ofc it is worth it, but if you can get yourself upgraded to wealth or if not, get into someone's family banking as IDFC really doesn't verify you are actually a "Family" or not, then you get far better points. Make sure if you can become wealth, just don't upgrade 1stap right now as then it get's complicated later, idfc's core banking as many glitches.
if you don't care abt 8000 pts, then sure go for 1stap rn, it still is better, you are getting something and rupay card is needed for setu as visa isn't working anyways.
@Abhishek012 just got points for 21st feb. 10x
😍