Latest Working Methods to Pay Credit Card Bill from Debit Cards

[dealminer]

Just to add this changes from May. Cumulative spends needed 25k instead of 10k pm for voucher

Yes it's mentioned in italics down on the website.👍
Just wanted to confirm how the calculation works 10k was just an example.

 

[SHAIL2411]

IndusInd Exclusive MC world debit card is not getting accepted at SBI unipay. Any other place where I can use indusind mastercard variant?

 

[Abhishek012]

IndusInd Exclusive MC world debit card is not getting accepted at SBI unipay. Any other place where I can use indusind mastercard variant?

Yeh Mastercard jada MDR leta hai shayad isiliye har jagha acceptance nahi hai.

Use Visa card. @ashwink hai na bhai ?

 

[SHAIL2411]

Yeh Mastercard jada MDR leta hai shayad isiliye har jagha acceptance nahi hai.

Use Visa card. @ashwink hai na bhai ?

Kal hi to mastercard mangwaya tha ab visa apply karna padega 😀

 

[dealminer]

IndusInd Exclusive MC world debit card is not getting accepted at SBI unipay. Any other place where I can use indusind mastercard variant?

@DocFixIt devaluation ? 😬

 

[dealminer]

Yeh Mastercard jada MDR leta hai shayad isiliye har jagha acceptance nahi hai.

Use Visa card. @ashwink hai na bhai ?

Tum kuch naya tareeka nikalne wale the May ke lie sig+
Progress hai kuch?
Testing phase passed?

 

[SHAIL2411]

card number daalte hi ye error

 

[Abhishek012]

View attachment 51474card number daalte hi ye error

Konse bank ka credit card ? Amount ?

 

[SHAIL2411]

Konse bank ka credit card ? Amount ?

Tried with hdfc and hsbc. Both failed. Tried different amounts from 500 to 15000 all failed.

 

[VasukiVasuki is verified member.]

@DocFixIt devaluation ? 😬

IndusInd Exclusive MC world debit card is not getting accepted at SBI unipay. Any other place where I can use indusind mastercard variant?

Yes I also tried today for 60k
It didn't go through..
Wait for sometime..
Meanwhile use visa on Paytm

 

[sm9811911]

Possible alternative to sbiunipay: sriram one but only has bbps cc payment option

 

[Cardholic]

Possible alternative to sbiunipay: sriram one but only has bbps cc payment option

what is sriram one?

 

[Strange]

Possible alternative to sbiunipay: sriram one but only has bbps cc payment option

What is their MCC?

 

[sm9811911]

What is their MCC?

4900 (still to personally verify)

 

[Card_Crafter]

Anyone able to load Dhani pay wallet using DC? I heard the MCC is of shopping category.

 

[Chiraggyl]

4900 (still to personally verify)

No cashback in indie for this MCC

 

[Akash Topder]

Most of you know the debit cards which are useful, but it’s difficult to keep track of which platforms to use, how to use because of devaluations/ limits.
I had written down current working methods for my personal use but thought of sharing with the community. Will appreciate any feedback. So here goes:

1) RBL signature plus dc: sbi unipay
1b) RBL Enterprise dc: sbi unipay
2) HDFC PLATINUM debit card: can be used on hdfc bill pay and sbi unipay
3)HDFC Millennia debit card: can be used to load Amazon wallets for 1%. Can use hdfc bill pay for 2.5%
4) indus visa signature, visa platinum and mastercard world : Use paytm and cred (Dreamplug Paytech merchant) for visa variants. Sbi unipay and Cheq(not working for some mcc) for mastercard variant.
5) FI money ( infinity or salary variant) : pay 1.5k multiple times through cred using fi upi.
6) IDFC Debit cards: Pay cc bill using sbi unipay.
7) Axis Liberty dc : pay cc through sbi unipay for qtly voucher. Can use upi as well anywhere; no exclusions using upi. Bonus tip: Use axis gyftr portal / amazon to buy amazon gv from Liberty dc for weekend cashback.

Posting in public as more feedback is required on what’s working and what’s not for everyone’s benefit.

SBI Unipay is working for most, some are reporting failures. Try with small amount first.

RBL Signature+ still working? I thought they removed the relevant MCC from giving cashback.

 

[sm9811911]

RBL Signature+ still working? I thought they removed the relevant MCC from giving cashback.

Yea it will work as mentioned

 

[sm9811911]

4900 (still to personally verify)

Confirmed. . .

 

[vinrey287]

Just to add this changes from May. Cumulative spends needed 25k instead of 10k pm for voucher

-Only for current accounts I guess:
With effect from May 01, 2024, Current Account Customers would get 1 % Monthly Cash Back as Vouchers (max upto INR 1,000) on minimum monthly spends of INR 25,000 on POS/Online Payments.