Latest Working Methods to Pay Credit Card Bill from Debit Cards

[Pravin1156]

Flipkart Vouchers removed from IDFC Rewards portal

 

[SpidySpider]

Use IDFC RuPay Platinum Debit Card (or apply 2nd IDFC Debit Card - RuPay Sticker Firstap Platinum Debit Card) on Amex website for credit card bill payment.

Reward Rate:-

IDFC First Bank RuPay Platinum Debit Card-

Online- 0.33%
Offline- 0.17%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 1.67%; Offline- 1.67%

@lightwaves

Have you checked if it gives reward points on cc payment too? Because I think mcc would be either of wallet or cc bill payment and these are in barred category as per their website.
If it is giving Reward points, which mcc does it give? Utility?.

 

[quino]

Have you checked if it gives reward points on cc payment too? Because I think mcc would be either of wallet or cc bill payment and these are in barred category as per their website.
If it is giving Reward points, which mcc does it give? Utility?.

it doesn't. mcc code is excluded category, i tried/

 

[ujjwal2024]

Use IDFC RuPay Platinum Debit Card (or apply 2nd IDFC Debit Card - RuPay Sticker Firstap Platinum Debit Card) on Amex website for credit card bill payment.

Reward Rate:-

IDFC First Bank RuPay Platinum Debit Card-

Online- 0.33%
Offline- 0.17%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 1.67%; Offline- 1.67%

@lightwaves

this is great information for AMEX users...

 

[lightwaves]

Use IDFC RuPay Platinum Debit Card (or apply 2nd IDFC Debit Card - RuPay Sticker Firstap Platinum Debit Card) on Amex website for credit card bill payment.

Reward Rate:-

IDFC First Bank RuPay Platinum Debit Card-

Online- 0.33%
Offline- 0.17%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 1.67%; Offline- 1.67%

@lightwaves

This is great! Thanks for sharing.

I’ve a visa debit card from IDFC. How can I get the second Rupay card from them?

 

[Humanbeing]

This is great! Thanks for sharing.

I’ve a visa debit card from IDFC. How can I get the second Rupay card from them?

Open the app, go to cards and then you will see option to apply first tap debit card which will cost you one time fees of ₹99. It is Rupay Platinum Debit card.

 

[Abhishek012]

Open the app, go to cards and then you will see option to apply first tap debit card which will cost you one time fees of ₹99. It is Rupay Platinum Debit card.

Ya, Also use RuPay Platinum DC - 20% upto 100 discount offer per month on Amazon - Recharge/Utility bill payment.

Swiggy offer also eligible.

Only one time Rs99 fee, no annual charges (some welcome offer also available 2000 reward points on Rs1500 spend.

Post in thread 'IDFC Firstap - The Mini DC'

Sep 5, 2024

Where in IDFC first tap?

What do you mean by where ?
I did a transaction of 1500 rs using idfc firstap and I got 2000 reward points as welcome benifits and 20 reward points as standerd reward rate

• JohnWick

• 

@lightwaves
@ujjwal2024

 

[lightwaves]

Fantastic. Will get mine. Thanks both

 

[lightwaves]

Ya, Also use RuPay Platinum DC - 20% upto 100 discount offer per month on Amazon - Recharge/Utility bill payment.

Swiggy offer also eligible.

Only one time Rs99 fee, no annual charges (some welcome offer also available 2000 reward points on Rs1500 spend.

Post in thread 'IDFC Firstap - The Mini DC'

Sep 5, 2024

Where in IDFC first tap?

What do you mean by where ?
I did a transaction of 1500 rs using idfc firstap and I got 2000 reward points as welcome benifits and 20 reward points as standerd reward rate

• JohnWick

• 

@lightwaves
@ujjwal2024

I applied and got a confirmation email also. When will the virtual card appear in the app?

 

[Abhishek012]

I applied and got a confirmation email also. When will the virtual card appear in the app?

Within 48hrs.

Update -

I just got this info - IDFC Wealth account holders are not receiving any rewards from the RuPay Sticker Firstap Platinum debit card.

Reason - In a Wealth account, rewards are only earned with the Wealth card.

In other regular savings accounts - both the Primary Visa/RuPay card + 2nd RuPay Sticker Firstap Platinum Debit Card will earn reward points.

This info is shared by one Wealth account holder; the rest of you can check it out for yourselves.

 

[BCh]

I've paid SBI bill in unipay (before log-in) using IDFC Debit card. After successful transaction (shown in a temp screen), the page never refreshed. Now money is debited from idfc account but not credited to sbi card. Already sent them a mail with bank statement. Have anyone faced this recently? thanks in advance.

 

[ujjwal2024]

I've paid SBI bill in unipay (before log-in) using IDFC Debit card. After successful transaction (shown in a temp screen), the page never refreshed. Now money is debited from idfc account but not credited to sbi card. Already sent them a mail with bank statement. Have anyone faced this recently? thanks in advance.

it seems SBI Unipay have become a cause of head-ache

 

[quino]

Reason - In a Wealth account, rewards are only earned with the Wealth card.

wrong. all debit cards are treated as wealth card for rewards purpose.

RuPay Sticker Firstap Platinum Debit Card will earn reward points.

RPs are determined based on MCC code, with IDFC the Amex Billdesk PG comes under excluded code.

Once the MCC code is eligible for RPs, the % will be determined based on account/card variant.

All of this is told to me by the head of their rewards team.

 

[lightwaves]

wrong. all debit cards are treated as wealth card for rewards purpose.

RPs are determined based on MCC code, with IDFC the Amex Billdesk PG comes under excluded code.

Once the MCC code is eligible for RPs, the % will be determined based on account/card variant.

All of this is told to me by the head of their rewards team.

So no rewards for paying Amex bills ?

 

[ujjwal2024]

So no rewards for paying Amex bills ?

sad...it is like t20 match...rewards and then no-rewards...

 

[Pissant]

Indus + PayTM is still my preferred choice.

 

[BhaiyaJi]

Indus + PayTM is still my preferred choice.

Indus MasterCard or Visa Card?

 

[Pissant]

Indus MasterCard or Visa Card?

Visa Exclusive .

 

[rockyBalboa]

I've paid SBI bill in unipay (before log-in) using IDFC Debit card. After successful transaction (shown in a temp screen), the page never refreshed. Now money is debited from idfc account but not credited to sbi card. Already sent them a mail with bank statement. Have anyone faced this recently? thanks in advance.

It has also happened with me in past. And manually refreshing the page had solved the issue.

 

[financewizard]

I need to pay ~2L CC Bill across 3 Credit Cards. Has anyone recently made CC bill payment through IDFC Wealth DC via SBI Unipay and got reward points? There are many posts saying ppl got Cash back and few saying that they have not received cashback. So a bit confused.