Kotak sending Limit Enhancement

[CardTox]

I didnot get any such offer

 

[It_is_Naruto]

Can you just confirm this thing from the customer support please just to be sure.

got reply from Kotak CC team, the card is LTF 😀

 

[irajnish]

4 lakh to 5.4 lakh.

 

[Lobogris]

Had Kotak 811 unsecured got when opening 811 account, back in June 2023.
Feb this year got offer to upgrade to mojo or zen picked zen. The offer said upgrading card can give you better le 😂
Done decent transactions offline and online and no le till date. Just checking the app everywhere only can see 1500 reward points added.

OneCard with sib gave me a le 6 months after getting card and maybe another due next month and I used one card less 😒

My One Card has gone from 40k to 7 lakhs in about 2 years via multiple LEs. Kotak 811 is stuck at 50k for about 8 months.

 

[Rahul Gupta]

My One Card has gone from 40k to 7 lakhs in about 2 years via multiple LEs. Kotak 811 is stuck at 50k for about 8 months.

Sir you can easily share your ITR with kotak for higher limits. Btw which banks onecard do you hold?

 

[Lobogris]

Sir you can easily share your ITR with kotak for higher limits. Btw which banks onecard do you hold?

Currently it is BoB. Earlier was IDFC.

 

[Cosmicgaze]

Currently it is BoB. Earlier was IDFC.

Try checking credit score on the kotak app it may try and match to other cards limits.

 

[opbamldg]

I got LE from 2 lakhs to 2.4 lakhs only although I had spent over 6 lakhs in previous year

 

[agrprashantagrprashant is verified member.]

I think Kotak is the only bank who has a fees for LE.

 

[sceint]

I did not receive any message for LE, but do have an offer on the app and also received a call from Kotak Bank representative saying the ₹100 + GST will be cleared by the backend team once I opt for LE, anyone else received such call and went ahead with it?

 

[mayank_i]

Got 20K limit increase offer with a fees of 100+GST on the app so Skipping it.

is there any way to avoid this fees?

 

[mayank_i]

Yeah

i am

I read in this forum in previous threads that people got l.e on fd cards of kotak
Mine is 5k limit fd card

I too got LE on my 5K FD card to 13.1k but they are asking 100rs + GST

 

[doraemon]

I too got LE on my 5K FD card to 13.1k but they are asking 100rs + GST

M to 200 Dene ko ready hu par Mila hi nahi

 

[mayank_i]

M to 200 Dene ko ready hu par Mila hi nahi

ittu si limit se hoga bhi kya 🥲

 

[sceint]

is there any way to avoid this fees?

Initially I had the offer of LE by paying fee in app, after few days I got mail to do LE without fees, so check your mail if you have received any such offer

 

[mayank_i]

Initially I had the offer of LE by paying fee in app, after few days I got mail to do LE without fees, so check your mail if you have received any such offer

no such mail or any communication.. I saw this offer when I was checking this month's bill

 

[Cosmicgaze]

ittu si limit se hoga bhi kya 🥲

The limit while being less, do consider it’s a fd card, most would not really give on a secured card. Kotak is one of the few that does and maybe in future upgrades to unsecured.
There should be some validity to avail the offer, within that period you can check if you get emails, or try from the app in card overview> manage limit section or card service request> limit enhancement. Some have said via this that they never got charged fees or through the email. Give this a try it will show fees before confirmation if applicable.

Also sometimes if you do not avail their pre approved offers they may upgrade the offer.
Like for me they keep pushing personal loan, started with 30k after I opened the account last year, now it’s around 4lakh.

 

[mayank_i]

The limit while being less, do consider it’s a fd card, most would not really give on a secured card. Kotak is one of the few that does and maybe in future upgrades to unsecured.
There should be some validity to avail the offer, within that period you can check if you get emails, or try from the app in card overview> manage limit section or card service request> limit enhancement. Some have said via this that they never got charged fees or through the email. Give this a try it will show fees before confirmation if applicable.

Also sometimes if you do not avail their pre approved offers they may upgrade the offer.
Like for me they keep pushing personal loan, started with 30k after I opened the account last year, now it’s around 4lakh.

yes I checked.. only inside app it was showing and clearly the fees were mentioned

 

[SSV]

Kotak sent me this LE offer..
From 1.5L to 1.8L after 6 months on my Kotak Myntra..
My question is: if I ignore this offer now, will they give a revised increased offer later in 3 to 6 months or they don’t give a fcuk?? 😉

BTW: either way I don’t give a damn …

 

[vaibhav111vaibhav111 is verified member.]

Kotak sent me this LE offer..
From 1.5L to 1.8L after 6 months on my Kotak Myntra..
My question is: if I ignore this offer now, will they give a revised increased offer later in 3 to 6 months or they don’t give a fcuk?? 😉

BTW: either way I don’t give a damn …



View attachment 65889

it seem kotak give 30K LE, spend were 50k from last LE or when you got the card? cause I received same LE before and took it. card was kotak white.