF Zen credit card for lounge access?

Yup LTF Zen cardholder need to spend 60k in last quarter to use complimentary lounge in this quarter. Only LTF White is excluded from this condition.

 

[Vasuki]

Yup LTF Zen cardholder need to spend 60k in last quarter to use complimentary lounge in this quarter. Only LTF White is excluded from this condition.

White & white reserve?? Both

 

[Chaitanya-a]

White & white reserve?? Both

Haan bhai White excluded hai to reserve obviously hoga.

 

[Vikaas]

Vkyc complete nhi hua abhi dobara option nhi aa rha hai..abhi kaiser kare vkyc

 

[Vasuki]

Vkyc complete nhi hua abhi dobara option nhi aa rha hai..abhi kaiser kare vkyc

Contact customer care. For new link

 

[Unleash]

For now I have replied them to cancel the card without charging any fees. Will raise it to RBI depending on what they reply.

Received reply from grievance team, they are ready to cancel the card as they stand by their word on card fees.

During this conversation I also reached their general CC support to check the response. And they clearly mentioned that 3 years free offer will be fulfilled in the form of fee reversal or gift voucher.

I am not vouching for this card as of now. Don't want to face the hassle of follow ups and showing proofs, as bank clearly isn't aware what they are offering.

Reply from grievanceredressal.creditcards@kotak.com


Reply from kotakmahindrabank.creditcards@kotak.com


@monika vega @kshitij_0 @CAKARANBATRA

 

[Vasuki]

Received reply from grievance team, they are ready to cancel the card as they stand by their word on card fees.

During this conversation I also reached their general CC support to check the response. And they clearly mentioned that 3 years free offer will be fulfilled in the form of fee reversal or gift voucher.

This was the exact offer for everyone from day this thread started ..
I mentioned it million time on this thread as kotak is 3 year free with the caviet that u will be compensated with the gift voucher equivalent for 3 year ..

I have no idea where u saw it ltf