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Lets talk about RuPay NCMC Card/ RuPay Metro Card & share your experience & help others

Abhishek012

TF Pioneer
Lets talk about RuPay NCMC Debit/Prepaid Card/ RuPay Metro Card/ RuPay Transit Card and share your experience and help others:

Hi, NPCI now allow Banks, Metros, Buses to accept RuPay NCMC debit and NCMC Prepaid cards.

Many people are asking me how to activate RuPay NCMC debit card ? How to load money ? How to use etc.

What is RuPay NCMC Card ?

National Common Mobility Card (NCMC) is Transit Card/ Metro Card is India. Single Card use on any Metros, Buses, Toll, Parking, Railway, Para Transit & Retail shopping etc.

You will get offline Wallet based contactless Payments option. Load Money on your RuPay NCMC Offline Wallet and use any Metro AFC gates in India. Same like any Metro Cards in India. Some Indian buses are also start accepting RuPay NCMC cards.

How to activate RuPay NCMC Card ?

You RuPay NCMC Card activate through Metro counter and Metro staff will help you to activate your NCMC card feature.

Update - If you guys have NFC Android phone then just download the Chalo app and update your NCMC Card offline balance anytime -

Location Doesn't matter just choose Mumbai to see the card option and thereafter just check/update/activate as required. It doesn't matter which bank NCMC card you have.


How to load money on my RuPay NCMC Card Wallet ?

You can load money from Metro counters or Online from your bank Internet banking or Mobile banking app.

How to Use ?

Just Tab on entry AFC gate and exist time tab on exist AFC gate.

What is the limit for my offline RuPay NCMC wallet transaction ?

Well, limit is decided by the banks, i shared here Bank of Baroda RuPay NCMC debit card offline wallet transaction limit -

Note - The limit may change in the future.

  • Maximum per transaction limit for money add transaction - Rs. 500.
  • Maximum daily limit for money add transaction - Rs. 2000.
  • No. of money add transactions allowed per day - 4.
  • Maximum balance in card (stored value) at any point - Rs. 2000.
  • Max per transaction limit for card for offline purchase - Rs. 200 (retail payments) & Rs. 2,000 (transit payments).
  • Maximum daily limit for card for no. of offline purchase transactions - 20.


Delhi Metro -

Here Delhi Metro Offer 10% off on RuPay NCMC Card payment during peak hours and 20% off on non-peak hours.


Last time i heard Delhi Metro airport expressline accept RuPay NCMC Cards but now I see it is expanding to other Delhi Metro stations as well.

If you travel in Delhi Metro and use RuPay NCMC cards then share your experience in comment section and also help others like where you use ? how you activated your RuPay NCMC cards etc.

Note - Already few users here used RuPay NCMC cards on Delhi Metro. They activated RuPay NCMC Debit Cards from Delhi Metro counter.

F3Efpf9XgAEV6RZ.jpg



Bengaluru Metro -

Here one twitter user Naveenkumar B S shared on twitter -

Bengaluru Metro now supports all banks NCMC RuPay Debit cards, so there is no need to buy a new card to travel. Today I activated my SBI NCMC debit card service creation at the metro counter and loaded 200 Rs.

I travel by metro regularly in Bangalore, and today I checked at the Banashankari customer service counter if there was any possibility to link my existing SBI Rupay NCMC debit card. The person checked, created the service and loaded the amount.

He also shared this images -

dfrdy.jpg

Same Twitter user shared another tweet, this time he use Paytm RuPay wallet transit card -

Paytm wallet transit card was delivered on 7 August 23 in Bengaluru, and I have reloaded 100 Rs in AVM.

xcgds.jpg

He also share this video -

View attachment qSL4p4julFWzPzz-.mp4



MMRDA Mumbai Metro -

Here another Twitter user share his experience in MMRDA Mumbai Metro -

Finally the MMRDA Mumbai Metro staff got the NCMC activated!!
Here’s my BOB RuPay Select Debit Card being used!!

Entry and exit tap images -

F2CcX-IboAAwbv4.jpg

Now the RuPay NCMC-enabled key chain is also supported to use metro stations,shopping malls and other contactless-enabled POS machines. Well done Omnicard app.

dtrete.jpg

These are just a few examples and will give you an idea of how to use your RuPay NCMC Metro Card.

Mumbai BEST buses also accept RuPay NCMC Cards and they also issue their own Chalo BEST NCMC Card by yes bank but you can also use other RuPay NCMC Cards as well.

Since, RuPay NCMC Transit System is new and many people are unaware about it. Please share your experience in comment section and help others how to use RuPay NCMC Cards on your Metros.



Updated -

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System):​



New Update - Airtel payments bank now replace Paytm payments bank from all NCMC project -

Now some station also have an option to load money via Cash, UPI, Any Debit/Credit/Prepaid cards -


LIVE PROJECTS Till 16th June, 2024 -​

Sr. NoTransit Operator NameModeExclusive/Non-ExclusiveAcquiring BankRuPay cards acceptedPayments options available at stations to load NCMCNCMC functionality
1Assam State Transport Corporation (ASTC)BusNon-ExclusiveYes BankAll NCMC certified banksCashBalance Check, Balance Update
2Bangalore Metro Rail Corporation Limited (BMRCL)MetroNon-ExclusiveRBL BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
3Brihanmumbai Electricity Supply and Transport Undertaking (BEST)BusNon-ExclusiveYes BankAll NCMC certified banksCashBalance Check, Balance Update
4Chennai Metro Rail Limited (CMRL)MetroNon-ExclusiveState Bank of IndiaAll NCMC certified banksCash,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
5Delhi Metro Rail Corporation (DMRC)MetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
6Gujarat Metro Rail Corporation Limited (GMRC)MetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
7Haryana RoadwaysBusNon-ExclusiveAU Small finance BankAll NCMC certified banksUPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
8Kadamba Transport Corporation Limited (KTCL) (Goa Transport)BusNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
9Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance MetroMetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksNot AvailableNot Available
10Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7MetroNon-ExclusiveState Bank of IndiaAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
11National Capital Region Transport Corporation (NCRTC)MetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
12Uttar Pradesh Metro Rail Corporation (UPMRC)MetroNon-ExclusiveState Bank of IndiaAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
13Noida Metro Rail Corporation Limited (NMRC)*MetroExclusiveState Bank of IndiaState Bank of IndiaCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
14Nagpur Metro Rail Corporation Limited (NMRCL)*MetroExclusiveState Bank of IndiaState Bank of IndiaCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
15Ahmedabad Janmarg Limited (Janmitra Bus)*BusExclusiveICICI BankICICI BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
16Surat BRTS*BusExclusiveICICI BankICICI BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
17Kochi Metro Rail Limited (KMRL)*MetroExclusiveAxis BankAxis BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
18Pune Metro*MetroExclusiveHDFC BankHDFC BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
Note - @ Exclusive NCMC project means a single bank is selected by a transit operator who acts as issuer as well as acquirer.

@ Non-Exclusive NCMC project means any RuPay NCMC is accepted by the transit operator.

@ Issuer banks have provided money add option using internet banking/mobile banking to add money to the NCMC virtual account. After this the customer has to perform balance update transaction through any Add Value Machines (AVMs)/PoS terminals to write the amount on the card.

* NCMC cards of other banks will also get accepted in future as decided by Authority.


Old info -​

LIVE PROJECTS Till 5th Feb, 2024 -​

Sr. NoTransit Operator NameModeType of ProjectAcquiring BankRuPay cards accepted
1Assam State Transport Corporation (ASTC)BusOpen loopYes BankAll NCMC certified banks
2Bangalore Metro Rail Corporation Limited (BMRCL)MetroOpen loopRBL BankAll NCMC certified banks
3Brihanmumbai Electricity Supply and Transport Undertaking (BEST)BusOpen loopYes BankAll NCMC certified banks
4Chennai Metro Rail Limited (CMRL)MetroOpen loopState Bank of IndiaAll NCMC certified banks
5Delhi Metro Rail Corporation (DMRC)MetroOpen loopPaytm Payments BankAll NCMC certified banks
6Gujarat Metro Rail Corporation Limited (GMRC)MetroOpen loopPaytm Payments BankAll NCMC certified banks
7Haryana RoadwaysBusOpen loopAU Small finance BankAll NCMC certified banks
8Kadamba Transport Corporation Limited (KTCL) (Goa Transport)BusOpen loopPaytm Payments BankAll NCMC certified banks
9Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance MetroMetroOpen loopPaytm Payments BankAll NCMC certified banks
10Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7MetroOpen loopState Bank of IndiaAll NCMC certified banks
11National Capital Region Transport Corporation (NCRTC)MetroOpen loopPaytm Payments BankAll NCMC certified banks
12Uttar Pradesh Metro Rail Corporation (UPMRC)MetroOpen loopState Bank of IndiaAll NCMC certified banks
13Noida Metro Rail Corporation Limited (NMRC)MetroClosed loopState Bank of IndiaState Bank of India
14Nagpur Metro Rail Corporation Limited (NMRCL)MetroClosed loopState Bank of IndiaState Bank of India
15Ahmedabad Janmarg Limited (Janmitra Bus)BusClosed loopICICI BankICICI Bank
16Surat BRTSBusClosed loopICICI BankICICI Bank
17Kochi Metro Rail Limited (KMRL)MetroClosed loopAxis BankAxis Bank
18Pune MetroMetroClosed loopHDFC BankHDFC Bank
19The Delhi–Meerut Regional Rapid Transit System (Delhi–Meerut RRTS)Rapid RailOpen loopPaytm Payments BankAll NCMC certified banks

Note - *NCMC cards of other banks will also get accepted in future as decided by Authority.
 
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Waah waah! 😜

Log toh dekh ke achamit nahi huwe ye keychain use kar raha?😂

Acha aap toh pehle baari activate hi kiye hain, aage ka experience bataiyega 😉
Used Chalo app for first time 😎

Although I already used it for BLR Metro, at first I was very excited and people reaction was epic , when I first used this key chain in fuel station the attender expression was OMG 😈

:hehe:
 
@Aniket ab tak 4-5 debit card kar chuka activate, padosio or family k. Ek to ake bola aap metro wale ho na mera bi kar do 😂.

Shoutout to Chalo app. Absolutely Brilliant. If they had a subscription or Fee I would buy it just to support them
 
@Aniket ab tak 4-5 debit card kar chuka activate, padosio or family k. Ek to ake bola aap metro wale ho na mera bi kar do 😂.

Shoutout to Chalo app. Absolutely Brilliant. If they had a subscription or Fee I would buy it just to support them
Hilarious: Ek to ake bola aap metro wale ho na mera bi kar do 😂. Ab toh aur bhi line lagenge 🤣

Don't shout-out only to Chalo. CCAvenue is also there, whose system is being used. 😜

Wallet ko off/block/deregister karne ka option hai card control setting mein kahe, respective issuer ke pass?
 
Hilarious: Ek to ake bola aap metro wale ho na mera bi kar do 😂. Ab toh aur bhi line lagenge 🤣

Don't shout-out only to Chalo. CCAvenue is also there, whose system is being used. 😜

Wallet ko off/block/deregister karne ka option hai card control setting mein kahe, respective issuer ke pass?
Airtel m h block option (and I think For NCMC the block will only work the next time someone updates the balance which defeats the purpose anyway).

Junio NCMC m ni h.

Debit cards k liye bi bus normal block which again will block NCMC only on next balance update.

Koi aur recommended NCMC card h jo online miljaye (Junio m online recharge abi enable ni hua h..coming soon)? a few friends (and family ) need one.

1000062389.webp
 
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Airtel m h block option (and I think For NCMC the block will only work the next time someone updates the balance which defeats the purpose anyway).

Junio NCMC m ni h.

Debit cards k liye bi bus normal block which again will block NCMC only on next balance update.
Ok, thanks for sharing. Block karke bhi lekin koi wallet ka refund nahi dega, kha jaayega paisa. Uske upar replacment cost wagerah alag se.
Koi aur recommended NCMC card h jo online miljaye (Junio m online recharge abi enable ni hua h..coming soon)? a few friends (and family ) need one.

View attachment 80513
SBI wala nahi kiye kya aap? 😜

Aap ko kis tarah ka chahiye NCMC?
 
Ok, thanks for sharing. Block karke bhi lekin koi wallet ka refund nahi dega, kha jaayega paisa. Uske upar replacment cost wagerah alag se.

SBI wala nahi kiye kya aap? 😜

Aap ko kis tarah ka chahiye NCMC?
Apke sbi sawalo ka jawab


1000062391.webp
Ase krte h scam bhai...NPCI k sare ch*** milke itta hi dimag laga skte h.

And SBI wala to m apne liye jake luga and for wife. Delhi m Noida dono m chalega. Target mera whi h.

Mere cousin and friend ko chiye bina metro jaye, ghar ajaye aur online recharge hojaye baki Chalo aap dekh lega. Mne Junio magaya tha cousin k liye hi but usme online recharge live ni hua h aur last date go live ki Dec 2024 thi to koi ummed bi ni h ab. To koi badhia recommendation ho to btana...
 
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Apke sbi sawalo ka jawab


View attachment 80523
Ase krte h scam bhai...NPCI k sare ch*** milke itta hi dimag laga skte h.
Haan jee tabhi toh ham log criticise kar rahe hain 🤣 jab ye log acces nahi kar pata toh transport operator ke pass paise kaise jata hai? Hawa mein ud ke?🤣
And SBI wala to m apne liye jake luga and for wife. Delhi m Noida dono m chalega. Target mera whi h.

Mere cousin and friend ko chiye bina metro jaye, ghar ajaye aur online recharge hojaye baki Chalo aap dekh lega. Mne Junio magaya tha cousin k liye hi but usme online recharge live ni hua h aur last date go live ki Dec 2024 thi to koi ummed bi ni h ab.
Ussi ke liye 👇 ye pucha tha... transit card toh hojayega lekin matter wahi refund ka hai, raha baat DC/CC pe offline wallet deactivate/deregister/blocking ka wo pata nahi dekhna padega issi liye aap se bhi pucha
Wallet ko off/block/deregister karne ka option hai card control setting mein kahe, respective issuer ke pass?

Waise hone ko hai sabke pass lekin deta koi nahi, paisa jo khana hai 🤣

Pre-paid card rakhne ka jab physical card se hi tap and pay karne ka hai, ~ 150 rupiya rakhne ka, jab bal. update karne ka yantra khudke hato mein hain...

Issuer Noida ka bhi SBI hai toh aapko any how abhi ke liye wahi lena padega, lekin jab aapko lena hi hai toh patented card noida wala pehle na leke, SBI ka Transit Card Yellow line se like, Chandni Chowk, CP wagerah se uthaye and Noida mein uske karke dekye, in case kaam kar jaye though kam hi chance hai...

Cousin ko bhi normal card mil gaya and aap bhi check kar liye...
Min KYC wala lena hai ya Full KYC wo aap pe nirbhar karta hai, full KYC pe jada benefits hai, including indirect withdrawal of money, valid for 5 years, top-up/recharge can be made even via DC, CC, online/PoS txn is allowed, per day spend limit, bal limit...

Baaki, it's your call, see what suits you the best, decide accordingly. 🙂
 
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Apke sbi sawalo ka jawab


View attachment 80523
Ase krte h scam bhai...NPCI k sare ch*** milke itta hi dimag laga skte h.

And SBI wala to m apne liye jake luga and for wife. Delhi m Noida dono m chalega. Target mera whi h.

Mere cousin and friend ko chiye bina metro jaye, ghar ajaye aur online recharge hojaye baki Chalo aap dekh lega. Mne Junio magaya tha cousin k liye hi but usme online recharge live ni hua h aur last date go live ki Dec 2024 thi to koi ummed bi ni h ab. To koi badhia recommendation ho to btana...
Haan jee tabhi toh ham log criticise kar rahe hain 🤣 jab ye log acces nahi kar pata toh transport operator ke pass paise kaise jata hai? Hawa mein ud ke?🤣

Ussi ke liye 👇 ye pucha tha... transit card toh hojayega lekin matter wahi refund ka hai, raha baat DC/CC pe offline wallet deactivate/deregister/blocking ka wo pata nahi dekhna padega issi liye aap se bhi pucha


Waise hone ko hai sabke pass lekin deta koi nahi, paisa jo khana hai 🤣
Offline wallet k refund koi nahi deta hai.

Chahe America ho ya Canada, Korea ho ya Japan.

Delhi Metro ka old metro card system South Korea and Japan k Metro offline wallet system pe based tha. Woh bhi offline wallet ka refund nahi deta tha.

Technically dekha jaye toh iska jarurt bhi nahi hai, kyunki isme paise bahut kam load hote hai.

Aur agar card kisi ka kho jaye toh bina Card k refund dena possible nahi hai. Kyunki paise physically store raheta hai.

Ek aur baat hai log phir money rotate karna start kar denge, iske liye bhi refund system nahi laya hai.
 
I don't have that card, so I can't check.

Visit any nearby SBI ATM and activate from there (lemme know it you want process) and then add some amount then try to update balance.

See whether it works or not.
Big Brother... What's the process??😁😁

I was able to activate the NCMC Offline Wallet... But not able to load any money. Tried every online way in last 2 hours!!😞😞

Tell me what's the process to update it through ATM or any other work around.
 
Today I got these SMS when retrying

Dear SBI customer, your transaction at POS 11031255 has been declined. Please transact at any State Bank ATM for activation of your Debit Card.

But the card is active idk whats the issue but oh well ill check at ATM when I get the chance
 
Today I got these SMS when retrying

Dear SBI customer, your transaction at POS 11031255 has been declined. Please transact at any State Bank ATM for activation of your Debit Card.

But the card is active idk whats the issue but oh well ill check at ATM when I get the chance
Activate huwa nahi hai dhang se ya SBI ka system mein, once again try to activate from Mobile/ Internet Banking. If firh bhi na kam karein then ATM se karye as instructed in SMS.

That's could be the reason why Wallet is not getting activated.
 
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