Limit Enhancement Help required

[sam609619]

My wife gets salary credit of 95000 every month in her account and from nexr month it will be 125000 as she is changing her company .
She has 4 credit cards
Sbi BPCL - 170000
Idfc first - 180000
Hdfc Regalia - 210000
Vistara Infinite Gold - 90000( just 6 months old)

We want to get magnus card for her but for that minimum 4 lakh limit card required so for that am trying to get limit enhancement for all 4 cards above but it doesnt seem possible .
Can any one suggest what to do .

 

[Nemesis]

My wife gets salary credit of 95000 every month in her account and from nexr month it will be 125000 as she is changing her company .
She has 4 credit cards
Sbi BPCL - 170000
Idfc first - 180000
Hdfc Regalia - 210000
Vistara Infinite Gold - 90000( just 6 months old)

We want to get magnus card for her but for that minimum 4 lakh limit card required so for that am trying to get limit enhancement for all 4 cards above but it doesnt seem possible .
Can any one suggest what to do .

Send each bank network mail for Limit increase with ITR... Side by side try new bank network like ICICI if they give more (try offline to get to know the limit... Can be negotiated with mab on salary account or nrv)

 

[sam609619]

Send each bank network mail for Limit increase with ITR... Side by side try new bank network like ICICI if they give more (try offline to get to know the limit... Can be negotiated with mab on salary account or nrv)

Ok will do that thnks .

 

[Slayer]

My wife gets salary credit of 95000 every month in her account and from nexr month it will be 125000 as she is changing her company .
She has 4 credit cards
Sbi BPCL - 170000
Idfc first - 180000
Hdfc Regalia - 210000
Vistara Infinite Gold - 90000( just 6 months old)

We want to get magnus card for her but for that minimum 4 lakh limit card required so for that am trying to get limit enhancement for all 4 cards above but it doesnt seem possible .
Can any one suggest what to do .

Would suggest you to match Vistara Infinite limit to Regalia

After you have increased Regalia's limit

I'm having a hunch that your wife's salary account is in HDFC so getting that LE won't be that hard

 

[iamabhisekagar]

My wife gets salary credit of 95000 every month in her account and from nexr month it will be 125000 as she is changing her company .
She has 4 credit cards
Sbi BPCL - 170000
Idfc first - 180000
Hdfc Regalia - 210000
Vistara Infinite Gold - 90000( just 6 months old)

We want to get magnus card for her but for that minimum 4 lakh limit card required so for that am trying to get limit enhancement for all 4 cards above but it doesnt seem possible .
Can any one suggest what to do .

Mail the Nodal Officer of Axis Bank asking them for a limit increase on your VI CC...they will ask you for salary slips, ITR, computation of income, and expected credit limit (plz find attachment).
Always ask them for a high amount of credit limit...I asked them for Rs 1.5 Lakhs of limit and then they gave me 69K.

For SBI CC, apply for a Simply Click CC...its getting approved easily. Transfer your credit limit from simply click CC to BPCL ( in SBI CCs they have separate credit limits).

 

[starstruck]

When I went to apply for credit card directly in branch, they said one needs 1.25 lakhs net salary credit into bank account for Magnus.

Try the offline route when your wife’s salary hits the account and the pay slip is there.

My wife gets salary credit of 95000 every month in her account and from nexr month it will be 125000 as she is changing her company .
She has 4 credit cards
Sbi BPCL - 170000
Idfc first - 180000
Hdfc Regalia - 210000
Vistara Infinite Gold - 90000( just 6 months old)

We want to get magnus card for her but for that minimum 4 lakh limit card required so for that am trying to get limit enhancement for all 4 cards above but it doesnt seem possible .
Can any one suggest what to do .

 

[Slayer]

When I went to apply for credit card directly in branch, they said one needs 1.25 lakhs net salary credit into bank account for Magnus.

Try the offline route when your wife’s salary hits the account and the pay slip is there.

Atleast they said 1.25L most places say 1.5L

 

[starstruck]

Atleast they said 1.25L most places say 1.5L

I live mostly in a tier 3 city due to WFH. Axis may have given discretion to employees to consider net salary or gross salary or some amount below it for that 18L annual income required.

 

[Slayer]

I live mostly in a tier 3 city due to WFH. Axis may have given discretion to employees to consider net salary or gross salary or some amount below it for that 18L annual income required.

You have Vistara Inifnite with 4L limit

You can get Magnus on the basis of that

 

[starstruck]

You have Vistara Inifnite with 4L limit

You can get Magnus on the basis of that

I got it this month only. Will apply for Magnus next month after all the investments for tax purposes are done.

I also have to take a call on closure between Ace and Flipkart Axis LTF.

 

[Slayer]

I got it this month only. Will apply for Magnus next month after all the investments for tax purposes are done.

I also have to take a call on closure between Ace and Flipkart Axis LTF.

I'd say Ace as it's a paid card and Flopkart Axis overlaps with Ace benefits

Also ask them to match your existing Flopkart and Ace cards to Vistara Infinite limit or make it a shared credit limit across all the three cards

 

[starstruck]

I'd say Ace as it's a paid card and Flopkart Axis overlaps with Ace benefits

Also ask them to match your existing Flopkart and Ace cards to Vistara Infinite limit or make it a shared credit limit across all the three cards

Will take this into consideration. (Flopkart lol)

 

[sam609619]

Would suggest you to match Vistara Infinite limit to Regalia

After you have increased Regalia's limit

I'm having a hunch that your wife's salary account is in HDFC so getting that LE won't be that hard

How to Deal with Hdfc , on call they r telling there is no current offer showing for limit enhancement so we cant do n e thing .

 

[Slayer]

How to Deal with Hdfc , on call they r telling there is no current offer showing for limit enhancement so we cant do n e thing .

Only experience is receiving Moneyback+ non-LTF when was promised Business Regalia LTF

 

[Wealth is my birth right!]

My wife gets salary credit of 95000 every month in her account and from nexr month it will be 125000 as she is changing her company .
She has 4 credit cards
Sbi BPCL - 170000
Idfc first - 180000
Hdfc Regalia - 210000
Vistara Infinite Gold - 90000( just 6 months old)

We want to get magnus card for her but for that minimum 4 lakh limit card required so for that am trying to get limit enhancement for all 4 cards above but it doesnt seem possible .
Can any one suggest what to do .

Just a small thinking out of box apply with the eligibility of ctc or tec
The requirements is 18l pa but they considered my 16l when I applied magnus
Got card delivered on 3rd day with 2lac limit now I got enhanced to 5l after 6 months

 

[aniruddhaadhe]

T

My wife gets salary credit of 95000 every month in her account and from nexr month it will be 125000 as she is changing her company .
She has 4 credit cards
Sbi BPCL - 170000
Idfc first - 180000
Hdfc Regalia - 210000
Vistara Infinite Gold - 90000( just 6 months old)

We want to get magnus card for her but for that minimum 4 lakh limit card required so for that am trying to get limit enhancement for all 4 cards above but it doesnt seem possible .
Can any one suggest what to do .

Try AU cards.
They provide high limit. Also they show u limit while applying (go to their branch or DM me, I have an agent)
If u like limit, proceed or reject.
My wife had highest limit of 1.2L. She got AU Vetta with 1.85L limit.

 

[sam609619]

T

Try AU cards.
They provide high limit. Also they show u limit while applying (go to their branch or DM me, I have an agent)
If u like limit, proceed or reject.
My wife had highest limit of 1.2L. She got AU Vetta with 1.85L limit.

Thnks

T

Try AU cards.
They provide high limit. Also they show u limit while applying (go to their branch or DM me, I have an agent)
If u like limit, proceed or reject.
My wife had highest limit of 1.2L. She got AU Vetta with 1.85L limit.

she got magnus in month of may ,
Now no other cards required .

 

[vaibhav111vaibhav111 is verified member.]

My wife gets salary credit of 95000 every month in her account and from nexr month it will be 125000 as she is changing her company .
She has 4 credit cards
Sbi BPCL - 170000
Idfc first - 180000
Hdfc Regalia - 210000
Vistara Infinite Gold - 90000( just 6 months old)

We want to get magnus card for her but for that minimum 4 lakh limit card required so for that am trying to get limit enhancement for all 4 cards above but it doesnt seem possible .
Can any one suggest what to do .

It seem your wife cibil is new and hence salary credit isn't matching with 3 to 4x on cc limit. Try to increase through salary slip.

 

[sam609619]

It seem your wife cibil is new and hence salary credit isn't matching with 3 to 4x on cc limit. Try to increase through salary slip.

She got Magnus card in Month of may .

 

[aniruddhaadhe]

@sam609619 keep applying for LE.
One day she might want to get Infinia or some other super premium card🤞🏼

Also, tell us how u managed to get her magnus.