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Minimum balance issue HDFC Account

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sujal

sujal

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My friend had opened regular savings account of hdfc bank with minimum balance of 10k
He is not maintaining 10k amount in his account as he is not interested now
Will the account be dormant automatically after getting some charges after 3 or 6 months?
Will it be a big issue if he doesnt pay minimum balance charges?
Need help guyss....
 
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sujal said:
My friend had opened regular savings account of hdfc bank with minimum balance of 10k
He is not maintaining 10k amount in his account as he is not interested now
Will the account be dormant automatically after getting some charges after 3 or 6 months?
Will it be a big issue if he doesnt pay minimum balance charges?
Need help guyss....
Click to expand...
Why to go for the trouble, just get it closed rn🤷
 
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sujal said:
My friend had opened regular savings account of hdfc bank with minimum balance of 10k
He is not maintaining 10k amount in his account as he is not interested now
Will the account be dormant automatically after getting some charges after 3 or 6 months?
Will it be a big issue if he doesnt pay minimum balance charges?
Need help guyss....
Click to expand...
Hdfc is one such good bank don't let it get dormant..
Chnage Branch to semi Urban / village.
Maintain 5k .
This can be done online.

Go to branch manager & ask for account closure if there is charge for account closure 590 rs pay it .
But avoid paying non maintenance charges at any cost bcz it can be waived by branch manager request.

I made hdfc account dormant for 1+ year ..
Accumulate 6k negative balance .
Bm waived off non maintenance & then i started using it .but took months to do this .
Surprising hdfc gave me first cc 😆😆 within 2 month of usage
 
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NShah said:
Yes after 1 year if no credit and debit transaction or no balance in bank account

Not very big issue he can waive off mab charges or close account without paying any mab charges
Click to expand...
Can mab charges be waived on call?
DocFixIt said:
Hdfc is one such good bank don't let it get dormant..
Chnage Branch to semi Urban / village.
Maintain 5k .
This can be done online.

Go to branch manager & ask for account closure if there is charge for account closure 590 rs pay it .
But avoid paying non maintenance charges at any cost bcz it can be waived by branch manager request.

I made hdfc account dormant for 1+ year ..
Accumulate 6k negative balance .
Bm waived off non maintenance & then i started using it .but took months to do this .
Surprising hdfc gave me first cc 😆😆 within 2 month of usage
Click to expand...
?
 
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HDFC Savings Max account , opened about 45 days back, one FD of Rs. 1.5 lac was opened from this account on day one itself in order to get waiver from AMB requirements.

However it is showing required AMB as Rs. 25000/-
Is that normal?
 
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I want to convert my digisavw account to savings max
I will go with 1 lac fd route

I am in urban area my branch is in xyz place in rural area which I don't know (for mab purpose)
Also savings max is having 1 lac fd req their

Can anyone guide on how to do this ?
Like do I have to make fd first and then convert or after?.
Would be great if someone give steps on that
Also one MOST IMPORTANT question
Nation wants to know
Will my millennia become LTF after all this drama?


Tagging padosi ex pm
@DocFixIt
 
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sujal said:
My friend had opened regular savings account of hdfc bank with minimum balance of 10k
He is not maintaining 10k amount in his account as he is not interested now
Will the account be dormant automatically after getting some charges after 3 or 6 months?
Will it be a big issue if he doesnt pay minimum balance charges?
Need help guyss....
Click to expand...
yes.. pls ask him to close the account.. to avoid any issues.. hdfc can be a pain.. and they don't waive if they don't see future funds coming in
 
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doraemon said:
I want to convert my digisavw account to savings max
I will go with 1 lac fd route
Click to expand...
Upgrade using this link:-


doraemon said:
I am in urban area my branch is in xyz place in rural area which I don't know (for mab purpose)
Also savings max is having 1 lac fd req their
Click to expand...
Just do 1 Lakh FD of 1yr or more and turn on auto renewal
doraemon said:
Also one MOST IMPORTANT question
Nation wants to know
Will my millennia become LTF after all this drama?
Click to expand...
No guarantee in SB Max. Some have informed they are charged and some aren't

First deposit 1L and get enrolled in Classic. Once enrolled in classic, then do a FD. This will give you a guarantee if of free DC until you are downgraded
 
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varun__goel_ said:
Upgrade using this link:-



Just do 1 Lakh FD of 1yr or more and turn on auto renewal

No guarantee in SB Max. Some have informed they are charged and some aren't

First deposit 1L and get enrolled in Classic. Once enrolled in classic, then do a FD. This will give you a guarantee if of free DC until you are downgraded
Click to expand...
Can I visit any branch for classic upgrade form?
I just deposited 1L !
 
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