Axis Magnus Magnus cancelled by ax-is for non personal usage

[xvd1]

My Magnus cc got canned due to non personal usage and the rewards section remains blocked. Will my airtel card also get affected with this?

 

[CVR]

are hdfc biz black/biz power available to salaried people? Or does it need GST number?

Only for self employed

 

[HumorSimpson]

go into any hdfc branch and meet anyone from credit card dept and tell them u want to apply bizblack as a floater.. they will do the rest

OK will try in a nearby branch for biz black

 

[nrj1007]

My Magnus cc got canned due to non personal usage and the rewards section remains blocked. Will my airtel card also get affected with this?

How much points blocked?

 

[imdjay]

Can a salaried get it?

bruh.. when will you believe other people?
You have asked this so many times.
Just go to your nearest branch and ask them to give you biz black as a floater card. Btw this would have joining and annual fees.

 

[HumorSimpson]

bruh.. when will you believe other people?
You have asked this so many times.
Just go to your nearest branch and ask them to give you biz black as a floater card. Btw this would have joining and annual fees.

I got few contradictory answers thats why I am skeptical.

 

[sourpai]

I got few contradictory answers thats why I am skeptical.

No man! Your questions have been comprehensively answered by few folks and me who actually own the card. Why bother with other contradictory advices?

 

[sourpai]

will you be able to confirm this? Because afaik the smart buy portal Google ads is for bizpower

Where is this mentioned that it is only for Biz power? I have not personally tested it as I don't have google ads payments, but this smartbuy website should work for all cards

 

[xvd1]

How much points blocked?

Last I checked, some 30k+. After that portal is blocked so can't check.

 

[pslashb]

Where is this mentioned that it is only for Biz power? I have not personally tested it as I don't have google ads payments, but this smartbuy website should work for all cards

Idk how the SmartBuy portal works for Google Ads. If I am making payment on Smartbuy portal and then they are crediting ad credits to my Google Ads account then I can imagine BizBlack working. If it just directs you to Google Ads with an affiliate link kinda thing then BizBlack wont work as Google only takes Visa and MC.

 

[pslashb]

Last I checked, some 30k+. After that portal is blocked so can't check.

Search the forums, one guy was able to salvage his points somehow. I do not remember how.

 

[MR_RDX]

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Ishi ki den hai credit card to bank transfer

 

[HumorSimpson]

Ishi ki den hai credit card to bank transfer

Aur usi kaa shaap hain, beech me paisa atak jaana aur cards cancel ho jaana bee.

 

[Wealth is my birth right!]

This fxxxer atleast kept magnus card for advance tax payment atleast which mostly no one will abuse
With 35400 fee highly minimal category to milk points thats why op used fb ads

 

[pslashb]

This fxxxer atleast kept magnus card for advance tax payment atleast which mostly no one will abuse
With 35400 fee highly minimal category to milk points thats why op used fb ads

Fr idk how people are able to print points on magnus without either manufacturing/rotating or buying LV bags every month

 

[Slayer]

Fr idk how people are able to print points on magnus without either manufacturing/rotating or buying LV bags every month

People who travel for work and use their personal credit cards and get the amount reimbursed from their employers

 

[pslashb]

People who travel for work and use their personal credit cards and get the amount reimbursed from their employers

Yeah that is also there but unless youre doing international business class flights, you cant be printing points on AEP

 

[HumorSimpson]

Yeah that is also there but unless youre doing international business class flights, you cant be printing points on AEP

There was some guy here who is into marketing and a very frequent traveler within India and his company allowed personal CC to use. He said within no time he gets maxed on rewards in a month.

 

[xvd1]

This fxxxer atleast kept magnus card for advance tax payment atleast which mostly no one will abuse
With 35400 fee highly minimal category to milk points thats why op used fb ads

Fr idk how people are able to print points on magnus without either manufacturing/rotating or buying LV bags every month

I maybe wrong here but I don't think I milked the bank in anyway. I maintained 7 digits in my current account with the bank giving me no interest on it. Kept 1L+ in my saving just cause they upgraded me to some shit tier saving account. Kept multiple FDs with them when I could have rather put it into MFs and made more. Paid fees on all my cards and never asked for a waiver. So they were making money on me hands over fist.

I would have understood if I maintained 10k but was minting lacs of points. But here I was giving them all my business equally. Axis should use some logic here and spare a few accounts. But I don't think they care.

 

[pslashb]

There was some guy here who is into marketing and a very frequent traveler within India and his company allowed personal CC to use. He said within no time he gets maxed on rewards in a month.

Time to find such a job

I maybe wrong here but I don't think I milked the bank in anyway. I maintained 7 digits in my current account with the bank giving me no interest on it. Kept 1L+ in my saving just cause they upgraded me to some shit tier saving account. Kept multiple FDs with them when I could have rather put it into MFs and made more. Paid fees on all my cards and never asked for a waiver. So they were making money on me hands over fist.

I would have understood if I maintained 10k but was minting lacs of points. But here I was giving them all my business equally. Axis should use some logic here and spare a few accounts. But I don't think they care.

Bro you coulda definitely salvaged your points then. But no non-business CC issuer will be "legally" ok with business spends on CCs.

After reading your post imma stop spending even 30K on Google/Meta Ads that I was thinking of spending on my Atlas.

 

[Vasuki]

Sorry for the delay guys. Didn't think my sorrow would create so much excitement

I spent a few lacs on FB/Google ads. My understanding was that as I have my current ac with them and all payments go through it, its pretty valid as it all falls under the same customer ID. But I don't think axis is that chill. They had asked me to share invoices for FB ad spends for last few months. Hadn't shared that with them as I saw no point.

I have friends who spend much higher amounts with other banks and haven't faced any issues. Weird ax-is would want to lose a customer who's paying their card fees + pays bills on time + has current ac and investments with them.

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