• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Kotak White Credit Card being offered at Life Time Free

I made few transactions, as well as using a virtual debit card for online transactions 2-3 times.
My CIBIL score was 791, and I received a call for a credit card, which was approved without any verification.
@MOhit __ the executive at bank was saying we can't deposit more than 10k per month in account. The executive suggested we can open another account where you have to give 25k cheque in advance and you have to do minimum 30 transactions in 1 month . Then you can maintain 0 balance account. What you suggest?
 
Th
@MOhit __ the executive at bank was saying we can't deposit more than 10k per month in account. The executive suggested we can open another account where you have to give 25k cheque in advance and you have to do minimum 30 transactions in 1 month . Then you can maintain 0 balance account. What you suggest?
This too is zero balance account
 
@MOhit __ the executive at bank was saying we can't deposit more than 10k per month in account. The executive suggested we can open another account where you have to give 25k cheque in advance and you have to do minimum 30 transactions in 1 month . Then you can maintain 0 balance account. What you suggest?
I have no idea, i opened my 811 zero balance account online in november of last year
 
@vaibhav111 I tried to apply for the card today, Instantly approved, but during VKYC, they were saying my permanent address(non-serviceable) is too short. Since the address was fetched from aadhar website automatically, i did not get any option to change it or modfy it. Now VKYC person did not went ahead with VKYC due to address length was too short.. Now what shall i do, any help anyone?
 
I'm NTB, no relationship with Kotak at all.

1. Is this card available in Rupay / Rupay Select by any chance? I wanted a non-PSU LTF CC for UPI. I was going to apply for League Platinum in couple of weeks for UPI + Kotak merchant offers. Should I apply for White Instead and try Rupay conversion?

2. Any self employed person got LTF White Signature? What is the eligibility criteria for self employed?

Reward structure on both League Platinum and White Signature seem useless. The lounge access will be made conditional on some minimum spend soon, plus I don't like PVR (Cinepolis FTW). So is White Signature really better than League Platinum?
 
@vaibhav111 I tried to apply for the card today, Instantly approved, but during VKYC, they were saying my permanent address(non-serviceable) is too short. Since the address was fetched from aadhar website automatically, i did not get any option to change it or modfy it. Now VKYC person did not went ahead with VKYC due to address length was too short.. Now what shall i do, any help anyone?
As far as I remember, it provided a bunch of options to select, and all of them were my residential addresses. Then, I thought that maybe all the other bank credit cards I have were entered slightly differently in their database. So, you didn't have that option to select? As far as I know, VKYC is up to the bank. You might need to cancel that application and try again after a few weeks or months, but I'm not sure. I hope someone else can reply to this for more clarification.
 
I already hold League card.. so on applying for white, is shows as paid card with 3k fee. Is there any chance if I close my current League card and then apply for white to get it as LTF???
you won't be NBT still, applying through your spouse/family.. that would be easiest and quickest.. just complete VKYC during applying for the card.
 
Back
Top