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Less known CC for utility MCC 4900

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Thanks for the update. Removed CSB Jupiter Rupay from list.

Cashback limits:
Max. cashback of ₹1,000 per billing cycle, i.e. 5000 Jewels. We will run exciting offers to increase billing cycle limits for customers who meet monthly spend milestone.

Exclusions:

  • Excluded categories for cashback rewards: Wallet, EMI, fuel or electricity, telephone, mobile, and other utility bills.
  • Rental payments are not allowed on Rupay Credit Card or UPI-CC.
Are you the same guy with @hs23 account?
 
What are some best less known CC for utility mcc 4900 with min 1% reward rate AND not from HDFC, Axis, Yes, Amex. Since Amex is not accepted and I already have planned 10L annual spend on HDFC DCB, Axis Atlas and Yes Reserve, I want to use other bank cards for utility.

Updated list:

1.5% or above
SBI Vistara Prime - 4-5% upto 4.5L annual spends
IDFC Vistara - 2.5% - 3% upto 4.5L annual spends
Kotak White - 2.25% on 12L spends
Au Lit LTF (1416 fee for 10X) 2%
Standard Chartered Ultimate (5900) - 2% (no Apay available)
Standard Chartered Smart - 2% upto 50k spends
DBS Spark 20 (1770) - 4.95% on 35k monthly spends
HSBC Cashback - 1.5%
-----
<1.5%
Kotak Myntra - 1.25%
Bob Snapdeal - 1%
Au Zenith Plus (5900 / fee waiver on 8L) 1%
ICICI Amazon Apay LTF - 1%
Federal bank OneCard LTF - 1%
IndusInd Pinnacle LTF - 0.7%
''''''
_
SBI ELITE Business - 4% (corporates only)
Citi Prestige - 4% (new application not accepted)

Anything else?
2.25% is still good. Makes it #3 in the list but its actually #1 as the return is in form of Apay and not CV points / Vistara tickets which are getting very hard to book in short notice.
 
RBL World Safari is giving 2.66% return, which makes it #1. Kotak Reserve is #2.

Edit: no base points on utility - reward rate is 2.16%.
 
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What are some best less known CC for utility mcc 4900 with min 1% reward rate AND not from HDFC, Axis, SBI, Amex. Since Amex is not accepted and I already have planned 10L annual spend on HDFC DCB, Axis Atlas and SBI Cashback. I want to use other bank cards for utility.

Updated list:

1.5% or above with no monthly capping
IDFC Vistara - 2.5% - 3% upto 4.5L annual spends (first year only / redemption is difficult)
Kotak White - 2.25% on 12L spends
RBL World Safari - 2.16% on 7.5L spends
Au Lit LTF (1416 fee for 10X) 2%
Standard Chartered Ultimate (5900) - 2%
HSBC Cashback - 1.5%
-----

<1.5% or monthly caps
Standard Chartered Smart - 2% upto 50k monthly spends
DBS Spark 20 (1770) - 4.95% on 35k monthly spends
Yes Marquee - 1.25%
Kotak Myntra - 1.25%
Bob Snapdeal - 1%
Au Zenith Plus (5900 / fee waiver on 8L) 1%
ICICI Amazon Apay LTF - 1%
Federal bank OneCard LTF - 1%
IndusInd Pinnacle LTF - 0.7%
''''''
_
SBI ELITE Business - 4% (corporates only)
Citi Prestige - 4% (new application not accepted)

Anything else?
@drsel can you suggest any other card for this list.
 
BOB Eterna - 1.875% CB on new card on 5L spends. 0.375% base return + 2500 CB on 50K spends + 5000 CB on 5L spends.

This is probably best use case for Eterna card. You can spend on Apay/shopping for 3.75% return if SBI CB is used up.

Eterna can be used as 0 forex card on spends upto 52.9K per month and 1.39% return under 41.66K per month.
 
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BOB Eterna - 1.875% CB on new card on 5L spends. 0.375% base return + 2500 CB on 50K spends + 5000 CB on 5L spends.

This is probably best use case for Eterna card. You can spend on Apay/shopping for 3.75% return if SBI CB is used up.

Eterna can be used as 0 forex card on spends upto 52.9K per month and 1.39% return under 41.66K per month.
I think still gives 3.75% on wallet load on PZ doesn't it? That is if one has a use case for PZ later.
 
@hs23new is the list in the OP updated? And did you get any of these cards for your use?
Also how does the AU Ixigo 2.5% reward rate work because from what I can understand we get 10 Reward Points for Rs. 200 spend where 1 RP = Rs. 0.25 which eqautes to 1.25% reward rate.
 
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