Latest Working Methods to Pay Credit Card Bill from Debit Cards

[beast_boy]

wrong. all debit cards are treated as wealth card for rewards purpose.

RPs are determined based on MCC code, with IDFC the Amex Billdesk PG comes under excluded code.

Once the MCC code is eligible for RPs, the % will be determined based on account/card variant.

All of this is told to me by the head of their rewards team.

I hold Wealth account with IDFC but I am not receiving reward points for making LPG payments on Amazon on my account however On my Mother's account which is IDFC bank normal saving account with Signature DC and Rupay sticker DC, I get reward points with some misses which I have to bring to IDFC notice.

 

[knight]

I did multiple trxns yesterday using sbi unipay 1 Lakh+ and all went through in secs.

now regarding DC RP -

HDFC platinum DC - for one dc RP credited within 12 hrs but for another account platinum DC still RP not credited.
Indus Excl MC & Sign and Platinum - waiting for RP to get credited yet.
IDFC DC - waiting for RP to get credited yet.

any updates for the second card or any more payments?
I made a txn on SBI unipay 2-3 days ago.. no points yet..

 

[quino]

wrong. all debit cards are treated as wealth card for rewards purpose.

RPs are determined based on MCC code, with IDFC the Amex Billdesk PG comes under excluded code.

Once the MCC code is eligible for RPs, the % will be determined based on account/card variant.

All of this is told to me by the head of their rewards team.

i said what i said. i cant explain to ppl who dont understand IDFC's RP system & try to give unrelated half assed examples.

if u want to buy the card & try it on the amex website, knock yourself out.

 

[Abhishek012]

wrong. all debit cards are treated as wealth card for rewards purpose.

Look, with a normal IDFC savings account, you definitely get reward points with the RuPay sticker Firstap Platinum Debit Card; this is 100% confirmed.

Now, speaking about the wealth account - someone told me that he pays his utility bills every month using the Amazon-RuPay sticker Firstap Platinum Debit Card offer but has never received any reward points.

Then I sent him proof of the reward points.

After checking, he informed me that he has another IDFC account as well. He received reward points there, but in the wealth account, he didn’t receive any reward points using the RuPay sticker Firstap Platinum Debit Card in the wealth account.

If there are any other wealth account holders here, please check and let me know whether you receive rewards with the RuPay sticker Firstap Platinum Debit Card or not.

 

[sam1803]

Look, with a normal IDFC savings account, you definitely get reward points with the RuPay sticker Firstap Platinum Debit Card; this is 100% confirmed.

Now, speaking about the wealth account - someone told me that he pays his utility bills every month using the Amazon-RuPay sticker Firstap Platinum Debit Card offer but has never received any reward points.

Then I sent him proof of the reward points.

After checking, he informed me that he has another IDFC account as well. He received reward points there, but in the wealth account, he didn’t receive any reward points using the RuPay sticker Firstap Platinum Debit Card in the wealth account.

If there are any other wealth account holders here, please check and let me know whether you receive rewards with the RuPay sticker Firstap Platinum Debit Card or not.

Wealth customer here. I don't receive any reward points. No txn done through first tap sticker are present in the activity screen where we see the reward points.

Others can also update if they recieve the points.

 

[MJN]

Can someone one confirm if I pay my HDFC cc bill of Rs 50k in SBI Unipay using RBL Signature+ debit card and get Rs 500 RP?

 

[Abhishek012]

Can someone one confirm if I pay my HDFC cc bill of Rs 50k in SBI Unipay using RBL Signature+ debit card and get Rs 500 RP?

Yes, pay Credit card bill through SBI Unipay website, Canara Setu website, Airtel thanks app.

 

[pinki]

Dropping a cmnt again , coz TF has stopped sending notifications automatically 😒 dont know why

 

[BhaiyaJi]

Dropping a cmnt again , coz TF has stopped sending notifications automatically 😒 dont know why

Probably to prevent people from being silence observers and to keep them engaged.

 

[pinki]

Probably to prevent people from being silence observers and to keep them engaged.

Didn't liked though

 

[Vishal Gupta]

Just saw a statement on HDFC's website under Platinum DC-->
"Credit Card BillPay transactions made through Debit Card will NOT earn any CashBack points with immediate effect as this is not an eligible category for the same"

Does that mean there wont be any rewards even if paid via for e.g. sbi unipay like mentioned in this thread?

 

[cooldude2.0]

Jupiter giving 0.5% cashback upto Rs. 250 i.e. 1250 jewels.
However mentioned 1% cashback upto Rs. 250 i.e. 1250 jewels in their terms and conditions.

 

[Mritunjay]

Jupiter giving 0.5% cashback upto Rs. 250 i.e. 1250 jewels.
However mentioned 1% cashback upto Rs. 250 i.e. 1250 jewels in their terms and conditions.

on which app? and via upi or debit card?

 

[Abhishek012]

Just saw a statement on HDFC's website under Platinum DC-->
"Credit Card BillPay transactions made through Debit Card will NOT earn any CashBack points with immediate effect as this is not an eligible category for the same"

Does that mean there wont be any rewards even if paid via for e.g. sbi unipay like mentioned in this thread?

You will get 1% cashback upto 750 on CC bill payment through SBI unipay, Canara setu website and Airtel thanks app.

 

[secprashant]

Payment through Cred using FI UPI is not valid anymore. Fi money removed my cashback after month end.

 

[SmartyAadi]

Just saw a statement on HDFC's website under Platinum DC-->
"Credit Card BillPay transactions made through Debit Card will NOT earn any CashBack points with immediate effect as this is not an eligible category for the same"

Does that mean there wont be any rewards even if paid via for e.g. sbi unipay like mentioned in this thread?

That is for MCC of credit card payments.


SBI unipay and all others are still giving Utilties MCC for cc payments via their portals and therefore it should work

 

[Gravitas]

The initial post was useful but I am unable to go through so many comments.
Can someone please update on the latest status of these?

Like HDFC Millennia is no more working. I am not sure about others.

@sm9811911

 

[6ix9ine]

The initial post was useful but I am unable to go through so many comments.
Can someone please update on the latest status of these?

Like HDFC Millennia is no more working. I am not sure about others.

@sm9811911

Go through this post, and the one below it. You will understand everything:

Post in thread 'Anyone used HDFC Platinum DC on SBI Unipay after Aug 05th for CC payment'

Aug 31, 2024

leave the screenshot bro
i didnt get properly " i paid sbi axis and hdfc in the same order as ss "

r u saying you paid sbi, axis, hdfc cc bills using hdfc dc recently after aug 25th and received all cb
or any other meaning which I am missing kindly correct me?

Let me answer all of your queries along with your old posts.

If you have HDFC Platinum DC, then you can use it to pay CC bills of any banks except those which are not on BBPS.

Where to pay?
Answer: Platforms: SBI Unipay, Airtel thanks app & Atal setu (canara bank)

How to pay?
Answer: Just use any of the...

• 6ix9ine

• 
• 
• 

 

[CCsearcher]

What is the best way for clearing AMEX CC bills? I have used up HDFC DC 75K limit for other card bills. I am left with IndusInd Exclusive Visa and basic IDFC DC. Does wallet load give any rewards for this? I don't have a Rupay DC.

 

[lightwaves]

What is the best way for clearing AMEX CC bills? I have used up HDFC DC 75K limit for other card bills. I am left with IndusInd Exclusive Visa and basic IDFC DC. Does wallet load give any rewards for this? I don't have a Rupay DC.

Check this out:

Post in thread 'Latest working methods to pay credit card bill from debit cards'
https://www.technofino.in/community...-card-bill-from-debit-cards.25788/post-809975