Lets talk about RuPay NCMC Card/ RuPay Metro Card & share your experience & help others

[Abhishek012]

Lets talk about RuPay NCMC Debit/Prepaid Card/ RuPay Metro Card/ RuPay Transit Card and share your experience and help others:

Hi, NPCI now allow Banks, Metros, Buses to accept RuPay NCMC debit and NCMC Prepaid cards.

Many people are asking me how to activate RuPay NCMC debit card ? How to load money ? How to use etc.

What is RuPay NCMC Card ?

National Common Mobility Card (NCMC) is Transit Card/ Metro Card is India. Single Card use on any Metros, Buses, Toll, Parking, Railway, Para Transit & Retail shopping etc.

You will get offline Wallet based contactless Payments option. Load Money on your RuPay NCMC Offline Wallet and use any Metro AFC gates in India. Same like any Metro Cards in India. Some Indian buses are also start accepting RuPay NCMC cards.

How to activate RuPay NCMC Card ?

You RuPay NCMC Card activate through Metro counter and Metro staff will help you to activate your NCMC card feature.

How to load money on my RuPay NCMC Card Wallet ?

You can load money from Metro counters or Online from your bank Internet banking or Mobile banking app.

How to Use ?

Just Tab on entry AFC gate and exist time tab on exist AFC gate.

What is the limit for my offline RuPay NCMC wallet transaction ?

Well, limit is decided by the banks, i shared here Bank of Baroda RuPay NCMC debit card offline wallet transaction limit -

Note - The limit may change in the future.

• Maximum per transaction limit for money add transaction - Rs. 500.
• Maximum daily limit for money add transaction - Rs. 2000.
• No. of money add transactions allowed per day - 4.
• Maximum balance in card (stored value) at any point - Rs. 2000.
• Max per transaction limit for card for offline purchase - Rs. 200 (retail payments) & Rs. 2,000 (transit payments).
• Maximum daily limit for card for no. of offline purchase transactions - 20.

---

Delhi Metro -

Here Delhi Metro Offer 10% off on RuPay NCMC Card payment during peak hours and 20% off on non-peak hours.

Last time i heard Delhi Metro airport expressline accept RuPay NCMC Cards but now I see it is expanding to other Delhi Metro stations as well.

If you travel in Delhi Metro and use RuPay NCMC cards then share your experience in comment section and also help others like where you use ? how you activated your RuPay NCMC cards etc.

Note - Already few users here used RuPay NCMC cards on Delhi Metro. They activated RuPay NCMC Debit Cards from Delhi Metro counter.

---

Bengaluru Metro -

Here one twitter user Naveenkumar B S shared on twitter -

Bengaluru Metro now supports all banks NCMC RuPay Debit cards, so there is no need to buy a new card to travel. Today I activated my SBI NCMC debit card service creation at the metro counter and loaded 200 Rs.

I travel by metro regularly in Bangalore, and today I checked at the Banashankari customer service counter if there was any possibility to link my existing SBI Rupay NCMC debit card. The person checked, created the service and loaded the amount.

He also shared this images -



Same Twitter user shared another tweet, this time he use Paytm RuPay wallet transit card -

Paytm wallet transit card was delivered on 7 August 23 in Bengaluru, and I have reloaded 100 Rs in AVM.



He also share this video -

View attachment qSL4p4julFWzPzz-.mp4

---

MMRDA Mumbai Metro -

Here another Twitter user share his experience in MMRDA Mumbai Metro -

Finally the MMRDA Mumbai Metro staff got the NCMC activated!!
Here’s my BOB RuPay Select Debit Card being used!!

Entry and exit tap images -

---

Now the RuPay NCMC-enabled key chain is also supported to use metro stations,shopping malls and other contactless-enabled POS machines. Well done Omnicard app.



These are just a few examples and will give you an idea of how to use your RuPay NCMC Metro Card.

Mumbai BEST buses also accept RuPay NCMC Cards and they also issue their own Chalo BEST NCMC Card by yes bank but you can also use other RuPay NCMC Cards as well.

Since, RuPay NCMC Transit System is new and many people are unaware about it. Please share your experience in comment section and help others how to use RuPay NCMC Cards on your Metros.

---

Updated -

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System):​

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System)

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System): NBBL (formely BBPS) Introduces ‘NCMC Recharge’ as the Newest Billing Category on Bharat BillPay. NPCI Bharat BillPay Ltd. (NBBL), India's leading platform for convenient and secure bill payments,announced the...

www.technofino.in

---

New Update - Airtel payments bank now replace Paytm payments bank from all NCMC project -

Now some station also have an option to load money via Cash, UPI, Any Debit/Credit/Prepaid cards -

LIVE PROJECTS Till 16th June, 2024 -
​

Sr. No	Transit Operator Name	Mode	Exclusive/Non-Exclusive	Acquiring Bank	RuPay cards accepted	Payments options available at stations to load NCMC	NCMC functionality
1	Assam State Transport Corporation (ASTC)	Bus	Non-Exclusive	Yes Bank	All NCMC certified banks	Cash	Balance Check, Balance Update
2	Bangalore Metro Rail Corporation Limited (BMRCL)	Metro	Non-Exclusive	RBL Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
3	Brihanmumbai Electricity Supply and Transport Undertaking (BEST)	Bus	Non-Exclusive	Yes Bank	All NCMC certified banks	Cash	Balance Check, Balance Update
4	Chennai Metro Rail Limited (CMRL)	Metro	Non-Exclusive	State Bank of India	All NCMC certified banks	Cash,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
5	Delhi Metro Rail Corporation (DMRC)	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
6	Gujarat Metro Rail Corporation Limited (GMRC)	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
7	Haryana Roadways	Bus	Non-Exclusive	AU Small finance Bank	All NCMC certified banks	UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
8	Kadamba Transport Corporation Limited (KTCL) (Goa Transport)	Bus	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
9	Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance Metro	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Not Available	Not Available
10	Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7	Metro	Non-Exclusive	State Bank of India	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
11	National Capital Region Transport Corporation (NCRTC)	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
12	Uttar Pradesh Metro Rail Corporation (UPMRC)	Metro	Non-Exclusive	State Bank of India	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
13	Noida Metro Rail Corporation Limited (NMRC)*	Metro	Exclusive	State Bank of India	State Bank of India	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
14	Nagpur Metro Rail Corporation Limited (NMRCL)*	Metro	Exclusive	State Bank of India	State Bank of India	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
15	Ahmedabad Janmarg Limited (Janmitra Bus)*	Bus	Exclusive	ICICI Bank	ICICI Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
16	Surat BRTS*	Bus	Exclusive	ICICI Bank	ICICI Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
17	Kochi Metro Rail Limited (KMRL)*	Metro	Exclusive	Axis Bank	Axis Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
18	Pune Metro*	Metro	Exclusive	HDFC Bank	HDFC Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check

Note - @ Exclusive NCMC project means a single bank is selected by a transit operator who acts as issuer as well as acquirer.

@ Non-Exclusive NCMC project means any RuPay NCMC is accepted by the transit operator.

@ Issuer banks have provided money add option using internet banking/mobile banking to add money to the NCMC virtual account. After this the customer has to perform balance update transaction through any Add Value Machines (AVMs)/PoS terminals to write the amount on the card.

* NCMC cards of other banks will also get accepted in future as decided by Authority.

---

Old info -

LIVE PROJECTS Till 5th Feb, 2024 -​

Sr. No	Transit Operator Name	Mode	Type of Project	Acquiring Bank	RuPay cards accepted
1	Assam State Transport Corporation (ASTC)	Bus	Open loop	Yes Bank	All NCMC certified banks
2	Bangalore Metro Rail Corporation Limited (BMRCL)	Metro	Open loop	RBL Bank	All NCMC certified banks
3	Brihanmumbai Electricity Supply and Transport Undertaking (BEST)	Bus	Open loop	Yes Bank	All NCMC certified banks
4	Chennai Metro Rail Limited (CMRL)	Metro	Open loop	State Bank of India	All NCMC certified banks
5	Delhi Metro Rail Corporation (DMRC)	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
6	Gujarat Metro Rail Corporation Limited (GMRC)	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
7	Haryana Roadways	Bus	Open loop	AU Small finance Bank	All NCMC certified banks
8	Kadamba Transport Corporation Limited (KTCL) (Goa Transport)	Bus	Open loop	Paytm Payments Bank	All NCMC certified banks
9	Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance Metro	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
10	Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7	Metro	Open loop	State Bank of India	All NCMC certified banks
11	National Capital Region Transport Corporation (NCRTC)	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
12	Uttar Pradesh Metro Rail Corporation (UPMRC)	Metro	Open loop	State Bank of India	All NCMC certified banks
13	Noida Metro Rail Corporation Limited (NMRC)	Metro	Closed loop	State Bank of India	State Bank of India
14	Nagpur Metro Rail Corporation Limited (NMRCL)	Metro	Closed loop	State Bank of India	State Bank of India
15	Ahmedabad Janmarg Limited (Janmitra Bus)	Bus	Closed loop	ICICI Bank	ICICI Bank
16	Surat BRTS	Bus	Closed loop	ICICI Bank	ICICI Bank
17	Kochi Metro Rail Limited (KMRL)	Metro	Closed loop	Axis Bank	Axis Bank
18	Pune Metro	Metro	Closed loop	HDFC Bank	HDFC Bank
19	The Delhi–Meerut Regional Rapid Transit System (Delhi–Meerut RRTS)	Rapid Rail	Open loop	Paytm Payments Bank	All NCMC certified banks

Note - *NCMC cards of other banks will also get accepted in future as decided by Authority.

 

[Abhishek012]

Apply RuPay NCMC Card or RuPay OTG Device from vending machine (No KYC Required):​

A

Thread 'Apply RuPay NCMC Card or RuPay OTG Device from vending machine (No KYC Required)'

Aug 28, 2024

Apply RuPay NCMC Card or RuPay OTG Device from vending machine (No KYC Required):

NPCI unveils the new way you can revolutionise travel payments at #GFF2024! Now get your NCMC cards on the spot via auto-dispensing machines with Zero KYC.





Excited to share that Airtel Payments Bank in partnership with NPCI demonstrated the self-reliant user journey for NCMC-enabled cards - from issuance to card-top-up and usage – at the Global Fintech Fest 2024.

The new journey enables users to collect NCMC Cards via a Kiosk machine. These cards can be instantly...

• Abhishek012
• airtel bank kyc ncmc npci ongo rupay rupay otg upi visa
• Replies: 0
• Forum: Finance World News

• 
• 
• 

 

[Abhishek012]

NCMC Recharge BBPS pe kab tak llve hoga ? Any update ?

Woh already live hai, saare banks live nahi hai bas, toh ghuma phira k wohi baat ho gaya jo tumne pucha. 🤣🤣

 

[Abhishek012]

Airtel Bank launch RuPay NCMC Smart Watch:​

A

Thread 'Airtel Bank launch RuPay NCMC Smart Watch'

Aug 28, 2024

Airtel Bank launch RuPay NCMC Smart Watch:

It is time for Tap And Transit!

Super stoked to announce that Airtel Payments Bank today showcased prototypes of innovative NCMC-enabled Smart Watch in collaboration with National Payments Corporation Of India (NPCI) and Noise at Global Fintech Fest.

At metro stations, commuters can now tap at the gates using this watch and go without any hassle of getting in queues to purchase tickets.

• Abhishek012
• airtel bank credit card ncmc rupay upi visa watch
• Replies: 8
• Forum: Finance World News

• 
• 
• 

 

[vine]

Lets talk about RuPay NCMC Debit/Prepaid Card/ RuPay Metro Card/ RuPay Transit Card and share your experience and help others:

Hi, NPCI now allow Banks, Metros, Buses to accept RuPay NCMC debit and NCMC Prepaid cards.

Many people are asking me how to activate RuPay NCMC debit card ? How to load money ? How to use etc.

What is RuPay NCMC Card ?

National Common Mobility Card (NCMC) is Transit Card/ Metro Card is India. Single Card use on any Metros, Buses, Toll, Parking, Railway, Para Transit & Retail shopping etc.

You will get offline Wallet based contactless Payments option. Load Money on your RuPay NCMC Offline Wallet and use any Metro AFC gates in India. Same like any Metro Cards in India. Some Indian buses are also start accepting RuPay NCMC cards.

How to activate RuPay NCMC Card ?

You RuPay NCMC Card activate through Metro counter and Metro staff will help you to activate your NCMC card feature.

How to load money on my RuPay NCMC Card Wallet ?

You can load money from Metro counters or Online from your bank Internet banking or Mobile banking app.

How to Use ?

Just Tab on entry AFC gate and exist time tab on exist AFC gate.

What is the limit for my offline RuPay NCMC wallet transaction ?

Well, limit is decided by the banks, i shared here Bank of Baroda RuPay NCMC debit card offline wallet transaction limit -

Note - The limit may change in the future.

• Maximum per transaction limit for money add transaction - Rs. 500.
• Maximum daily limit for money add transaction - Rs. 2000.
• No. of money add transactions allowed per day - 4.
• Maximum balance in card (stored value) at any point - Rs. 2000.
• Max per transaction limit for card for offline purchase - Rs. 200 (retail payments) & Rs. 2,000 (transit payments).
• Maximum daily limit for card for no. of offline purchase transactions - 20.

---

Delhi Metro -

Here Delhi Metro Offer 10% off on RuPay NCMC Card payment during peak hours and 20% off on non-peak hours.

Last time i heard Delhi Metro airport expressline accept RuPay NCMC Cards but now I see it is expanding to other Delhi Metro stations as well.

If you travel in Delhi Metro and use RuPay NCMC cards then share your experience in comment section and also help others like where you use ? how you activated your RuPay NCMC cards etc.

Note - Already few users here used RuPay NCMC cards on Delhi Metro. They activated RuPay NCMC Debit Cards from Delhi Metro counter.

View attachment 25985

---

Bengaluru Metro -

Here one twitter user Naveenkumar B S shared on twitter -

Bengaluru Metro now supports all banks NCMC RuPay Debit cards, so there is no need to buy a new card to travel. Today I activated my SBI NCMC debit card service creation at the metro counter and loaded 200 Rs.

I travel by metro regularly in Bangalore, and today I checked at the Banashankari customer service counter if there was any possibility to link my existing SBI Rupay NCMC debit card. The person checked, created the service and loaded the amount.

He also shared this images -

View attachment 25986

Same Twitter user shared another tweet, this time he use Paytm RuPay wallet transit card -

Paytm wallet transit card was delivered on 7 August 23 in Bengaluru, and I have reloaded 100 Rs in AVM.

View attachment 25987

He also share this video -

View attachment 25988

---

MMRDA Mumbai Metro -

Here another Twitter user share his experience in MMRDA Mumbai Metro -

Finally the MMRDA Mumbai Metro staff got the NCMC activated!!
Here’s my BOB RuPay Select Debit Card being used!!

Entry and exit tap images -

View attachment 25991

---

Now the RuPay NCMC-enabled key chain is also supported to use metro stations,shopping malls and other contactless-enabled POS machines. Well done Omnicard app.

View attachment 27592

These are just a few examples and will give you an idea of how to use your RuPay NCMC Metro Card.

Mumbai BEST buses also accept RuPay NCMC Cards and they also issue their own Chalo BEST NCMC Card by yes bank but you can also use other RuPay NCMC Cards as well.

Since, RuPay NCMC Transit System is new and many people are unaware about it. Please share your experience in comment section and help others how to use RuPay NCMC Cards on your Metros.

---

Updated -

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System):​

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System)

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System): NBBL (formely BBPS) Introduces ‘NCMC Recharge’ as the Newest Billing Category on Bharat BillPay. NPCI Bharat BillPay Ltd. (NBBL), India's leading platform for convenient and secure bill payments,announced the...

www.technofino.in

---

New Update - Airtel payments bank now replace Paytm payments bank from all NCMC project -

Now some station also have an option to load money via Cash, UPI, Any Debit/Credit/Prepaid cards -

LIVE PROJECTS Till 16th June, 2024 -​

​

Sr. No	Transit Operator Name	Mode	Exclusive/Non-Exclusive	Acquiring Bank	RuPay cards accepted	Payments options available at stations to load NCMC	NCMC functionality
1	Assam State Transport Corporation (ASTC)	Bus	Non-Exclusive	Yes Bank	All NCMC certified banks	Cash	Balance Check, Balance Update
2	Bangalore Metro Rail Corporation Limited (BMRCL)	Metro	Non-Exclusive	RBL Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
3	Brihanmumbai Electricity Supply and Transport Undertaking (BEST)	Bus	Non-Exclusive	Yes Bank	All NCMC certified banks	Cash	Balance Check, Balance Update
4	Chennai Metro Rail Limited (CMRL)	Metro	Non-Exclusive	State Bank of India	All NCMC certified banks	Cash,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
5	Delhi Metro Rail Corporation (DMRC)	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
6	Gujarat Metro Rail Corporation Limited (GMRC)	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
7	Haryana Roadways	Bus	Non-Exclusive	AU Small finance Bank	All NCMC certified banks	UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
8	Kadamba Transport Corporation Limited (KTCL) (Goa Transport)	Bus	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
9	Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance Metro	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Not Available	Not Available
10	Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7	Metro	Non-Exclusive	State Bank of India	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
11	National Capital Region Transport Corporation (NCRTC)	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
12	Uttar Pradesh Metro Rail Corporation (UPMRC)	Metro	Non-Exclusive	State Bank of India	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
13	Noida Metro Rail Corporation Limited (NMRC)*	Metro	Exclusive	State Bank of India	State Bank of India	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
14	Nagpur Metro Rail Corporation Limited (NMRCL)*	Metro	Exclusive	State Bank of India	State Bank of India	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
15	Ahmedabad Janmarg Limited (Janmitra Bus)*	Bus	Exclusive	ICICI Bank	ICICI Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
16	Surat BRTS*	Bus	Exclusive	ICICI Bank	ICICI Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
17	Kochi Metro Rail Limited (KMRL)*	Metro	Exclusive	Axis Bank	Axis Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
18	Pune Metro*	Metro	Exclusive	HDFC Bank	HDFC Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check

Note - @ Exclusive NCMC project means a single bank is selected by a transit operator who acts as issuer as well as acquirer.

@ Non-Exclusive NCMC project means any RuPay NCMC is accepted by the transit operator.

@ Issuer banks have provided money add option using internet banking/mobile banking to add money to the NCMC virtual account. After this the customer has to perform balance update transaction through any Add Value Machines (AVMs)/PoS terminals to write the amount on the card.

* NCMC cards of other banks will also get accepted in future as decided by Authority.

---

Old info -​

​

LIVE PROJECTS Till 5th Feb, 2024 -​

Sr. No	Transit Operator Name	Mode	Type of Project	Acquiring Bank	RuPay cards accepted
1	Assam State Transport Corporation (ASTC)	Bus	Open loop	Yes Bank	All NCMC certified banks
2	Bangalore Metro Rail Corporation Limited (BMRCL)	Metro	Open loop	RBL Bank	All NCMC certified banks
3	Brihanmumbai Electricity Supply and Transport Undertaking (BEST)	Bus	Open loop	Yes Bank	All NCMC certified banks
4	Chennai Metro Rail Limited (CMRL)	Metro	Open loop	State Bank of India	All NCMC certified banks
5	Delhi Metro Rail Corporation (DMRC)	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
6	Gujarat Metro Rail Corporation Limited (GMRC)	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
7	Haryana Roadways	Bus	Open loop	AU Small finance Bank	All NCMC certified banks
8	Kadamba Transport Corporation Limited (KTCL) (Goa Transport)	Bus	Open loop	Paytm Payments Bank	All NCMC certified banks
9	Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance Metro	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
10	Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7	Metro	Open loop	State Bank of India	All NCMC certified banks
11	National Capital Region Transport Corporation (NCRTC)	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
12	Uttar Pradesh Metro Rail Corporation (UPMRC)	Metro	Open loop	State Bank of India	All NCMC certified banks
13	Noida Metro Rail Corporation Limited (NMRC)	Metro	Closed loop	State Bank of India	State Bank of India
14	Nagpur Metro Rail Corporation Limited (NMRCL)	Metro	Closed loop	State Bank of India	State Bank of India
15	Ahmedabad Janmarg Limited (Janmitra Bus)	Bus	Closed loop	ICICI Bank	ICICI Bank
16	Surat BRTS	Bus	Closed loop	ICICI Bank	ICICI Bank
17	Kochi Metro Rail Limited (KMRL)	Metro	Closed loop	Axis Bank	Axis Bank
18	Pune Metro	Metro	Closed loop	HDFC Bank	HDFC Bank
19	The Delhi–Meerut Regional Rapid Transit System (Delhi–Meerut RRTS)	Rapid Rail	Open loop	Paytm Payments Bank	All NCMC certified banks

Note - *NCMC cards of other banks will also get accepted in future as decided by Authority.

Rant.
As usual, Hyderabad is nowhere in this list.
Most services in digi locker are also not added by the great Telangana state.
The power discoms don't feel like adding in BBPS until after the deadlines. Even now still missing in many apps.

 

[Abhishek012]

Rant.
As usual, Hyderabad is nowhere in this list.
Most services in digi locker are also not added by the great Telangana state.
The power discoms don't feel like adding in BBPS until after the deadlines. Even now still missing in many apps.

Airtel RuPay NCMC Card launched for Hyderabad metro.

 

[Lobogris]

I ordered two NCMC cards last week. One is AU Haryana Roadways and the other is Airtel. Despite paying around 360 for each one, including a 150 delivery charge, neither has even been shipped. I don’t know why they can’t send them in a day or two like normal credit and debit cards. It was a mistake in hindsight as I later saw that you can immediately get the Airtel card from any Delhi Metro station from Airtel kiosks for just Rs50! Now I have to wait for weeks and hope they get delivered.
I don’t understand the need for this weird system. Recently I have travelled extensively on metros and buses in London, Paris, Warsaw, San Francisco, Munich etc and you can simply tap ANY credit or debit card and the amount is charged to it. In London, I used my Infinia and IDFC Wealth and the system has a cap of a maximum charge of 8.75 pounds per day. So it automatically tracks the card and bills you at midnight. If you used the metro and the bus 10 times, instead of charging 20 or 30 pounds, it would simply charge 8.75. No need to get any card. You can tap your phone or watch via Apple Pay or Samsung Pay as well.
Why can’t the metro systems in India simply accept regular cards? It was supposedly started on Delhi Metro Airport Express Line but it never works.

 

[quino]

Why can’t the metro systems in India simply accept regular cards? It was supposedly started on Delhi Metro Airport Express Line but it never works.

quite simple reason. pre-paid vs post-paid.

 

[Lobogris]

quite simple reason. pre-paid vs post-paid.

Yes, but the metro systems should install card readers and simply charge the debit or credit card. It could be enabled at least on some gates at each station. Like at least one fare gate at each exit.

 

[Aniket]

I ordered two NCMC cards last week. One is AU Haryana Roadways and the other is Airtel. Despite paying around 360 for each one, including a 150 delivery charge, neither has even been shipped. I don’t know why they can’t send them in a day or two like normal credit and debit cards. It was a mistake in hindsight as I later saw that you can immediately get the Airtel card from any Delhi Metro station from Airtel kiosks for just Rs50! Now I have to wait for weeks and hope they get delivered.
I don’t understand the need for this weird system. Recently I have travelled extensively on metros and buses in London, Paris, Warsaw, San Francisco, Munich etc and you can simply tap ANY credit or debit card and the amount is charged to it. In London, I used my Infinia and IDFC Wealth and the system has a cap of a maximum charge of 8.75 pounds per day. So it automatically tracks the card and bills you at midnight. If you used the metro and the bus 10 times, instead of charging 20 or 30 pounds, it would simply charge 8.75. No need to get any card. You can tap your phone or watch via Apple Pay or Samsung Pay as well.
Why can’t the metro systems in India simply accept regular cards? It was supposedly started on Delhi Metro Airport Express Line but it never works.

Agreed!



P.S: Rupay Network Cards will be likely available to add on G-Pay later this year. Hope, all cards (CC, DC & Pre-paid) of major banks will be eligible to get added.

Hope, we will be able to use our NFC enabled phone's TPAP on AFC gate as NCMC when bank will implement NPCI's Circular's guidelines seriously.

 

[quino]

Yes, but the metro systems should install card readers and simply charge the debit or credit card. It could be enabled at least on some gates at each station. Like at least one fare gate at each exit.

couple of reasons:

1. MDR
2. tap n pay brings its own problems, which they dont want to deal with.

the current system works well enough for them, they dont see any burning reason to bring-in the debit card network.

You don't have any Rupay cards? almost all of them support metro systems in-built.

 

[Lobogris]

You don't have any Rupay cards? almost all of them support metro systems in-built.

I don’t think so. None of my Rupay cards work and from what I have read, most aren’t usable. There needs to be a separate wallet section enabled on the card.

 

[quino]

I don’t think so. None of my Rupay cards work and from what I have read, most aren’t usable. There needs to be a separate wallet section enabled on the card.

correct. it's a one-time activation.

just look for the below symbol on your Rupay card. if it's there, you can use it for NCMC metro.

 

[irohitpragya]

Now RuPay NCMC card holders can update balance to card chip through his/her NFC-enabled mobile phone handset.

No need to do tap on Transit Terminal Device at Metro or at bus conductor's terminal device.

can you explain this? how it works.

is it live and if yes, which app and bank supports?

 

[Aniket]

correct. it's a one-time activation.

just look for the below symbol on your Rupay card. if it's there, you can use it for NCMC metro.

Bro you are trying to say that all Rupay Cards are NCMC cards as well, if there's NFC feature, as attached in screenshot.

But it doesn't work like that atleast upto now but NPCI has directed to implement, the circular become effective in April 1 only but no progress. 🥲

 

[quino]

But it doesn't work like that atleast upto now but NPCI has directed to implement, the circular become effective in April 1 only but no progress. 🥲

did u have any Rupay card that wasn't NCMC compliant?

 

[Abhishek012]

I ordered two NCMC cards last week. One is AU Haryana Roadways and the other is Airtel. Despite paying around 360 for each one, including a 150 delivery charge, neither has even been shipped. I don’t know why they can’t send them in a day or two like normal credit and debit cards. It was a mistake in hindsight as I later saw that you can immediately get the Airtel card from any Delhi Metro station from Airtel kiosks for just Rs50! Now I have to wait for weeks and hope they get delivered.
I don’t understand the need for this weird system. Recently I have travelled extensively on metros and buses in London, Paris, Warsaw, San Francisco, Munich etc and you can simply tap ANY credit or debit card and the amount is charged to it. In London, I used my Infinia and IDFC Wealth and the system has a cap of a maximum charge of 8.75 pounds per day. So it automatically tracks the card and bills you at midnight. If you used the metro and the bus 10 times, instead of charging 20 or 30 pounds, it would simply charge 8.75. No need to get any card. You can tap your phone or watch via Apple Pay or Samsung Pay as well.
Why can’t the metro systems in India simply accept regular cards? It was supposedly started on Delhi Metro Airport Express Line but it never works.

Don't compare India with London/UK.

India was not always an independent country.

India envisioned the NCMC (National Common Mobility Card) in 2006, but Visa and Mastercard refused to support it at that time.

Later, the RuPay card NCMC project started in 2016.

At that time, it was also realized that the AFC (Automatic Fare Collection) gates were from Western countries.

If Western countries imposed sanctions on India, our metro system would come to a halt.

India developed its own AFC system while RuPay was working on the NCMC in the background.

Now that all systems are ready, the problem is:

Replacing all existing metro AFC gates is costing crores of rupees.

On the other hand, it’s also taking time for all banks to go live on the NCMC system.

Five years ago, RuPay started the Tap & Pay project with Google Pay, which was completed last month.

Another thing is that India adopted offline wallet metro payments like China, Japan, etc., because most people here travel by metro, bus, and train.

During rush hours, online contactless payments cannot handle the load.

For the NCMC, NPCI has organized several hackathons and ideathons to find solutions to all the problems and challenges.

I believe that all NCMC-related problems in India should be resolved by 2030.

Always remember: "The best time to plant a tree was 20 years ago. The second best time is now."

 

[Aniket]

did u have any Rupay card that wasn't NCMC compliant?

Yes, I do have. 😬

correct. it's a one-time activation.

just look for the below symbol on your Rupay card. if it's there, you can use it for NCMC metro.

Bro you are trying to say that all Rupay Cards are NCMC cards as well, if there's NFC feature, as attached in screenshot.

But it doesn't work like that atleast upto now but NPCI has directed to implement, the circular become effective in April 1 only but no progress. 🥲

@Abhishek012 prakash maar dijye ispe...

 

[Abhishek012]

can you explain this? how it works.

is it live and if yes, which app and bank supports?

I don't know how it works, but YES Bank announced this with Chalo NCMC RuPay card last month.

Then I saw a video on LinkedIn that Bank of Baroda (BOB) also made an announcement.

And just 2-4 days ago, I read somewhere that SBI has also gone live with it.

 

[Aniket]

I don't know how it works, but YES Bank announced this with Chalo NCMC RuPay card last month.

Then I saw a video on LinkedIn that Bank of Baroda (BOB) also made an announcement.

And just 2-4 days ago, I read somewhere that SBI has also gone live with it.

Put all the links.

 

[Esmail]

can you explain this? how it works.

is it live and if yes, which app and bank supports?

Chalo App had demonstrated this feature at the GFF 2024 in partnership with CC Avenue. Once you perform an online recharge for the transit wallet balance, you just hold the NCMC card to the back of your phone and use the balance update feature in the respective app if your mobile has NFC feature and the balance will get written to your card chip in the same way as it would at the metro station kiosk. It saves you the effort of going to the metro counter for this step.