• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Lets talk about RuPay NCMC Card/ RuPay Metro Card & share your experience & help others

Apply For Lifetime Free IDFC First Credit Card
A

Abhishek012

TF Pioneer
Lets talk about RuPay NCMC Debit/Prepaid Card/ RuPay Metro Card/ RuPay Transit Card and share your experience and help others:

Hi, NPCI now allow Banks, Metros, Buses to accept RuPay NCMC debit and NCMC Prepaid cards.

Many people are asking me how to activate RuPay NCMC debit card ? How to load money ? How to use etc.

What is RuPay NCMC Card ?

National Common Mobility Card (NCMC) is Transit Card/ Metro Card is India. Single Card use on any Metros, Buses, Toll, Parking, Railway, Para Transit & Retail shopping etc.

You will get offline Wallet based contactless Payments option. Load Money on your RuPay NCMC Offline Wallet and use any Metro AFC gates in India. Same like any Metro Cards in India. Some Indian buses are also start accepting RuPay NCMC cards.

How to activate RuPay NCMC Card ?

You RuPay NCMC Card activate through Metro counter and Metro staff will help you to activate your NCMC card feature.

Update - If you guys have NFC Android phone then just download the Chalo app and update your NCMC Card offline balance anytime -

Location Doesn't matter just choose Mumbai to see the card option and thereafter just check/update/activate as required. It doesn't matter which bank NCMC card you have.

E

Post in thread 'Clarification on RuPay NCMC'

You can use Chalo app from the Playstore to check and update your NCMC balance using NFC-enabled smartphone. I tried this with my RBL credit card.
  • Hehe
  • Like

How to load money on my RuPay NCMC Card Wallet ?

You can load money from Metro counters or Online from your bank Internet banking or Mobile banking app.

How to Use ?

Just Tab on entry AFC gate and exist time tab on exist AFC gate.

What is the limit for my offline RuPay NCMC wallet transaction ?

Well, limit is decided by the banks, i shared here Bank of Baroda RuPay NCMC debit card offline wallet transaction limit -

Note - The limit may change in the future.

  • Maximum per transaction limit for money add transaction - Rs. 500.
  • Maximum daily limit for money add transaction - Rs. 2000.
  • No. of money add transactions allowed per day - 4.
  • Maximum balance in card (stored value) at any point - Rs. 2000.
  • Max per transaction limit for card for offline purchase - Rs. 200 (retail payments) & Rs. 2,000 (transit payments).
  • Maximum daily limit for card for no. of offline purchase transactions - 20.

Delhi Metro -

Here Delhi Metro Offer 10% off on RuPay NCMC Card payment during peak hours and 20% off on non-peak hours.

Last time i heard Delhi Metro airport expressline accept RuPay NCMC Cards but now I see it is expanding to other Delhi Metro stations as well.

If you travel in Delhi Metro and use RuPay NCMC cards then share your experience in comment section and also help others like where you use ? how you activated your RuPay NCMC cards etc.

Note - Already few users here used RuPay NCMC cards on Delhi Metro. They activated RuPay NCMC Debit Cards from Delhi Metro counter.

F3Efpf9XgAEV6RZ.jpg


Bengaluru Metro -

Here one twitter user Naveenkumar B S shared on twitter -

Bengaluru Metro now supports all banks NCMC RuPay Debit cards, so there is no need to buy a new card to travel. Today I activated my SBI NCMC debit card service creation at the metro counter and loaded 200 Rs.

I travel by metro regularly in Bangalore, and today I checked at the Banashankari customer service counter if there was any possibility to link my existing SBI Rupay NCMC debit card. The person checked, created the service and loaded the amount.

He also shared this images -

dfrdy.jpg

Same Twitter user shared another tweet, this time he use Paytm RuPay wallet transit card -

Paytm wallet transit card was delivered on 7 August 23 in Bengaluru, and I have reloaded 100 Rs in AVM.

xcgds.jpg

He also share this video -

View attachment qSL4p4julFWzPzz-.mp4


MMRDA Mumbai Metro -

Here another Twitter user share his experience in MMRDA Mumbai Metro -

Finally the MMRDA Mumbai Metro staff got the NCMC activated!!
Here’s my BOB RuPay Select Debit Card being used!!

Entry and exit tap images -

F2CcX-IboAAwbv4.jpg
Now the RuPay NCMC-enabled key chain is also supported to use metro stations,shopping malls and other contactless-enabled POS machines. Well done Omnicard app.

dtrete.jpg

These are just a few examples and will give you an idea of how to use your RuPay NCMC Metro Card.

Mumbai BEST buses also accept RuPay NCMC Cards and they also issue their own Chalo BEST NCMC Card by yes bank but you can also use other RuPay NCMC Cards as well.

Since, RuPay NCMC Transit System is new and many people are unaware about it. Please share your experience in comment section and help others how to use RuPay NCMC Cards on your Metros.

Updated -

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System):​

www.technofino.in

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System)

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System): NBBL (formely BBPS) Introduces ‘NCMC Recharge’ as the Newest Billing Category on Bharat BillPay. NPCI Bharat BillPay Ltd. (NBBL), India's leading platform for convenient and secure bill payments,announced the...
www.technofino.in www.technofino.in

New Update - Airtel payments bank now replace Paytm payments bank from all NCMC project -

Now some station also have an option to load money via Cash, UPI, Any Debit/Credit/Prepaid cards -

LIVE PROJECTS Till 16th June, 2024 -​

​

Sr. NoTransit Operator NameModeExclusive/Non-ExclusiveAcquiring BankRuPay cards acceptedPayments options available at stations to load NCMCNCMC functionality
1Assam State Transport Corporation (ASTC)BusNon-ExclusiveYes BankAll NCMC certified banksCashBalance Check, Balance Update
2Bangalore Metro Rail Corporation Limited (BMRCL)MetroNon-ExclusiveRBL BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
3Brihanmumbai Electricity Supply and Transport Undertaking (BEST)BusNon-ExclusiveYes BankAll NCMC certified banksCashBalance Check, Balance Update
4Chennai Metro Rail Limited (CMRL)MetroNon-ExclusiveState Bank of IndiaAll NCMC certified banksCash,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
5Delhi Metro Rail Corporation (DMRC)MetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
6Gujarat Metro Rail Corporation Limited (GMRC)MetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
7Haryana RoadwaysBusNon-ExclusiveAU Small finance BankAll NCMC certified banksUPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
8Kadamba Transport Corporation Limited (KTCL) (Goa Transport)BusNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
9Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance MetroMetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksNot AvailableNot Available
10Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7MetroNon-ExclusiveState Bank of IndiaAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
11National Capital Region Transport Corporation (NCRTC)MetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
12Uttar Pradesh Metro Rail Corporation (UPMRC)MetroNon-ExclusiveState Bank of IndiaAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
13Noida Metro Rail Corporation Limited (NMRC)*MetroExclusiveState Bank of IndiaState Bank of IndiaCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
14Nagpur Metro Rail Corporation Limited (NMRCL)*MetroExclusiveState Bank of IndiaState Bank of IndiaCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
15Ahmedabad Janmarg Limited (Janmitra Bus)*BusExclusiveICICI BankICICI BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
16Surat BRTS*BusExclusiveICICI BankICICI BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
17Kochi Metro Rail Limited (KMRL)*MetroExclusiveAxis BankAxis BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
18Pune Metro*MetroExclusiveHDFC BankHDFC BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
Note - @ Exclusive NCMC project means a single bank is selected by a transit operator who acts as issuer as well as acquirer.

@ Non-Exclusive NCMC project means any RuPay NCMC is accepted by the transit operator.

@ Issuer banks have provided money add option using internet banking/mobile banking to add money to the NCMC virtual account. After this the customer has to perform balance update transaction through any Add Value Machines (AVMs)/PoS terminals to write the amount on the card.

* NCMC cards of other banks will also get accepted in future as decided by Authority.

Old info -​

​

LIVE PROJECTS Till 5th Feb, 2024 -​

Sr. NoTransit Operator NameModeType of ProjectAcquiring BankRuPay cards accepted
1Assam State Transport Corporation (ASTC)BusOpen loopYes BankAll NCMC certified banks
2Bangalore Metro Rail Corporation Limited (BMRCL)MetroOpen loopRBL BankAll NCMC certified banks
3Brihanmumbai Electricity Supply and Transport Undertaking (BEST)BusOpen loopYes BankAll NCMC certified banks
4Chennai Metro Rail Limited (CMRL)MetroOpen loopState Bank of IndiaAll NCMC certified banks
5Delhi Metro Rail Corporation (DMRC)MetroOpen loopPaytm Payments BankAll NCMC certified banks
6Gujarat Metro Rail Corporation Limited (GMRC)MetroOpen loopPaytm Payments BankAll NCMC certified banks
7Haryana RoadwaysBusOpen loopAU Small finance BankAll NCMC certified banks
8Kadamba Transport Corporation Limited (KTCL) (Goa Transport)BusOpen loopPaytm Payments BankAll NCMC certified banks
9Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance MetroMetroOpen loopPaytm Payments BankAll NCMC certified banks
10Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7MetroOpen loopState Bank of IndiaAll NCMC certified banks
11National Capital Region Transport Corporation (NCRTC)MetroOpen loopPaytm Payments BankAll NCMC certified banks
12Uttar Pradesh Metro Rail Corporation (UPMRC)MetroOpen loopState Bank of IndiaAll NCMC certified banks
13Noida Metro Rail Corporation Limited (NMRC)MetroClosed loopState Bank of IndiaState Bank of India
14Nagpur Metro Rail Corporation Limited (NMRCL)MetroClosed loopState Bank of IndiaState Bank of India
15Ahmedabad Janmarg Limited (Janmitra Bus)BusClosed loopICICI BankICICI Bank
16Surat BRTSBusClosed loopICICI BankICICI Bank
17Kochi Metro Rail Limited (KMRL)MetroClosed loopAxis BankAxis Bank
18Pune MetroMetroClosed loopHDFC BankHDFC Bank
19The Delhi–Meerut Regional Rapid Transit System (Delhi–Meerut RRTS)Rapid RailOpen loopPaytm Payments BankAll NCMC certified banks

Note - *NCMC cards of other banks will also get accepted in future as decided by Authority.
 
Last edited:
Apply For LTF AU LIT Credit Card
My Father also has a NCMC debit card from BOI but there doesn't seem to be a way to recharge wallet online from netbanking/app....
Any trick like Chalo app to recharge the card?
1736833855856.webp
 
Apply For LTF HDFC Swiggy Credit Card
nayra said:
My Father also has a NCMC debit card from BOI but there doesn't seem to be a way to recharge wallet online from netbanking/app....
Any trick like Chalo app to recharge the card?
View attachment 80548
Click to expand...
Most NMCM cards don't allow you to recharge your wallet online. These cards are useless because who would want to wait in line at Metro to recharge them? Most of these issuers will never come to BBPS given their track record for rolling out public-friendly features.

For NCMC cards that provide a way there are multiple options like [SBI and AIRTEL are now on BBPS], Some wallets like Omnicard let you transfer the amount from their wallet to NCMC, or they let you recharge using their dedicated App.

Now keep in mind that recharge and balance update are two different things. So we have a way to update (offline) balance via Chalo app but the recharge option has to be provided by the card issuer/provider.

Also in my experience, Chalo app has full support for NCMC and I have been able to activate/update/check balance for multiple NCMC cards issued by multiple banks. Even Credit Cards.

And these issues with Debit card NCMC errors, I ask the person to use the card at an ATM first and the next day NCMC worked without a hitch.

All hail CCAvenue and Chalo !!!
 
Last edited:
dvader said:
Also in my experience, Chalo app has full support for NCMC and I have been able to activate/update/check balance for multiple NCMC cards issued by multiple banks. Even Credit Cards.
Click to expand...
I have HDFC Tata Neu Infinity, can it be used this way? Since HDFC is not on the list of rupay ncmc supporting banks but this card does have the contactless logo
 
nayra said:
I have HDFC Tata Neu Infinity, can it be used this way? Since HDFC is not on the list of rupay ncmc supporting banks but this card does have the contactless logo
Click to expand...
I don't think HDFC is registered for NCMC so Chalo App will most probably error out and Even if you can activate and check your balance you won't be able to put money in it as the backend has no support for it.

RBL RuPay Credit Card NCMC is the only one that works right now as far as CCs are concerned.
 
I have canara bank Millennia debit card and I am unable to activate it using the chalo app.
I can check the balance and have updated the balance of offline wallet but when I am trying to activate it
Keeps on getting this error.
If anyone can help it will be very helpful. IMG-20250118-WA0004.webp
 
ayush2635 said:
I have canara bank Millennia debit card and I am unable to activate it using the chalo app.
I can check the balance and have updated the balance of offline wallet but when I am trying to activate it
Keeps on getting this error.
If anyone can help it will be very helpful.View attachment 80936
Click to expand...
Canara ke end se problem hai, integrate nahi kiya NCMC ke sath...aap app mein dekh lijye...

Toh kaha se chalega?
 
You must log in or register to reply here.

Similar threads

SarPanch
  • Question Question
Let's talk about Rupay Credit Cards, Benefits, Options, Offers & More
Replies
6
Views
1K
purush
P
Back
Top