Kotak White Credit Card being offered at Life Time Free

[SubhankarSubhankar is verified member.]

Kotak is offering Life Time Free variant of Kotak White Credit card. Try your luck.

Kotak Credit Card

Kotak Credit Card

cards.kotak.com

 

[Sandy Singh]

Applied it but I didn't see any option after putting in my mobile number if it's LTF or not. It directly asked me for PAN and processed the application with CIBIL hit, VKYC remaining. Now I don't know it's LTF or paid one.

 

[knight]

Applied it but I didn't see any option after putting in my mobile number if it's LTF or not. It directly asked me for PAN and processed the application with CIBIL hit, VKYC remaining. Now I don't know it's LTF or paid one.

It won’t show.

You’ll get application form after vKYC. That’s the only place it’ll show

 

[R@J]

Was anyone able to get enhanced limit after uploading income/credit card statement on the onboarding page, where they show the new card details?
I uploaded the docs, however, the limit isn't changed yet.

 

[CHOCOPANDA]

Got it as LTF ( confirmed on the Application form PDF in the confirmation email) , Applied last night, did the VKYC this morning. Recieved the virtual card and Physical card will reach in 7 days. Pretty seamless process.

bro was there any relationship earlier with kotak.

also pls mention your cibil and total credit limit across all cards .

i have 770 cibil and 6 lakh limit across all card. no prior relationship with kotak.

 

[Nemesis]

Level 1 - Grievance Redressal

www.kotak.com

Try this as well.

Let's wait for their reply on mail first... Then will escalate

On call with another customer care.. She confirmed its LTF based on some PCT on their end... She can't give it on mail. Also said white has 3 variant based on fee.

If any one in doubt ask customer care to refer PCT thing... Mail will take time to process

 

[knight]

Also said white has 3 variant based on fee.

benefits puche kya?

 

[D7162]

Whenever I am try to proceed further from mail - your application incomplete vala - getting error of try again after 30 min

 

[Huzaif]

No, this does not imply that the offer has been running for a few months.
When i opened a zero balance account, i was offered White and Zen LTF, i accepted ZEN (and now regret), and in the Kotak App, i am receiving an upgrade offer for Paid WHITE Card.

I told the girl on the phone that i wanted a platinum card 😂😂 and she stated that according to your CIBIL, platinum card is not available, only ZEN and WHITE.

@MOhit __ , after how many days was the card offered to you? Was it instant? did you apply for the account online or through a branch? and your suggestions to get the card. I tried applying for the card, it said the location is not serviceable. So, I thought of opening a account instead.

 

[MOhit __]

@MOhit __ , after how many days was the card offered to you? Was it instant? did you apply for the account online or through a branch? and you suggestions to get the card

After 2 Months
7 working days
Online
Keep 1L balance, check Cibil score on kotak App

 

[codenerd]

I have no relation with Kotak. Will I get this card assuming I have good CIBIL and 80K+ monthly salary?

IF YES,
Is this card any good? I see even priority pass is cancelled for this card! So am i missing any info about this card which makes it worth having if its LTF?
PS: I dont even have much spending so I am not even bothered by their milestones.

Any tips/suggestions?

 

[gamersgzb]

IF YES,
Is this card any good? I see even priority pass is cancelled for this card! So am i missing any info about this card which makes it worth having if its LTF?
Any tips/suggestions?

Now kotak cards do not require priority pass to access international lounges.. you can directly use your credit card.. same like diners club cards...

 

[codenerd]

Now kotak cards do not require priority pass to access international lounges.. you can directly use your credit card.. same like diners club cards...

Any info about salary criteria? I have 85K monthly salary. Shall I apply or will it be rejected outright based on income? If it will be rejected then no point in applying! Any idea?

 

[Huzaif]

After 2 Months
7 working days
Online
Keep 1L balance, check Cibil score on kotak App

@MOhit __ , Is it okay if we do transactions of 1L or more than maintaining the balance? How much limit you got and how much was your cibil when you received the offer?

 

[gamersgzb]

Any info about salary criteria? I have 85K monthly salary. Shall I apply or will it be rejected outright based on income? If it will be rejected then no point in applying! Any idea?

I think people here have mentioned 95000+ even though they do not earn that much.. and those who have entered in range of 30-60 k have not got the card

 

[codenerd]

Just now applied by selecting 75K plus monthly salary and somehow my company was also in their list. Got rejected instantly. Wasted cibil hit unnecessarily! DAMN!

 

[MOhit __]

@MOhit __ , Is it okay if we do transactions of 1L or more than maintaining the balance? How much limit you got and how much was your cibil when you received the offer?

I made few transactions, as well as using a virtual debit card for online transactions 2-3 times.
My CIBIL score was 791, and I received a call for a credit card, which was approved without any verification.

 

[gamersgzb]

Just now applied by selecting 75K plus monthly salary and somehow my company was also in their list. Got rejected instantly. Wasted cibil hit unnecessarily! DAMN!

Yeah it's getting rejected for below 95

 

[knight]

Just now applied by selecting 75K plus monthly salary and somehow my company was also in their list. Got rejected instantly. Wasted cibil hit unnecessarily! DAMN!

CIBIL?

 

[SoggypastA]

When I applied there was drop-down in which 4 options of salary bracket was there to choose from as far as remember.

 

[Umeshkrish]

Just now applied by selecting 75K plus monthly salary and somehow my company was also in their list. Got rejected instantly. Wasted cibil hit unnecessarily! DAMN!

I applied for 50k... Got approved