Kotak is offering Life Time Free variant of Kotak White Credit card. Try your luck.
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Kotak White Credit Card being offered at Life Time Free
- Thread starter Subhankar
- Start date
Harvey_Dent
TF Buzz
If it’s blank fee in application form with fee code as 101, it’s LTF. But if it show blank fee at the time of application, probably it will not be LTF, anyways a pretty shit card, just looks glamorous.
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Umeshkrish
TF Buzz
Domestic and international lounge is only reason to get this card... That too ltf...even privilege lounges like 080 bangalore, Adani lounge in Mumbai are eligible.
knight
TF Legend
Kotak added 60k quarterly spend condition on Zen.
I don't think we'll enjoy free lounge access for long on White as well.. since they've issued so many LTF cards as well.
Harvey_Dent
TF Buzz
Sadly, it's bound to happen. ICICI Sapphiro with Rs. 3500+GST as annual fees, IDFC wealth, DCP have already done it. Kotak has all the right do it now, it's just a matter of time.
So I got the White card and confirmed through customer care on phone that it is LTF. But I didn't get any form on my email during the process that people are talking about where you can see if it's LTF or not.
Also should I get the LTF confirmation by sending an email to the Kotak team? When I asked about email to the call executive, she said that she can't send an email but not to worry because the call is recorded.
Also should I get the LTF confirmation by sending an email to the Kotak team? When I asked about email to the call executive, she said that she can't send an email but not to worry because the call is recorded.
Harvey_Dent
TF Buzz
Always take a written confirmation from banks. They are some of the biggest turncoats
@mgforce @nitrogenSingh @Vaastav another cibil hit. And I think there could another one cause I'm not sure wtf is happening here.
We have received your Kotak Bank Credit Card application no: 23XXXXXX. Allow us 7 days to process it. To check status, click www.kotak.com/rd/tkappl
So hopefully no cibil hit after this text message
So hopefully no cibil hit after this text message
pprakash11
TF Prestige
I think one more will be done on decision date.
see the cibil hit is as per OTP that got generated from kotak bank through me clicking on the link so they were 3 OTP i checked in my messages. so let c if there would another cibil hit or no.
pprakash11
TF Prestige
If they wish to do they can do without OTP also
The one I shared yesterday was through the SBI home loan website, and today's was through OneScore. Hopefully, there won't be any more CIBIL hits. Otherwise, I'll have to check GPay just to understand why Kotak is making repeated CIBIL inquiries. Also, I need to confirm on a real-time basis. I think there might be a delay, as you mentioned your CIBIL was affected when you gave consent through OTP
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You're not wrong! I've kept my distance from Kotak for quite a while. On my CIBIL report, there are 4 inquiries from Kotak compared to 20 inquiries from 2022 up to the current year. So, I'm not entirely certain how you should proceed. Additionally, I'm about 95-99% invested, so I'll likely come out on the other side. For the other two individuals who are yet to embark on this journey, I've informed them about what to expect.
Isn't Onescore automatically refreshed, we can't decide when to do refresh ourself na?The one I shared yesterday was through the SBI home loan website, and today's was through OneScore. Hopefully, there won't be any more CIBIL hits. Otherwise, I'll have to check GPay just to understand why Kotak is making repeated CIBIL inquiries. Also, I need to confirm on a real-time basis. I think there might be a delay, as you mentioned your CIBIL was affected when you gave consent through OTP
SBI Home Loan
SBI Home Loans offers a one stop solution to a home buyer. You can browse through our range of home loan products, check your eligibility and apply online! We also have a large number of SBI Pre-Approved projects that you can check out. Welcome to the largest and most trusted Home Loan provider...homeloans.sbi
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knight
TF Legend
would you try getting a few enquiries suppressed?
It seems it's LTF only for NTB customers. It's showing paid but waived as long as I maintain my privy league status.
