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Kotak White Credit Card being offered at Life Time Free

I sent this link to my cousin, and he applied, card was approved with 0 joining and annual fees.
However if bank denies LTF later, he will ask for money from me. 😅😅
Bhai jada se jada kya ho jayega. Charge lag jayenge. Bamboo karoge via rbi to reverse bhi ho jayenge aur compensation bhi milega. As aptly said by @souvikdey2002 every mistake by the bank or its agents is an opportunity for compensation 🤣
 
Yes because you have applied as LTF card. That application form is proof for it... After raising complaint to rbi ombudsman, kotak will call us asap to fulfill the LTF...
If it doesn't happen, don't activate card... After 30 days it will be deactivated automatically.

But Many ppl have confirmed kotak white as LTF with cc.. About 10 pages back in this same post.
They only Confirmed based on application pdf
 
They only Confirmed based on application pdf

I sent this link to my cousin, and he applied, card was approved with 0 joining and annual fees.
However if bank denies LTF later, he will ask for money from me. 😅😅
Customer care guys dont know about it as its a new offer. They are usually I'll informed. If you get charged the joining fee complain to rbi with the application proof. Even if they have issued LTF due to some mistake they are bound to keep it LTF because the application says so
I also have it on email from their team that it is ltf (apart from the application form).
doesn't matter if it is a new campaign and bank employees don't know about it... in the backend, it is tagged as ltf and any customer care exec checking it will see it as ltf.
 
I also have it on email from their team that it is ltf (apart from the application form).
doesn't matter if it is a new campaign and bank employees don't know about it... in the backend, it is tagged as ltf and any customer care exec checking it will see it as ltf.
How? Where you dropped the mail?
 
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